FINANCE CODE
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TITLE 1. GENERAL PROVISIONS
CHAPTER 1.
GENERAL PROVISIONS
Sec. 1.001. PURPOSE OF CODE
Sec. 1.002. CONSTRUCTION OF CODE
Sec. 1.003. REFERENCE IN LAW TO STATUTE REVISED BY CODE
Sec. 1.004. PREEMPTION
TITLE 2. FINANCIAL REGULATORY AGENCIES
CHAPTER 11.
FINANCE COMMISSION OF TEXAS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 11.001. DEFINITIONS
Sec. 11.002. PURPOSE OF COMMISSION; STRATEGIC PLAN
SUBCHAPTER B. COMPOSITION AND OPERATION
Sec. 11.101. APPOINTMENT; TERMS; OATH
Sec. 11.102. QUALIFICATIONS OF MEMBERS
Sec. 11.1021. CONFLICT OF INTEREST
Sec. 11.103. REMOVAL OF MEMBERS
Sec. 11.104. EXPENSES AND COMPENSATION OF MEMBERS
Sec. 11.105. MATTER IN WHICH MEMBER HAS PERSONAL INTEREST
Sec. 11.106. MEETINGS
Sec. 11.107. PRESIDING OFFICER
Sec. 11.108. SUNSET PROVISION
Sec. 11.109. STANDARDS OF CONDUCT
Sec. 11.110. TRAINING
Sec. 11.111. SEPARATION OF FUNCTIONS
Sec. 11.112. PUBLIC TESTIMONY
Sec. 11.113. ADVISORY COMMITTEES
SUBCHAPTER C. STAFF AND EXPENSES
Sec. 11.202. HEARINGS OFFICER AND AUDITOR
Sec. 11.203. LIMITATION ON DIRECTION OF AUDITOR
Sec. 11.204. SHARING OF STAFF, EQUIPMENT, AND FACILITIES; ALLOCATION OF COSTS
SUBCHAPTER D. POWERS AND DUTIES
Sec. 11.301. BANKING RULES
Sec. 11.302. SAVINGS ASSOCIATION AND SAVINGS BANK RULES
Sec. 11.303. DISCLOSURE OF CERTAIN INFORMATION TO FINANCE COMMISSION PROHIBITED
Sec. 11.304. CONSUMER CREDIT RULES
Sec. 11.305. RESEARCH
Sec. 11.3055. FINANCIAL SERVICES STUDY
Sec. 11.306. RESIDENTIAL MORTGAGE LOAN ORIGINATION RULES
Sec. 11.307. RULES RELATING TO CONSUMER COMPLAINTS
Sec. 11.308. INTERPRETATION OF HOME EQUITY LENDING LAW
Sec. 11.309. RULES RELATING TO CHECK VERIFICATION ENTITIES
CHAPTER 12.
TEXAS DEPARTMENT OF BANKING
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 12.001. DEFINITIONS
SUBCHAPTER B. OPERATION OF DEPARTMENT
Sec. 12.101. BANKING COMMISSIONER
Sec. 12.102. DEPUTY BANKING COMMISSIONERS
Sec. 12.104. OATH OF OFFICE
Sec. 12.105. FEES, REVENUE, AND EXPENSES; AUDIT
Sec. 12.106. LIABILITY
Sec. 12.107. CONFLICT OF INTEREST
Sec. 12.108. CONSUMER INFORMATION AND COMPLAINTS
Sec. 12.1085. FINANCIAL LITERACY PROGRAM
Sec. 12.109. SUNSET PROVISION
Sec. 12.111. STANDARDS OF CONDUCT
Sec. 12.112. EQUAL EMPLOYMENT OPPORTUNITY POLICY
Sec. 12.113. ALTERNATIVE RULEMAKING AND DISPUTE RESOLUTION
Sec. 12.114. ADVISORY COMMITTEES
CHAPTER 13.
DEPARTMENT OF SAVINGS AND MORTGAGE LENDING
Sec. 13.001. DEFINITIONS
Sec. 13.0015. NAME CHANGES
Sec. 13.002. SAVINGS AND MORTGAGE LENDING COMMISSIONER
Sec. 13.003. DEPUTY COMMISSIONERS
Sec. 13.004. EXAMINERS
Sec. 13.006. OATH OF OFFICE
Sec. 13.007. GENERAL POWERS AND DUTIES OF COMMISSIONER
Sec. 13.009. CONFLICTS OF LAW
Sec. 13.010. CONFLICTS OF INTEREST
Sec. 13.011. CONSUMER INFORMATION AND COMPLAINTS
Sec. 13.012. SUNSET PROVISION
Sec. 13.013. STANDARDS OF CONDUCT
Sec. 13.014. EQUAL EMPLOYMENT OPPORTUNITY POLICY
Sec. 13.016. RECOVERY FUND
Sec. 13.017. ALTERNATIVE RULEMAKING AND DISPUTE RESOLUTION
Sec. 13.018. ADVISORY COMMITTEES
CHAPTER 14.
CONSUMER CREDIT COMMISSIONER
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 14.001. DEFINITIONS
SUBCHAPTER B. OPERATION OF OFFICE
Sec. 14.051. CONSUMER CREDIT COMMISSIONER
Sec. 14.052. DIVISION OF CONSUMER PROTECTION
Sec. 14.054. OATH OF OFFICE
Sec. 14.055. LIABILITY
Sec. 14.056. CONFLICT OF INTEREST
Sec. 14.057. PERFORMANCE EVALUATIONS; MERIT PAY
Sec. 14.058. EQUAL EMPLOYMENT OPPORTUNITY
Sec. 14.059. INTRA-AGENCY CAREER LADDER
Sec. 14.061. COST OF AUDIT
Sec. 14.062. CONSUMER INFORMATION AND COMPLAINTS
Sec. 14.063. APPLICATION OF OPEN MEETINGS LAW
Sec. 14.064. CONSUMER INFORMATION
Sec. 14.065. OFFICE EMPLOYEES
Sec. 14.066. SUNSET PROVISION
SUBCHAPTER C. POWERS AND DUTIES OF COMMISSIONER
Sec. 14.101. GENERAL DUTIES OF COMMISSIONER
Sec. 14.102. EDUCATIONAL AND DEBT COUNSELING PROGRAMS
Sec. 14.1025. FINANCIAL LITERACY PROGRAM INFORMATION
Sec. 14.103. CONSUMER PROTECTION PROGRAMS
Sec. 14.104. LENDER CONTRACTS
Sec. 14.105. GIFTS AND GRANTS
Sec. 14.106. INFORMATION REGARDING EMPLOYMENT REQUIREMENTS
Sec. 14.107. FEES
Sec. 14.108. INTERPRETATIONS OF LAW
Sec. 14.109. USE OF THE NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY
Sec. 14.110. ALTERNATIVE RULEMAKING AND DISPUTE RESOLUTION
Sec. 14.111. ADVISORY COMMITTEES
Sec. 14.112. LICENSING AND REGISTRATION TERMS
Sec. 14.113. TEXAS FINANCIAL EDUCATION ENDOWMENT
SUBCHAPTER D. CRIMINAL HISTORY RECORD INFORMATION
Sec. 14.151. OBTAINING INFORMATION
Sec. 14.152. FINGERPRINT REQUIREMENT; PENALTY
Sec. 14.153. ACTION BY LAW ENFORCEMENT AGENCIES
Sec. 14.154. CONFIDENTIALITY
Sec. 14.155. DISCLOSURE
Sec. 14.156. RECOVERY OF COSTS
Sec. 14.157. RULES
SUBCHAPTER E. INVESTIGATION AND ENFORCEMENT
Sec. 14.201. INVESTIGATION AND ENFORCEMENT AUTHORITY
Sec. 14.2015. CONFIDENTIALITY OF CERTAIN INFORMATION
Sec. 14.2016. INFORMATION SHARING WITH DEPARTMENTS AND AGENCIES
Sec. 14.202. REQUEST FOR INFORMATION; INVESTIGATION AUTHORITY
Sec. 14.203. ISSUANCE OF SUBPOENA OR SUMMONS
Sec. 14.204. ENFORCEMENT OF SUBPOENA; CONTEMPT
Sec. 14.205. INVESTIGATION BY HEARING OFFICER
Sec. 14.206. FEES AND EXPENSES
Sec. 14.207. IMPOSITION OF COSTS ON PARTIES
Sec. 14.208. INJUNCTION; APPEAL
Sec. 14.209. APPOINTMENT OF RECEIVER
SUBCHAPTER F. ADMINISTRATIVE PENALTY; RESTITUTION ORDER; ASSURANCE OF VOLUNTARY COMPLIANCE
Sec. 14.251. ASSESSMENT OF PENALTY; RESTITUTION ORDER
Sec. 14.252. AMOUNT OF PENALTY
Sec. 14.253. REPORT ON VIOLATION
Sec. 14.254. NOTICE OF REPORT ON VIOLATION AND PENALTY RECOMMENDATION
Sec. 14.255. RESPONSE OF PERSON RECEIVING NOTICE
Sec. 14.256. ACCEPTANCE OF PENALTY; DEFAULT
Sec. 14.257. HEARING ON PENALTY; ORDER
Sec. 14.258. STAY OF PENALTY; SUIT BY ATTORNEY GENERAL
Sec. 14.259. RECOVERY OF COSTS
Sec. 14.260. ADMINISTRATIVE PROCEDURE ACT
Sec. 14.261. ACCEPTANCE OF ASSURANCE
Sec. 14.262. EFFECT OF ASSURANCE
Sec. 14.263. REOPENING
Sec. 14.264. RIGHT TO BRING ACTION NOT AFFECTED
SUBCHAPTER G. JUDICIAL REVIEW
Sec. 14.301. APPEAL OF FINAL DECISION OF COMMISSIONER
Sec. 14.302. APPEAL OF LICENSE WITHHOLDING OR REVOCATION
Sec. 14.303. STAY OF ORDER PENDING APPEAL
CHAPTER 15.
CREDIT UNION COMMISSION AND DEPARTMENT
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 15.001. DEFINITIONS
SUBCHAPTER B. DEPARTMENT
Sec. 15.101. COMPOSITION OF DEPARTMENT
Sec. 15.102. REGULATION OF CREDIT UNIONS
Sec. 15.103. STUDY OF STATUTES
Sec. 15.104. NOTIFICATION AND GUIDANCE ON ADOPTION OF CERTAIN FEDERAL LAWS OR REGULATIONS
SUBCHAPTER C. COMPOSITION OF COMMISSION
Sec. 15.201. APPOINTMENT; TERMS
Sec. 15.202. GENERAL QUALIFICATIONS OF COMMISSION MEMBERS
Sec. 15.203. QUALIFICATIONS OF INDUSTRY COMMISSION MEMBERS
Sec. 15.204. QUALIFICATIONS OF PUBLIC COMMISSION MEMBERS
Sec. 15.2041. TRAINING PROGRAM
Sec. 15.205. VACANCIES
Sec. 15.206. REMOVAL
Sec. 15.207. EXPENSES AND COMPENSATION OF COMMISSION MEMBERS
Sec. 15.208. MATTER IN WHICH COMMISSION MEMBER HAS PERSONAL INTEREST
Sec. 15.209. MEETINGS
Sec. 15.210. PRESIDING OFFICER
Sec. 15.211. SUIT FOR OFFICIAL ACT OR OMISSION
Sec. 15.212. SUNSET PROVISION
SUBCHAPTER D. COMMISSIONER AND OTHER EMPLOYEES OF COMMISSION
Sec. 15.301. COMMISSIONER
Sec. 15.302. QUALIFICATIONS OF COMMISSIONER
Sec. 15.303. DEPUTY COMMISSIONER
Sec. 15.304. EXAMINERS
Sec. 15.305. GENERAL COUNSEL
Sec. 15.306. OATH
Sec. 15.307. OFFICERS OF COMMISSION AND DEPARTMENT
Sec. 15.309. INTRA-AGENCY CAREER LADDER
Sec. 15.310. PERFORMANCE EVALUATION
Sec. 15.311. QUALIFICATIONS OF EMPLOYEES
Sec. 15.312. INFORMATION PROVIDED TO MEMBERS AND EMPLOYEES
Sec. 15.313. EQUAL EMPLOYMENT OPPORTUNITY POLICY
SUBCHAPTER E. POWERS AND DUTIES OF COMMISSION AND COMMISSIONER
Sec. 15.401. SUPERVISION OF COMMISSIONER
Sec. 15.4011. CREDIT UNION DEPARTMENT BUILDING
Sec. 15.402. ADOPTION OF RULES
Sec. 15.4021. RECEIPT OF PUBLIC COMMENTS; NOTICE OF COMMISSION ACTIVITIES
Sec. 15.4022. RULES RELATING TO COMPETITIVE BIDDING AND ADVERTISING
Sec. 15.4023. SEPARATION OF RESPONSIBILITIES
Sec. 15.4025. NEGOTIATED RULEMAKING AND ALTERNATIVE DISPUTE RESOLUTION POLICY
Sec. 15.403. SUPERVISION AND REGULATION OF CREDIT UNIONS
Sec. 15.4031. CREDIT UNION COMMISSIONER HEARING
Sec. 15.4032. EXAMINATION OF RELATED ENTITIES
Sec. 15.404. ADMINISTRATION AND ENFORCEMENT OF STATUTES AND RULES
Sec. 15.4041. ISSUANCE OF INTERPRETIVE STATEMENTS
Sec. 15.4042. ISSUANCE OF OPINION
Sec. 15.4043. EFFECT OF INTERPRETIVE STATEMENT OR OPINION
Sec. 15.4044. FEES
Sec. 15.405. LEGISLATIVE RECOMMENDATIONS
Sec. 15.406. ATTENDANCE AT COMMISSION MEETINGS; VOTING
Sec. 15.407. OFFICIAL COMMITTEES
Sec. 15.408. CONSUMER COMPLAINTS
Sec. 15.4081. COMPLAINT TRACKING; ANNUAL STATISTICAL ANALYSIS
Sec. 15.409. CONSUMER INFORMATION
Sec. 15.4091. ACCESS TO DEPARTMENT FACILITIES, PROGRAMS, AND SERVICES
Sec. 15.410. SHARE AND DEPOSITOR INSURANCE PROTECTION
Sec. 15.4105. ANNUAL REPORT TO MEMBERS
Sec. 15.411. AGREEMENTS WITH OTHER REGULATORS
Sec. 15.4111. REGULATORY COORDINATION
Sec. 15.412. FILING GROUP RETURN WITH THE INTERNAL REVENUE SERVICE
Sec. 15.413. INTERPRETATION OF HOME EQUITY LENDING LAW
Sec. 15.414. AUTHORITY TO CONTRACT FOR PROFESSIONAL OR PERSONAL SERVICES
Sec. 15.415. GIFTS OF MONEY OR PROPERTY
Sec. 15.416. USE OF TECHNOLOGY
SUBCHAPTER F. RULES REGARDING USE OF ADVISORY COMMITTEES
Sec. 15.501. RULEMAKING AUTHORITY
Sec. 15.502. PERIODIC EVALUATION
Sec. 15.503. COMPLIANCE WITH OPEN MEETINGS ACT
CHAPTER 16.
FINANCIAL REGULATORY AGENCIES: SELF-DIRECTED AND SEMI-INDEPENDENT
Sec. 16.001. DEFINITIONS
Sec. 16.002. SELF-DIRECTED AND SEMI-INDEPENDENT STATUS OF FINANCIAL REGULATORY AGENCIES
Sec. 16.003. BUDGET, REVENUES, AND EXPENSES
Sec. 16.004. AUDITS
Sec. 16.005. RECORDS; REPORTING REQUIREMENTS
Sec. 16.006. ABILITY TO CONTRACT
Sec. 16.007. PROPERTY
Sec. 16.008. SUITS
Sec. 16.009. POST-PARTICIPATION LIABILITY
Sec. 16.010. DUE PROCESS; OPEN GOVERNMENT
Sec. 16.011. MEMBERSHIP IN EMPLOYEES RETIREMENT SYSTEM
Sec. 16.012. GIFTS
TITLE 3. FINANCIAL INSTITUTIONS AND BUSINESSES
SUBTITLE A. BANKS
CHAPTER 31.
GENERAL PROVISIONS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 31.001. SHORT TITLE
Sec. 31.002. DEFINITIONS
Sec. 31.003. BANKING RULES
Sec. 31.004. UNAUTHORIZED BANKING
Sec. 31.005. IMPLYING THAT PERSON IS BANK
Sec. 31.006. LIABILITY OF DEPOSITORY INSTITUTION DIRECTORS AND PERSONNEL
Sec. 31.007. EXEMPTION OF BANK DIRECTORS AND PERSONNEL FROM SECURITIES LAW
SUBCHAPTER B. REGULATION OF BANKING BY BANKING COMMISSIONER
Sec. 31.101. GENERAL DUTIES OF BANKING COMMISSIONER
Sec. 31.102. ISSUANCE OF INTERPRETIVE STATEMENTS
Sec. 31.103. ISSUANCE OF OPINION
Sec. 31.104. EFFECT OF INTERPRETIVE STATEMENT OR OPINION
Sec. 31.105. EXAMINATION REQUIRED
Sec. 31.106. COST OF REGULATION
Sec. 31.107. REGULATION AND EXAMINATION OF RELATED ENTITIES
Sec. 31.108. CALL REPORT; PENALTY
SUBCHAPTER C. ADMINISTRATIVE PROCEDURE
Sec. 31.201. BANKING COMMISSIONER HEARING; INFORMAL DISPOSITION
Sec. 31.202. APPEAL OF BANKING COMMISSIONER DECISION OR ORDER
Sec. 31.204. APPEAL TO DISTRICT COURT
SUBCHAPTER D. CONFIDENTIALITY OF INFORMATION
Sec. 31.301. DISCLOSURE BY DEPARTMENT PROHIBITED
Sec. 31.3015. DISCLOSURE TO STATE BANKS
Sec. 31.302. DISCLOSURE TO FINANCE COMMISSION
Sec. 31.303. DISCLOSURE TO OTHER AGENCIES
Sec. 31.304. OTHER DISCLOSURE PROHIBITED; PENALTY
Sec. 31.305. CIVIL DISCOVERY
Sec. 31.306. INVESTIGATIVE INFORMATION
Sec. 31.307. EMPLOYMENT INFORMATION
Sec. 31.308. SHAREHOLDER INSPECTION RIGHTS
CHAPTER 32.
POWERS, ORGANIZATION, AND FINANCIAL REQUIREMENTS
SUBCHAPTER A. ORGANIZATION AND POWERS IN GENERAL
Sec. 32.001. ORGANIZATION AND GENERAL POWERS OF STATE BANK
Sec. 32.002. CERTIFICATE OF FORMATION OF STATE BANK
Sec. 32.003. APPLICATION FOR STATE BANK CHARTER; STANDARDS FOR APPROVAL
Sec. 32.004. NOTICE AND INVESTIGATION OF CHARTER APPLICATION
Sec. 32.005. PROTEST; HEARING; DECISION ON CHARTER APPLICATION
Sec. 32.006. ISSUANCE OF CERTIFICATE OF AUTHORITY
Sec. 32.007. DEADLINE TO BEGIN BUSINESS
Sec. 32.008. APPLICATION OF GENERAL CORPORATE LAW
Sec. 32.009. PARITY BETWEEN STATE AND NATIONAL BANKS
Sec. 32.010. ADDITIONAL POWERS
Sec. 32.011. FINANCIAL ACTIVITIES
SUBCHAPTER B. AMENDMENT OF CERTIFICATE; CHANGES IN CAPITAL AND SURPLUS
Sec. 32.101. AMENDMENT OR RESTATEMENT OF STATE BANK CERTIFICATE OF FORMATION
Sec. 32.102. ESTABLISHING SERIES OF SHARES
Sec. 32.103. CHANGE IN OUTSTANDING CAPITAL AND SURPLUS
Sec. 32.104. CAPITAL NOTES OR DEBENTURES
SUBCHAPTER C. BANK OFFICES
Sec. 32.201. CONDUCT OF THE BUSINESS OF BANKING
Sec. 32.202. HOME OFFICE
Sec. 32.203. BRANCH OFFICES
Sec. 32.204. DEPOSIT OR LOAN PRODUCTION OFFICES
SUBCHAPTER D. MERGER
Sec. 32.301. MERGER AUTHORITY
Sec. 32.302. APPROVAL OF BANKING COMMISSIONER
Sec. 32.303. RIGHTS OF DISSENTERS FROM MERGER
Sec. 32.304. LIMITATION ON CONTROL OF DEPOSITS
SUBCHAPTER E. PURCHASE OR SALE OF ASSETS
Sec. 32.401. AUTHORITY TO PURCHASE ASSETS
Sec. 32.402. AUTHORITY TO ACT AS DISBURSING AGENT
Sec. 32.403. LIQUIDATION OF SELLING INSTITUTION
Sec. 32.404. PAYMENT TO DEPOSITORS AND CREDITORS
Sec. 32.405. SALE OF ASSETS
Sec. 32.406. LIMITATION ON CONTROL OF DEPOSITS
SUBCHAPTER F. EXIT OF STATE BANK OR ENTRY OF ANOTHER FINANCIAL INSTITUTION
Sec. 32.501. MERGER OR CONVERSION OF STATE BANK INTO ANOTHER FINANCIAL INSTITUTION
Sec. 32.502. CONVERSION OF FINANCIAL INSTITUTION INTO STATE BANK
CHAPTER 33.
OWNERSHIP AND MANAGEMENT OF STATE BANK
SUBCHAPTER A. TRANSFER OF OWNERSHIP INTEREST
Sec. 33.001. ACQUISITION OF CONTROL
Sec. 33.002. APPLICATION REGARDING ACQUISITION OF CONTROL
Sec. 33.003. HEARING AND DECISION ON ACQUISITION OF CONTROL
Sec. 33.004. APPEAL FROM ADVERSE DECISION
Sec. 33.005. EXEMPTIONS
Sec. 33.006. OBJECTION TO OTHER TRANSFER
Sec. 33.007. CIVIL ENFORCEMENT; CRIMINAL PENALTY
SUBCHAPTER B. BOARD AND OFFICERS
Sec. 33.101. VOTING SECURITIES HELD BY BANK
Sec. 33.102. BYLAWS
Sec. 33.103. BOARD OF DIRECTORS
Sec. 33.104. ADVISORY DIRECTOR
Sec. 33.105. REQUIRED MONTHLY BOARD MEETING
Sec. 33.106. OFFICERS
Sec. 33.107. LIMITATION ON ACTION OF OFFICER OR EMPLOYEE IN RELATION TO ASSET OR LIABILITY
Sec. 33.108. CRIMINAL OFFENSES
Sec. 33.109. TRANSACTIONS WITH MANAGEMENT AND AFFILIATES
SUBCHAPTER C. LIMITED BANKING ASSOCIATION
Sec. 33.201. LIABILITY OF PARTICIPANTS AND MANAGERS
Sec. 33.204. MANAGEMENT OF LIMITED BANKING ASSOCIATION
Sec. 33.206. INTEREST IN LIMITED BANKING ASSOCIATION; TRANSFERABILITY OF INTEREST
Sec. 33.208. DISSOLUTION
Sec. 33.209. ALLOCATION OF PROFITS AND LOSSES
Sec. 33.210. DISTRIBUTIONS
Sec. 33.211. APPLICATION OF OTHER PROVISIONS TO LIMITED BANKING ASSOCIATIONS
CHAPTER 34.
INVESTMENTS, LOANS, AND DEPOSITS
SUBCHAPTER A. ACQUISITION AND OWNERSHIP OF BANK FACILITIES AND OTHER REAL PROPERTY
Sec. 34.001. DEFINITION
Sec. 34.002. INVESTMENT IN BANK FACILITIES
Sec. 34.003. OTHER REAL PROPERTY
Sec. 34.004. RETENTION OF NONPARTICIPATING ROYALTY INTERESTS
SUBCHAPTER B. INVESTMENTS
Sec. 34.101. SECURITIES
Sec. 34.102. TRANSACTION IN BANK SHARES
Sec. 34.103. BANK SUBSIDIARIES
Sec. 34.104. MUTUAL FUNDS
Sec. 34.105. OTHER DIRECT EQUITY INVESTMENTS
Sec. 34.106. INVESTMENTS TO PROMOTE COMMUNITY DEVELOPMENT
Sec. 34.107. ENGAGING IN COMMERCE PROHIBITED
SUBCHAPTER C. LOANS
Sec. 34.201. LENDING LIMITS
Sec. 34.202. VIOLATION OF LENDING LIMIT
Sec. 34.203. LOAN EXPENSES AND FEES
Sec. 34.204. LEASE FINANCING TRANSACTION
SUBCHAPTER D. DEPOSITS
Sec. 34.301. NATURE OF DEPOSIT CONTRACT
Sec. 34.302. AMENDMENT OF DEPOSIT CONTRACT
Sec. 34.303. FEES; DISCLOSURES
Sec. 34.304. SECURING DEPOSITS
Sec. 34.305. DEPOSIT ACCOUNT OF MINOR
Sec. 34.306. TRUST ACCOUNT WITH LIMITED DOCUMENTATION
Sec. 34.307. RIGHT OF SET-OFF
CHAPTER 35.
ENFORCEMENT ACTIONS
SUBCHAPTER A. ENFORCEMENT ORDERS: BANKS AND MANAGEMENT
Sec. 35.0001. APPLICABILITY TO BANK SUBSIDIARIES
Sec. 35.001. DETERMINATION LETTER
Sec. 35.002. CEASE AND DESIST ORDER
Sec. 35.003. REMOVAL OR PROHIBITION ORDER
Sec. 35.0035. REMOVAL OR PROHIBITION ORDERS IN RESPONSE TO CERTAIN CRIMINAL OFFENSES
Sec. 35.004. HEARING ON PROPOSED ORDER
Sec. 35.005. EMERGENCY ORDER
Sec. 35.006. COPY OF LETTER OR ORDER IN BANK RECORDS
Sec. 35.007. EFFECT OF FINAL REMOVAL OR PROHIBITION ORDER
Sec. 35.0071. APPLICATION FOR RELEASE FROM FINAL REMOVAL OR PROHIBITION ORDER
Sec. 35.008. LIMITATION ON ACTION
Sec. 35.009. ENFORCEMENT BY COMMISSIONER
Sec. 35.010. ADMINISTRATIVE PENALTY
Sec. 35.011. PAYMENT OR APPEAL OF ADMINISTRATIVE PENALTY
Sec. 35.012. CONFIDENTIALITY OF RECORDS
Sec. 35.013. COLLECTION OF FEES
SUBCHAPTER B. SUPERVISION AND CONSERVATORSHIP
Sec. 35.1001. APPLICABILITY TO BANK SUBSIDIARIES
Sec. 35.101. ORDER OF SUPERVISION
Sec. 35.102. ORDER OF CONSERVATORSHIP
Sec. 35.103. NOTICE AND HEARING
Sec. 35.104. POST-HEARING ORDER
Sec. 35.105. CONFIDENTIALITY OF RECORDS
Sec. 35.106. AUTHORITY OF SUPERVISOR
Sec. 35.107. AUTHORITY OF CONSERVATOR
Sec. 35.108. QUALIFICATIONS OF APPOINTEE
Sec. 35.109. EXPENSES
Sec. 35.110. REVIEW OF SUPERVISOR OR CONSERVATOR DECISION
Sec. 35.111. VENUE
Sec. 35.112. DURATION
Sec. 35.113. ADMINISTRATIVE ELECTION OF REMEDIES
Sec. 35.114. RELEASE BEFORE HEARING
SUBCHAPTER C. UNAUTHORIZED ACTIVITY: INVESTIGATION AND ENFORCEMENT
Sec. 35.201. INAPPLICABILITY
Sec. 35.202. INVESTIGATION OF UNAUTHORIZED ACTIVITY
Sec. 35.203. SUBPOENA AUTHORITY
Sec. 35.204. ENFORCEMENT OF SUBPOENA
Sec. 35.205. CONFIDENTIALITY OF SUBPOENAED RECORDS
Sec. 35.206. EVIDENCE
Sec. 35.207. CEASE AND DESIST ORDER
Sec. 35.208. EMERGENCY CEASE AND DESIST ORDER
Sec. 35.209. JUDICIAL REVIEW OF CEASE AND DESIST ORDER
Sec. 35.210. VIOLATION OF FINAL CEASE AND DESIST ORDER
Sec. 35.211. ADMINISTRATIVE PENALTY
Sec. 35.212. PAYMENT AND APPEAL OF ADMINISTRATIVE PENALTY
Sec. 35.213. JUDICIAL REVIEW OF ADMINISTRATIVE PENALTY
CHAPTER 36.
DISSOLUTION AND RECEIVERSHIP
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 36.001. DEFINITION
Sec. 36.002. REMEDIES EXCLUSIVE
Sec. 36.003. FEDERAL DEPOSIT INSURANCE CORPORATION AS LIQUIDATOR
Sec. 36.004. APPOINTMENT OF INDEPENDENT RECEIVER
Sec. 36.005. SUCCESSION OF TRUST POWERS
SUBCHAPTER B. VOLUNTARY DISSOLUTION
Sec. 36.101. INITIATING VOLUNTARY DISSOLUTION
Sec. 36.102. FILING RESOLUTIONS WITH BANKING COMMISSIONER
Sec. 36.103. BANKING COMMISSIONER INVESTIGATION AND CONSENT
Sec. 36.104. NOTICE OF PENDING DISSOLUTION
Sec. 36.105. SAFE DEPOSITS AND OTHER BAILMENTS
Sec. 36.106. OFFICES TO REMAIN OPEN
Sec. 36.107. FIDUCIARY ACTIVITIES
Sec. 36.108. FINAL LIQUIDATION
Sec. 36.109. APPLICATION OF LAW TO BANK IN DISSOLUTION
Sec. 36.110. AUTHORIZATION OF DEVIATION FROM PROCEDURES
Sec. 36.111. CLOSURE BY BANKING COMMISSIONER FOR INVOLUNTARY DISSOLUTION AND LIQUIDATION
Sec. 36.112. APPLICATION FOR NEW CHARTER
SUBCHAPTER C. INVOLUNTARY DISSOLUTION AND LIQUIDATION
Sec. 36.201. ACTION TO CLOSE STATE BANK
Sec. 36.202. NOTICE AND EFFECT OF CLOSURE; APPOINTMENT OF RECEIVER
Sec. 36.203. NATURE AND DURATION OF RECEIVERSHIP
Sec. 36.204. CONTEST OF LIQUIDATION
Sec. 36.205. NOTICE OF BANK CLOSING
Sec. 36.206. INVENTORY
Sec. 36.207. RECEIVER'S TITLE AND PRIORITY
Sec. 36.208. RIGHTS FIXED
Sec. 36.209. DEPOSITORIES
Sec. 36.210. PENDING LAWSUIT
Sec. 36.211. NEW LAWSUIT
Sec. 36.212. REQUIRING RECORD OR OTHER PROPERTY IN POSSESSION OF OTHER PERSON
Sec. 36.213. INJUNCTION IN AID OF LIQUIDATION
Sec. 36.214. SUBPOENA
Sec. 36.215. EXECUTORY CONTRACT; ORAL AGREEMENT
Sec. 36.216. PREFERENCES
Sec. 36.217. EMPLOYEES OF RECEIVER
Sec. 36.218. DISPOSAL OF PROPERTY; SETTLING OF CLAIM
Sec. 36.219. COURT ORDER; NOTICE AND HEARING
Sec. 36.220. RECEIVER'S REPORT; EXPENSES
Sec. 36.221. COURT-ORDERED AUDIT
Sec. 36.222. SAFE DEPOSITS AND OTHER BAILMENTS
Sec. 36.223. FIDUCIARY ACTIVITIES
Sec. 36.224. DISPOSITION AND MAINTENANCE OF RECORDS
Sec. 36.225. RECORDS ADMITTED
Sec. 36.226. RESUMPTION OF BUSINESS
Sec. 36.227. ASSETS DISCOVERED AFTER CLOSE OF RECEIVERSHIP
SUBCHAPTER D. CLAIMS AGAINST RECEIVERSHIP ESTATE
Sec. 36.301. FILING CLAIM
Sec. 36.302. PROOF OF CLAIM
Sec. 36.303. JUDGMENT AS PROOF OF CLAIM
Sec. 36.304. SECURED CLAIM
Sec. 36.305. UNLIQUIDATED OR UNDETERMINED CLAIM
Sec. 36.306. SET-OFF
Sec. 36.307. ACTION ON CLAIM
Sec. 36.308. OBJECTION TO APPROVED CLAIM
Sec. 36.309. APPEAL OF REJECTED CLAIM
Sec. 36.310. PAYMENT OF CLAIM
Sec. 36.311. PRIORITY OF CLAIMS AGAINST INSURED BANK
Sec. 36.312. PRIORITY OF CLAIMS AGAINST UNINSURED BANK
Sec. 36.313. EXCESS ASSETS
Sec. 36.314. UNCLAIMED PROPERTY
CHAPTER 37.
EMERGENCIES
Sec. 37.001. DEFINITION
Sec. 37.002. EMERGENCY CLOSING OF OFFICE OR OPERATION BY BANK
Sec. 37.003. EMERGENCY CLOSING OF OFFICE OR OPERATION BY BANKING COMMISSIONER
Sec. 37.004. EFFECT OF CLOSING
Sec. 37.005. LIMITATIONS ON WITHDRAWALS FROM STATE BANK
Sec. 37.006. FINANCIAL MORATORIUM
Sec. 37.007. TEMPORARY BRANCH OR OFFICE
Sec. 37.008. REGULATORY COORDINATION
CHAPTER 59.
MISCELLANEOUS PROVISIONS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 59.001. DEFINITIONS
Sec. 59.002. SLANDER OR LIBEL OF BANK
Sec. 59.003. AUTHORITY OF NOTARY PUBLIC
Sec. 59.004. SUCCESSION OF TRUST POWERS
Sec. 59.005. AGENCY ACTIVITIES
Sec. 59.006. DISCOVERY OF CUSTOMER RECORDS
Sec. 59.007. ATTACHMENT, INJUNCTION, EXECUTION, OR GARNISHMENT
Sec. 59.008. CLAIMS AGAINST CUSTOMERS OF FINANCIAL INSTITUTIONS
Sec. 59.009. COMPLIANCE REVIEW COMMITTEE
Sec. 59.010. CONFIDENTIALITY OF ADMINISTRATIVE SUBPOENA
Sec. 59.011. LENDER LIABILITY FOR CONSTRUCTION
Sec. 59.012. LOANS FOR DEVELOPMENTS THAT USE HARVESTED RAINWATER
SUBCHAPTER B. SAFE DEPOSIT BOXES
Sec. 59.101. DEFINITION
Sec. 59.102. AUTHORITY TO ACT AS SAFE DEPOSIT COMPANY
Sec. 59.103. RELATIONSHIP OF SAFE DEPOSIT COMPANY AND RENTER
Sec. 59.104. DELIVERY OF NOTICE
Sec. 59.105. EFFECT OF SUBCHAPTER ON OTHER LAW
Sec. 59.106. ACCESS BY MORE THAN ONE PERSON
Sec. 59.107. NONEMERGENCY OPENING AND RELOCATION
Sec. 59.108. EMERGENCY OPENING AND RELOCATION
Sec. 59.109. TERMINATION OF RENTAL; LIEN; SALE OF CONTENTS
Sec. 59.110. ROUTING NUMBER ON KEY
SUBCHAPTER C. ELECTRONIC TERMINALS
Sec. 59.201. ELECTRONIC TERMINALS AUTHORIZED; SHARING OF ELECTRONIC TERMINAL
Sec. 59.202. USER FEE FOR SHARED ELECTRONIC TERMINAL
SUBCHAPTER D. SAFETY AT UNMANNED TELLER MACHINES
Sec. 59.301. DEFINITIONS
Sec. 59.302. EXCEPTION FOR CERTAIN UNMANNED TELLER MACHINES
Sec. 59.303. APPLICABILITY TO CERTAIN PERSONS WHO ARE NOT OWNERS OR OPERATORS
Sec. 59.304. CONSTRUCTION OF SUBCHAPTER
Sec. 59.305. LIGHTING REQUIRED
Sec. 59.306. PERSONS REQUIRED TO PROVIDE LIGHTING
Sec. 59.307. STANDARDS FOR LIGHTING
Sec. 59.308. SAFETY EVALUATION
Sec. 59.309. NOTICE OF SAFETY PRECAUTIONS
Sec. 59.310. ENFORCEMENT AND RULES
SUBTITLE B. SAVINGS AND LOAN ASSOCIATIONS
CHAPTER 61.
GENERAL PROVISIONS
Sec. 61.001. SHORT TITLE
Sec. 61.002. DEFINITIONS
Sec. 61.003. CONTROL; SUBSIDIARY
Sec. 61.004. NOTICE OF HEARING; RIGHT TO RESPOND
Sec. 61.005. RECORD OF PROCEEDING
Sec. 61.006. DECISION OR ORDER
Sec. 61.007. FEES
CHAPTER 62.
ORGANIZATIONAL AND FINANCIAL REQUIREMENTS
SUBCHAPTER A. INCORPORATION IN GENERAL
Sec. 62.001. APPLICATION TO INCORPORATE
Sec. 62.002. ADDITIONAL INCORPORATION REQUIREMENTS FOR CAPITAL STOCK ASSOCIATION
Sec. 62.003. ADDITIONAL INCORPORATION REQUIREMENTS FOR MUTUAL ASSOCIATION
Sec. 62.004. APPROVAL OF MANAGING OFFICER
Sec. 62.005. CORPORATE NAME
Sec. 62.006. HEARING ON APPLICATION TO INCORPORATE
Sec. 62.007. DECISION ON APPLICATION TO INCORPORATE; ISSUANCE OF CERTIFICATE OF INCORPORATION
Sec. 62.008. PREFERENCE FOR LOCAL CONTROL
Sec. 62.009. DEADLINE FOR COMMENCING BUSINESS
Sec. 62.010. AMENDMENT OF ARTICLES OF INCORPORATION OR BYLAWS
Sec. 62.011. CHANGE OF OFFICE OR NAME
SUBCHAPTER B. INCORPORATION TO REORGANIZE OR MERGE
Sec. 62.051. PURPOSE OF INCORPORATION
Sec. 62.052. INCORPORATION REQUIREMENTS
Sec. 62.053. DECISION ON APPLICATION; ISSUANCE OF CERTIFICATE OF INCORPORATION
SUBCHAPTER C. ADMINISTRATION
Sec. 62.101. ORGANIZATIONAL MEETING
Sec. 62.102. BOARD OF DIRECTORS
Sec. 62.104. OFFICERS
Sec. 62.105. INDEMNITY BONDS OF DIRECTORS, OFFICERS, AND EMPLOYEES
Sec. 62.106. MEETINGS OF MEMBERS AND SHAREHOLDERS
Sec. 62.107. VOTING RIGHTS
SUBCHAPTER D. OPERATIONS AND FINANCES
Sec. 62.151. COMPUTATION OF INCOME; STATEMENT OF CONDITION
Sec. 62.152. MINIMUM NET WORTH REQUIREMENT
Sec. 62.153. INSURANCE OF SAVINGS ACCOUNTS
Sec. 62.154. LIMITATION ON ISSUANCE OF SECURITIES
Sec. 62.155. COMMON STOCK
Sec. 62.156. PREFERRED STOCK
Sec. 62.157. SERIES AND CLASSES OF PREFERRED STOCK
Sec. 62.158. DIVIDENDS ON CAPITAL STOCK
Sec. 62.159. USE OF SURPLUS ACCOUNTS AND EXPENSE FUND CONTRIBUTIONS
Sec. 62.160. USE OF EXPENSE FUND CONTRIBUTIONS
SUBCHAPTER E. CONVERSION TO FEDERAL ASSOCIATION
Sec. 62.201. CONDITIONS FOR CONVERSION
Sec. 62.202. APPLICATION TO CONVERT
Sec. 62.203. REVIEW BY COMMISSIONER; APPROVAL
Sec. 62.204. HEARING ON APPLICATION
Sec. 62.205. CONSUMMATION OF CONVERSION
Sec. 62.206. FILING OF CHARTER OR CERTIFICATE
Sec. 62.207. EFFECT OF ISSUANCE OF CHARTER
Sec. 62.208. CONTINUATION OF CORPORATE EXISTENCE
Sec. 62.209. PROPERTY AND OBLIGATIONS OF CONVERTED ASSOCIATION
SUBCHAPTER F. CONVERSION OF FEDERAL ASSOCIATION OR STATE OR NATIONAL BANK TO STATE ASSOCIATION
Sec. 62.251. APPLICATION TO CONVERT
Sec. 62.252. ELECTION OF DIRECTORS; EXECUTION AND ACKNOWLEDGMENT OF APPLICATION AND BYLAWS
Sec. 62.253. REVIEW BY COMMISSIONER; APPROVAL
Sec. 62.254. APPLICABILITY OF SUBTITLE TO CONVERTED ASSOCIATION
SUBCHAPTER G. CONVERSION OF ASSOCIATION TO STATE OR NATIONAL BANK OR STATE OR FEDERAL SAVINGS BANK
Sec. 62.301. APPLICATION TO CONVERT TO STATE SAVINGS BANK
Sec. 62.302. APPLICATION TO CONVERT TO STATE OR NATIONAL BANK OR STATE OR FEDERAL SAVINGS BANK
Sec. 62.303. REVIEW BY COMMISSIONER; APPROVAL
Sec. 62.304. FILING OF CHARTER OR CERTIFICATE
Sec. 62.305. EFFECT OF APPROVAL OF APPLICATION AND ISSUANCE OF CHARTER
Sec. 62.306. CONTINUATION OF CORPORATE EXISTENCE
Sec. 62.307. PROPERTY AND OBLIGATIONS OF CONVERTED ASSOCIATION
SUBCHAPTER H. REORGANIZATION, MERGER, AND CONSOLIDATION
Sec. 62.351. AUTHORITY TO REORGANIZE, MERGE, OR CONSOLIDATE
Sec. 62.352. CONTINUATION OF CORPORATE EXISTENCE; HOME OFFICE OF SURVIVING ENTITY
Sec. 62.353. NOTICE AND HEARING; CONFIDENTIALITY
Sec. 62.354. DENIAL BY COMMISSIONER OF PLAN
SUBCHAPTER I. ADDITIONAL PROVISIONS FOR MERGER OR CONSOLIDATION OF DOMESTIC AND FOREIGN ASSOCIATIONS
Sec. 62.401. APPLICABILITY OF SUBCHAPTER
Sec. 62.402. ADOPTION OF MERGER OR CONSOLIDATION PLAN
Sec. 62.403. NOTICE AND HEARING; CONFIDENTIALITY
Sec. 62.404. DENIAL BY COMMISSIONER OF APPLICATION
Sec. 62.405. APPROVAL BY COMMISSIONER OF PLAN
Sec. 62.406. ENFORCEMENT OF CONDITION, RESTRICTION, OR REQUIREMENT ON SURVIVING FOREIGN ASSOCIATION
SUBCHAPTER J. MERGER OF SUBSIDIARY CORPORATION
Sec. 62.451. AUTHORITY TO MERGE
Sec. 62.452. ARTICLES OF MERGER
Sec. 62.453. APPROVAL OF MERGER
Sec. 62.454. EFFECT OF MERGER
Sec. 62.455. INAPPLICABILITY OF SUBCHAPTER H
SUBCHAPTER K. VOLUNTARY LIQUIDATION
Sec. 62.501. RESOLUTION TO LIQUIDATE AND DISSOLVE; APPROVAL BY COMMISSIONER
Sec. 62.502. DISTRIBUTION OF ASSETS
Sec. 62.503. FINAL REPORT AND ACCOUNTING
SUBCHAPTER L. CHANGE OF CONTROL OF ASSOCIATION
Sec. 62.551. INAPPLICABILITY OF SUBCHAPTER
Sec. 62.552. EFFECT OF SUBCHAPTER ON OTHER LAW
Sec. 62.553. APPLICATION FOR CHANGE OF CONTROL
Sec. 62.554. APPLICATION FILING FEE
Sec. 62.555. DENIAL OF APPLICATION
Sec. 62.556. APPEAL TO COMMISSIONER OF DENIAL
Sec. 62.557. JUDICIAL REVIEW
Sec. 62.558. UNAUTHORIZED CHANGE OF CONTROL
Sec. 62.559. CONFIDENTIALITY
Sec. 62.560. INJUNCTION
Sec. 62.561. CRIMINAL PENALTY
CHAPTER 63.
GENERAL POWERS
Sec. 63.001. GENERAL CORPORATE POWERS
Sec. 63.002. ENLARGEMENT OF POWERS
Sec. 63.003. POWERS OF FEDERAL ASSOCIATION
Sec. 63.004. POWER TO BORROW
Sec. 63.005. FISCAL AGENT
Sec. 63.006. POWER TO ACT UNDER CERTAIN FEDERAL RETIREMENT PLANS
Sec. 63.007. RIGHT TO ACT TO AVOID LOSS
Sec. 63.008. CLOSING PLACE OF BUSINESS
Sec. 63.009. EMERGENCY CLOSING
Sec. 63.010. EFFECT OF CLOSING
CHAPTER 64.
LOANS AND INVESTMENTS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 64.001. ADOPTION OF RULES
Sec. 64.002. CONTENT OF RULES
Sec. 64.003. PROHIBITED TRANSACTIONS
SUBCHAPTER B. LOAN EXPENSES
Sec. 64.021. BORROWER PAYMENT OF LOAN EXPENSES
Sec. 64.022. COLLECTION OF LOAN EXPENSES
Sec. 64.023. CHARACTER OF LOAN EXPENSE PAYMENTS
SUBCHAPTER C. LOAN PAYMENTS
Sec. 64.041. PENALTY FOR PREPAYMENT OR LATE PAYMENT
Sec. 64.042. APPLICATION OF PREPAYMENTS TO LOAN INSTALLMENTS
SUBCHAPTER D. CHARGES RELATING TO REAL PROPERTY LOANS
Sec. 64.061. ADVANCES PAID BY ASSOCIATION
Sec. 64.062. ADVANCES ARE LIEN ON PROPERTY
Sec. 64.063. PAYMENT OF ESTIMATED CHARGES BY BORROWER
Sec. 64.064. RECORD OF CHARGES
SUBCHAPTER E. INVESTMENT IN LOCAL SERVICE AREA
Sec. 64.081. REQUIRED INVESTMENTS
Sec. 64.082. DESIGNATION OF LOCAL SERVICE AREA
Sec. 64.083. RULES
Sec. 64.084. WAIVERS
SUBCHAPTER F. PROPERTY OF ASSOCIATION
Sec. 64.101. REAL PROPERTY ON WHICH ASSOCIATION FACILITY IS LOCATED
Sec. 64.102. DISPOSAL OF OTHER REAL PROPERTY
Sec. 64.103. TRANSACTIONS RELATING TO ASSOCIATION'S REAL PROPERTY
Sec. 64.104. RECORD OF CHARGES ON REAL AND PERSONAL PROPERTY
CHAPTER 65.
SAVINGS ACCOUNTS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 65.001. LIMITATIONS ON ACCOUNTS
Sec. 65.002. INVESTMENT IN ACCOUNTS
Sec. 65.003. SAVINGS CONTRACT
Sec. 65.004. EVIDENCE OF ACCOUNT
Sec. 65.005. ACCOUNT OWNERSHIP
Sec. 65.006. TRANSFER OF ACCOUNT
Sec. 65.007. LOST OR DESTROYED ACCOUNT BOOK OR CERTIFICATE
Sec. 65.008. ACCOUNT WITHDRAWALS
Sec. 65.009. INTEREST OR DIVIDENDS PAID ON ACCOUNTS
Sec. 65.010. REDEMPTION OF SAVINGS ACCOUNT
Sec. 65.011. LIEN ON SAVINGS ACCOUNT
Sec. 65.012. PRIORITY OF ACCOUNTS; NOTICE OF WITHDRAWAL
Sec. 65.013. ACCOUNT AS LEGAL INVESTMENT
SUBCHAPTER B. PROVISIONS APPLICABLE TO SPECIFIC TYPES OF ACCOUNTS
Sec. 65.101. ACCOUNT HELD BY MINOR
Sec. 65.102. ACCOUNT HELD BY MORE THAN ONE PERSON
Sec. 65.103. JOINT TENANCY ACCOUNT HELD BY HUSBAND AND WIFE
Sec. 65.104. PLEDGE OF JOINT ACCOUNT
Sec. 65.105. ACCOUNT HELD BY FIDUCIARY
Sec. 65.106. TRUST ACCOUNT; UNDISCLOSED TRUST INSTRUMENT
Sec. 65.107. POWER OF ATTORNEY ACCOUNT
CHAPTER 66.
ENFORCEMENT AND REGULATION
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 66.001. GENERAL DUTIES
Sec. 66.002. ADOPTION OF RULES
SUBCHAPTER B. EXAMINATIONS
Sec. 66.051. EXAMINATIONS
Sec. 66.052. ADDITIONAL EXAMINATIONS
Sec. 66.053. ACCESS TO BOOKS AND RECORDS
Sec. 66.054. SUBPOENA; ADMINISTRATION OF OATH OR AFFIRMATION
SUBCHAPTER C. SUPERVISORY INTERVENTION
Sec. 66.101. INTERVENTION FOR VIOLATIONS AND UNSAFE AND UNSOUND PRACTICES
Sec. 66.102. INTERVENTION FOR FILING INAPPROPRIATE INFORMATION
Sec. 66.103. INTERVENTION FOR ACTIVITY RESULTING IN ACTUAL OR POTENTIAL LOSS
Sec. 66.104. INTERVENTION RELATING TO EXAMINATION OF AFFAIRS
Sec. 66.105. TEMPORARY SUPERVISORY ORDER
Sec. 66.106. SERVICE OF TEMPORARY SUPERVISORY ORDER
Sec. 66.107. HEARING ON TEMPORARY SUPERVISORY ORDER; FINAL ORDER
Sec. 66.108. PLAN OF OPERATION OF ASSOCIATION AFTER ORDER OF TEMPORARY CONSERVATORSHIP
Sec. 66.109. ENFORCEMENT OF SUPERVISORY ORDER
Sec. 66.110. STAY OF SUPERVISORY ORDER
Sec. 66.111. DISCLOSURE OF INFORMATION IN SUPERVISORY ORDER; CONFIDENTIALITY
SUBCHAPTER D. CONSERVATORSHIP
Sec. 66.151. PLACEMENT OF ASSOCIATION UNDER CONSERVATORSHIP
Sec. 66.152. DUTIES OF CONSERVATOR
Sec. 66.153. TERM OF CONSERVATOR
Sec. 66.154. TRANSFER OF MANAGEMENT OF REHABILITATED ASSOCIATION
Sec. 66.155. SCOPE OF AUTHORITY OF OTHER PERSONS DURING CONSERVATORSHIP
Sec. 66.156. COST OF CONSERVATORSHIP
Sec. 66.157. VENUE
SUBCHAPTER E. VOLUNTARY SUPERVISORY CONTROL
Sec. 66.201. PLACEMENT OF ASSOCIATION UNDER VOLUNTARY SUPERVISORY CONTROL
Sec. 66.202. POWERS OF SUPERVISORS
Sec. 66.203. COST OF SUPERVISORY CONTROL
SUBCHAPTER F. CLOSING
Sec. 66.251. CLOSING OF ASSOCIATION BY BOARD RESOLUTION
Sec. 66.252. CLOSING OF ASSOCIATION BY COMMISSIONER'S ORDER
Sec. 66.253. NOTICE OF CLOSING
Sec. 66.254. EFFECT OF CLOSING
Sec. 66.255. HEARING ON COMMISSIONER'S ORDER
SUBCHAPTER G. LIQUIDATION
Sec. 66.301. LIQUIDATION OF ASSOCIATION
Sec. 66.302. REMOVAL OR REPLACEMENT OF LIQUIDATING AGENT
Sec. 66.303. DUTIES OF LIQUIDATING AGENT
Sec. 66.304. NOTICE
Sec. 66.305. PRESENTATION OF CLAIM
Sec. 66.306. PRIORITY OF CLAIMS
Sec. 66.307. ACTION ON CLAIM
Sec. 66.308. HEARING ON CLAIM; APPEAL OF ADVERSE DETERMINATION OF CLAIM
Sec. 66.309. PAYMENT OF FINAL DIVIDEND
Sec. 66.310. DEPOSIT OF MONEY BY LIQUIDATING AGENT
Sec. 66.311. PAYMENT OF NONCLAIMING DEPOSITORS AND CREDITORS
Sec. 66.312. COST OF LIQUIDATION
Sec. 66.313. FINAL REPORT
Sec. 66.314. CONTINUED EXISTENCE OF ASSOCIATION FOLLOWING LIQUIDATION
Sec. 66.315. SPECIAL LIQUIDATING AGENT
Sec. 66.316. CLOSING OF LIQUIDATION; ORDER AND LIABILITY
Sec. 66.317. ADMINISTRATIVE PROCEDURE
SUBCHAPTER H. RECEIVERSHIP OF UNINSURED ASSOCIATIONS
Sec. 66.351. PLACEMENT OF CERTAIN ASSOCIATIONS IN RECEIVERSHIP
Sec. 66.352. DUTIES OF RECEIVER
Sec. 66.353. COMPENSATION OF RECEIVER
Sec. 66.354. EFFECT OF RECEIVERSHIP ON COMMISSIONER AND LIQUIDATING AGENT
Sec. 66.355. RECEIPT OF ITEMS AS EVIDENCE IN RECEIVERSHIP PROCEEDING; CERTIFICATION
Sec. 66.356. TITLE AND CUSTODY OF ASSOCIATION'S ASSETS
SUBCHAPTER I. MISCELLANEOUS PROVISIONS
Sec. 66.401. DERIVATIVE SUIT
Sec. 66.402. PAYMENT OF INSURED DEPOSIT LIABILITIES BY FDIC
Sec. 66.403. ENFORCEABILITY OF LOAN PROMISE OR AGREEMENT MADE BY ASSOCIATION BEFORE CONSERVATORSHIP OR SUPERVISORY CONTROL
CHAPTER 67.
FOREIGN FINANCIAL INSTITUTIONS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 67.001. LIMITATION ON RIGHT TO DO BUSINESS AS SAVINGS AND LOAN ASSOCIATION
Sec. 67.002. APPLICATION OF LAW AND RULES
Sec. 67.003. CONTRACTS CONSTRUED UNDER LAW OF THIS STATE
Sec. 67.004. FEDERAL ASSOCIATIONS
SUBCHAPTER B. POWERS OF FOREIGN ASSOCIATION; ELIGIBILITY OF ACCOUNTS FOR INVESTMENT
Sec. 67.101. POWERS OF FOREIGN ASSOCIATION; ELIGIBILITY OF ACCOUNTS FOR INVESTMENT
SUBCHAPTER C. CERTIFICATE OF AUTHORITY
Sec. 67.201. RENEWAL OF CERTIFICATE
Sec. 67.202. REVOCATION OF CERTIFICATE
SUBCHAPTER D. EXAMINATION AND REGULATION
Sec. 67.301. FREQUENCY OF EXAMINATION
Sec. 67.302. EXAMINATION CHARGES
Sec. 67.303. AGREEMENT WITH REGULATORY AUTHORITY OF OTHER STATE
Sec. 67.304. COMMISSIONER'S AUTHORITY TO ISSUE ORDERS
CHAPTER 89.
MISCELLANEOUS PROVISIONS APPLICABLE TO SAVINGS AND LOAN ASSOCIATIONS
SUBCHAPTER A. GENERAL MISCELLANEOUS PROVISIONS
Sec. 89.001. APPLICABILITY OF CHAPTER 4, BUSINESS & COMMERCE CODE
Sec. 89.002. ACKNOWLEDGMENT OR PROOF TAKEN BY MEMBER, STOCKHOLDER, OR EMPLOYEE OF ASSOCIATION
Sec. 89.003. RENDITION OF CERTAIN PERSONAL PROPERTY FOR AD VALOREM TAXATION
Sec. 89.004. INITIATION OF RULEMAKING BY ASSOCIATIONS
Sec. 89.005. EXEMPTION FROM SECURITIES LAWS
Sec. 89.006. LIABILITY OF COMMISSIONER AND OTHER COMMISSION PERSONNEL; DEFENSE BY ATTORNEY GENERAL
Sec. 89.007. ASSOCIATION AUTHORIZED TO CONDUCT SAVINGS AND LOAN BUSINESS UNDER PRIOR LAW NOW SUBJECT TO SUBTITLE
Sec. 89.008. OFFICES OF FEDERAL ASSOCIATIONS
SUBCHAPTER B. ACCESS TO AND DISCLOSURE OF CERTAIN INFORMATION
Sec. 89.051. ACCESS TO BOOKS AND RECORDS OF ASSOCIATION
Sec. 89.052. DISCLOSURE OF INFORMATION HELD BY DEPARTMENT ABOUT AN ASSOCIATION; LIABILITY
SUBCHAPTER C. OFFENSES AND PENALTIES
Sec. 89.101. CRIMINAL SLANDER
Sec. 89.102. GENERAL ADMINISTRATIVE PENALTY
SUBTITLE C. SAVINGS BANKS
CHAPTER 91.
GENERAL PROVISIONS
Sec. 91.001. SHORT TITLE
Sec. 91.002. DEFINITIONS
Sec. 91.003. CONTROL; SUBSIDIARY
Sec. 91.004. NOTICE OF HEARING; RIGHT TO RESPOND
Sec. 91.005. RECORD OF PROCEEDING
Sec. 91.006. DECISION OR ORDER
Sec. 91.007. FEES
CHAPTER 92.
ORGANIZATIONAL AND FINANCIAL REQUIREMENTS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 92.001. APPLICABILITY OF OTHER LAW
SUBCHAPTER B. INCORPORATION IN GENERAL
Sec. 92.051. APPLICATION TO INCORPORATE
Sec. 92.052. ADDITIONAL REQUIREMENTS FOR CAPITAL STOCK SAVINGS BANK
Sec. 92.053. ADDITIONAL REQUIREMENTS FOR MUTUAL SAVINGS BANK
Sec. 92.054. MINIMUM INITIAL CAPITAL
Sec. 92.055. APPROVAL OF MANAGING OFFICER
Sec. 92.056. CORPORATE NAME
Sec. 92.057. HEARING ON APPLICATION TO INCORPORATE
Sec. 92.058. DECISION ON APPLICATION TO INCORPORATE; ISSUANCE OF CERTIFICATE OF INCORPORATION
Sec. 92.059. JUDICIAL REVIEW
Sec. 92.060. PREFERENCE FOR LOCAL CONTROL
Sec. 92.061. DEADLINE FOR COMMENCING BUSINESS
Sec. 92.062. AMENDMENT OF ARTICLES OF INCORPORATION OR BYLAWS
Sec. 92.063. CHANGE OF OFFICE OR NAME; ESTABLISHMENT OF ADDITIONAL OFFICES
SUBCHAPTER C. INCORPORATION TO REORGANIZE OR MERGE
Sec. 92.101. PURPOSE OF INCORPORATION
Sec. 92.102. INCORPORATION REQUIREMENTS
Sec. 92.103. DECISION ON APPLICATION; ISSUANCE OF CERTIFICATE OF INCORPORATION
SUBCHAPTER D. ADMINISTRATION
Sec. 92.151. ORGANIZATIONAL MEETING
Sec. 92.152. BOARD OF DIRECTORS
Sec. 92.153. QUALIFICATION OF DIRECTORS
Sec. 92.154. OFFICERS
Sec. 92.155. CONFLICTS OF INTEREST
Sec. 92.156. FINANCIAL INSTITUTION BOND
Sec. 92.157. MEETINGS OF MEMBERS OR SHAREHOLDERS
Sec. 92.158. VOTING RIGHTS
SUBCHAPTER E. OPERATIONS AND FINANCES
Sec. 92.201. BOOKS AND RECORDS
Sec. 92.203. REGULATORY CAPITAL
Sec. 92.204. QUALIFIED THRIFT LENDER TEST
Sec. 92.205. COMPUTATION OF INCOME
Sec. 92.206. INSURANCE OF DEPOSIT ACCOUNTS
Sec. 92.207. LIMITATION ON ISSUANCE OF SECURITIES
Sec. 92.208. COMMON STOCK
Sec. 92.209. PREFERRED STOCK
Sec. 92.210. SERIES AND CLASSES OF PREFERRED STOCK
Sec. 92.211. DIVIDENDS ON CAPITAL STOCK
Sec. 92.212. USE OF SURPLUS ACCOUNTS AND EXPENSE FUND CONTRIBUTIONS
Sec. 92.213. USE OF EXPENSE FUND CONTRIBUTIONS
SUBCHAPTER F. CONVERSION OF SAVINGS BANK TO OTHER FINANCIAL INSTITUTION
Sec. 92.251. CONDITIONS FOR CONVERSION
Sec. 92.252. APPLICATION FOR CONVERSION
Sec. 92.253. ACTION BY COMMISSIONER ON APPLICATION
Sec. 92.254. HEARING ON APPLICATION
Sec. 92.255. CONSUMMATION OF CONVERSION
Sec. 92.256. FILING OF CHARTER OR CERTIFICATE
Sec. 92.257. EFFECT OF ISSUANCE OF CHARTER
Sec. 92.258. CONTINUATION OF CORPORATE EXISTENCE
Sec. 92.259. PROPERTY AND OBLIGATIONS OF CONVERTED SAVINGS BANK
SUBCHAPTER G. CONVERSION OF OTHER FINANCIAL INSTITUTION TO SAVINGS BANK
Sec. 92.301. APPLICATION TO CONVERT
Sec. 92.302. ELECTION OF DIRECTORS; EXECUTION AND ACKNOWLEDGMENT OF APPLICATION AND BYLAWS
Sec. 92.303. REVIEW BY COMMISSIONER; APPROVAL
Sec. 92.304. HEARING ON DENIAL; APPEAL
Sec. 92.305. CONTINUATION OF CORPORATE EXISTENCE
Sec. 92.306. PROPERTY AND OBLIGATIONS OF CONVERTED INSTITUTION
Sec. 92.307. EFFECT OF CONVERSION ON PENDING LEGAL ACTION
Sec. 92.308. LOCAL FILING OF CONVERSION ORDER REQUIRED
SUBCHAPTER H. REORGANIZATION, MERGER, AND CONSOLIDATION IN GENERAL
Sec. 92.351. AUTHORITY TO REORGANIZE, MERGE, OR CONSOLIDATE
Sec. 92.352. NOTICE AND HEARING; CONFIDENTIALITY
Sec. 92.353. DENIAL BY COMMISSIONER OF PLAN
Sec. 92.354. ALTERNATIVE OR ADDITIONAL PROCEDURES
Sec. 92.355. CONTINUATION OF CORPORATE EXISTENCE; HOME OFFICE OF SURVIVING ENTITY
SUBCHAPTER I. ADDITIONAL PROVISIONS FOR MERGER OR CONSOLIDATION OF FOREIGN AND DOMESTIC SAVINGS BANKS
Sec. 92.401. APPLICABILITY OF SUBCHAPTER
Sec. 92.402. ADOPTION OF MERGER OR CONSOLIDATION PLAN
Sec. 92.403. NOTICE AND HEARING; CONFIDENTIALITY
Sec. 92.404. DENIAL BY COMMISSIONER OF APPLICATION
Sec. 92.405. APPROVAL BY COMMISSIONER OF PLAN
Sec. 92.406. ENFORCEMENT OF CONDITION, RESTRICTION, OR REQUIREMENT ON SURVIVING FOREIGN SAVINGS BANK
Sec. 92.407. MERGER OF FOREIGN SAVINGS AND LOAN ASSOCIATION
SUBCHAPTER J. MERGER OF SUBSIDIARY CORPORATION
Sec. 92.451. AUTHORITY TO MERGE
Sec. 92.452. ARTICLES OF MERGER
Sec. 92.453. APPROVAL OF MERGER
Sec. 92.454. EFFECT OF MERGER
Sec. 92.455. INAPPLICABILITY OF SUBCHAPTER H
SUBCHAPTER K. VOLUNTARY LIQUIDATION
Sec. 92.501. RESOLUTION TO LIQUIDATE AND DISSOLVE
Sec. 92.502. DISTRIBUTION OF ASSETS
Sec. 92.503. FINAL REPORT AND ACCOUNTING
SUBCHAPTER L. CHANGE OF CONTROL OF SAVINGS BANK
Sec. 92.551. INAPPLICABILITY OF SUBCHAPTER
Sec. 92.552. EFFECT OF SUBCHAPTER ON OTHER LAW
Sec. 92.553. APPLICATION FOR CHANGE OF CONTROL
Sec. 92.554. NOTICE OF APPLICATION
Sec. 92.555. CONFIDENTIALITY
Sec. 92.556. DENIAL OF APPLICATION
Sec. 92.557. NOTICE OF INTENT TO DENY; HEARING
Sec. 92.558. JUDICIAL REVIEW
Sec. 92.559. UNAUTHORIZED CHANGE OF CONTROL
Sec. 92.560. INJUNCTION
Sec. 92.561. CRIMINAL PENALTY
SUBCHAPTER M. LIMITED SAVINGS BANK
Sec. 92.601. APPLICATION TO ORGANIZE
Sec. 92.602. LIABILITY OF MEMBERS AND MANAGERS
Sec. 92.603. CONTRIBUTIONS
Sec. 92.604. MANAGERS OF LIMITED SAVINGS BANK
Sec. 92.605. WITHDRAWAL OR REDUCTION OF MEMBER'S CONTRIBUTION
Sec. 92.606. COMPANY AGREEMENT OF LIMITED SAVINGS BANK
Sec. 92.607. DISSOLUTION
Sec. 92.608. ALLOCATION OF PROFITS AND LOSSES
Sec. 92.609. DISTRIBUTIONS
Sec. 92.610. AMENDMENT OF GOVERNING DOCUMENTS
Sec. 92.611. APPLICATION OF OTHER PROVISIONS TO LIMITED SAVINGS BANKS; MISCELLANEOUS PROVISIONS
CHAPTER 93.
GENERAL POWERS
Sec. 93.001. GENERAL CORPORATE POWERS
Sec. 93.002. ENLARGEMENT OF POWERS
Sec. 93.003. POWERS OF FEDERAL SAVINGS BANK
Sec. 93.004. POWER TO BORROW
Sec. 93.005. FISCAL AGENT
Sec. 93.006. POWER TO ACT UNDER CERTAIN FEDERAL RETIREMENT PLANS
Sec. 93.007. TRUST POWERS
Sec. 93.008. POWERS RELATIVE TO OTHER FINANCIAL INSTITUTIONS
Sec. 93.009. RIGHT TO ACT TO AVOID LOSS
Sec. 93.010. CLOSING PLACE OF BUSINESS
Sec. 93.011. EMERGENCY CLOSING
Sec. 93.012. EFFECT OF CLOSING
CHAPTER 94.
LOANS AND INVESTMENTS
SUBCHAPTER A. LIMITATIONS ON LOANS
Sec. 94.001. LOANS TO ONE BORROWER
Sec. 94.002. COMMERCIAL LOANS
SUBCHAPTER B. LOAN EXPENSES
Sec. 94.051. BORROWER PAYMENT OF LOAN EXPENSES
Sec. 94.052. CONSUMER LOANS
Sec. 94.053. COLLECTION OF LOAN EXPENSES
Sec. 94.054. CHARACTER OF LOAN EXPENSE PAYMENTS
SUBCHAPTER C. LOAN PAYMENTS
Sec. 94.101. PENALTY FOR PREPAYMENT OR LATE PAYMENT
Sec. 94.102. APPLICATION OF PREPAYMENTS TO LOAN INSTALLMENTS
SUBCHAPTER D. CHARGES RELATING TO REAL PROPERTY LOANS
Sec. 94.151. ADVANCES PAID BY SAVINGS BANK
Sec. 94.152. ADVANCES ARE LIEN ON PROPERTY
Sec. 94.153. PAYMENT OF ESTIMATED CHARGES BY BORROWER
Sec. 94.154. RECORD OF CHARGES
SUBCHAPTER F. INVESTMENT IN EQUITY SECURITIES
Sec. 94.251. LIMITATIONS ON INVESTMENT IN EQUITY SECURITIES
Sec. 94.252. INAPPLICABILITY OF LIMITATIONS
Sec. 94.253. RULES
SUBCHAPTER G. INVESTMENT IN SUBSIDIARIES
Sec. 94.301. AUTHORIZATION
Sec. 94.302. LIMITATION ON INVESTMENT IN SUBSIDIARIES
Sec. 94.303. REGULATION AND EXAMINATION OF SUBSIDIARY
Sec. 94.304. RULES
SUBCHAPTER H. PROPERTY OF SAVINGS BANK
Sec. 94.351. INVESTMENT IN BANKING PREMISES
Sec. 94.352. FORM OF SAVINGS BANK FACILITY
Sec. 94.353. RECORD OF CHARGES ON REAL AND PERSONAL PROPERTY
CHAPTER 95.
DEPOSIT ACCOUNTS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 95.001. DEPOSITS
Sec. 95.002. LIMITATIONS ON ACCOUNTS
Sec. 95.003. INVESTMENT IN ACCOUNTS
Sec. 95.004. DEPOSIT CONTRACT
Sec. 95.005. ACCOUNT OWNERSHIP
Sec. 95.006. TRANSFER OF ACCOUNT
Sec. 95.007. INTEREST OR DIVIDENDS PAID ON ACCOUNTS
Sec. 95.008. REDEMPTION OF DEPOSIT ACCOUNT
Sec. 95.009. LIEN ON DEPOSIT ACCOUNT
Sec. 95.010. ACCOUNT AS LEGAL INVESTMENT
Sec. 95.011. APPLICABILITY OF ESTATES CODE
SUBCHAPTER B. PROVISIONS APPLICABLE TO SPECIFIC TYPES OF ACCOUNTS
Sec. 95.101. ACCOUNT HELD BY MINOR
Sec. 95.102. PLEDGE OF JOINT ACCOUNT
Sec. 95.103. ACCOUNT HELD BY FIDUCIARY
Sec. 95.104. TRUST ACCOUNT: UNDISCLOSED TRUST INSTRUMENT
Sec. 95.105. POWER OF ATTORNEY ACCOUNT
CHAPTER 96.
SUPERVISION AND REGULATION
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 96.001. GENERAL DUTIES
Sec. 96.002. ADOPTION OF RULES
SUBCHAPTER B. EXAMINATIONS AND REPORTS
Sec. 96.051. ANNUAL AUDIT
Sec. 96.053. REPORTS
Sec. 96.054. EXAMINATIONS
Sec. 96.055. ADDITIONAL EXAMINATIONS
Sec. 96.0551. REGULATION AND EXAMINATION OF CERTAIN RELATED ENTITIES
Sec. 96.056. ACCESS TO BOOKS AND RECORDS
Sec. 96.057. SUBPOENA; ADMINISTRATION OF OATH OR AFFIRMATION
SUBCHAPTER C. SUPERVISORY INTERVENTION
Sec. 96.101. INTERVENTION FOR VIOLATIONS AND UNSAFE AND UNSOUND PRACTICES
Sec. 96.102. INTERVENTION FOR FILING INAPPROPRIATE INFORMATION
Sec. 96.103. INTERVENTION FOR ACTIVITY RESULTING IN ACTUAL OR POTENTIAL FINANCIAL LOSS
Sec. 96.104. INTERVENTION RELATING TO EXAMINATION OF AFFAIRS
Sec. 96.105. TEMPORARY SUPERVISORY ORDER
Sec. 96.106. SERVICE OF TEMPORARY SUPERVISORY ORDER
Sec. 96.107. HEARING ON TEMPORARY SUPERVISORY ORDER; FINAL ORDER
Sec. 96.108. PLAN OF OPERATION OF SAVINGS BANK AFTER ORDER OF TEMPORARY CONSERVATORSHIP
Sec. 96.109. ENFORCEMENT OF SUPERVISORY ORDER
Sec. 96.110. STAY OF SUPERVISORY ORDER
Sec. 96.111. DISCLOSURE OF INFORMATION IN SUPERVISORY ORDER; CONFIDENTIALITY
SUBCHAPTER D. CONSERVATORSHIP
Sec. 96.151. PLACEMENT OF SAVINGS BANK UNDER CONSERVATORSHIP
Sec. 96.152. DUTIES OF CONSERVATOR
Sec. 96.153. TERM OF CONSERVATOR
Sec. 96.154. TRANSFER OF MANAGEMENT OF REHABILITATED SAVINGS BANK
Sec. 96.155. SCOPE OF AUTHORITY OF OTHER PERSONS DURING CONSERVATORSHIP
Sec. 96.156. LIMITING ORDER DURING CONSERVATORSHIP
Sec. 96.157. SERVICE OF LIMITING ORDER
Sec. 96.158. EFFECT OF LIMITING ORDER
Sec. 96.159. HEARING ON LIMITING ORDER; FINAL ORDER
Sec. 96.160. STAY OF LIMITING ORDER
Sec. 96.161. COST OF CONSERVATORSHIP
Sec. 96.162. VENUE
SUBCHAPTER E. VOLUNTARY SUPERVISORY CONTROL
Sec. 96.201. PLACEMENT OF SAVINGS BANK UNDER VOLUNTARY SUPERVISORY CONTROL
Sec. 96.202. POWERS OF SUPERVISORS
Sec. 96.203. COST OF SUPERVISORY CONTROL
SUBCHAPTER F. CLOSING
Sec. 96.251. CLOSING OF SAVINGS BANK BY BOARD RESOLUTION
Sec. 96.252. CLOSING OF SAVINGS BANK BY COMMISSIONER'S ORDER
Sec. 96.253. EFFECT OF CLOSING
Sec. 96.254. HEARING ON COMMISSIONER'S ORDER
SUBCHAPTER G. LIQUIDATION
Sec. 96.301. LIQUIDATION OF SAVINGS BANK
Sec. 96.302. REMOVAL OR REPLACEMENT OF LIQUIDATING AGENT
Sec. 96.303. DUTIES OF LIQUIDATING AGENT
Sec. 96.304. NOTICE
Sec. 96.305. PRESENTATION OF CLAIM
Sec. 96.306. PRIORITY OF CLAIMS
Sec. 96.307. ACTION ON CLAIM
Sec. 96.308. HEARING ON CLAIM; APPEAL OF ADVERSE DETERMINATION OF CLAIM
Sec. 96.309. PAYMENT OF FINAL DIVIDEND
Sec. 96.310. DEPOSIT OF MONEY BY LIQUIDATING AGENT
Sec. 96.311. PAYMENT OF NONCLAIMING DEPOSIT ACCOUNT HOLDERS AND CREDITORS
Sec. 96.312. COST OF LIQUIDATION
Sec. 96.313. FINAL REPORT
Sec. 96.314. CONTINUED EXISTENCE OF SAVINGS BANK FOLLOWING LIQUIDATION
Sec. 96.315. SPECIAL LIQUIDATING AGENT
Sec. 96.316. CLOSING OF LIQUIDATION; ORDER AND LIABILITY
Sec. 96.317. ADMINISTRATIVE PROCEDURE
SUBCHAPTER H. CONFIDENTIALITY
Sec. 96.351. DISCLOSURE BY DEPARTMENT PROHIBITED
Sec. 96.352. DISCLOSURE TO OTHER AGENCIES
Sec. 96.353. OTHER DISCLOSURE PROHIBITED
Sec. 96.354. CIVIL DISCOVERY
Sec. 96.355. INVESTIGATIVE INFORMATION
Sec. 96.356. EXAMINATION REPORT
Sec. 96.357. REMOVAL FOR VIOLATION
SUBCHAPTER I. MISCELLANEOUS PROVISIONS
Sec. 96.401. DERIVATIVE SUIT
Sec. 96.402. PAYMENT OF INSURED DEPOSIT LIABILITIES BY FDIC
Sec. 96.403. ENFORCEABILITY OF LOAN PROMISE OR AGREEMENT MADE BY SAVINGS BANK BEFORE CONSERVATORSHIP OR SUPERVISORY CONTROL
Sec. 96.404. INTEREST IN SAVINGS BANK PROHIBITED FOR DEPARTMENT
Sec. 96.405. PERMITTED TRANSACTIONS FOR DEPARTMENT RELATING TO SAVINGS BANK
CHAPTER 97.
HOLDING COMPANIES
SUBCHAPTER A. GENERAL PROVISIONS APPLICABLE TO HOLDING COMPANIES
Sec. 97.001. RULES
Sec. 97.002. REGISTRATION
Sec. 97.003. RELEASE FROM REGISTRATION
Sec. 97.004. REPORTS
Sec. 97.005. BOOKS AND RECORDS
Sec. 97.006. EXAMINATIONS
Sec. 97.007. AGENT FOR SERVICE OF PROCESS
SUBCHAPTER B. MUTUAL HOLDING COMPANIES
Sec. 97.051. REORGANIZATION TO BECOME MUTUAL HOLDING COMPANY
Sec. 97.052. APPLICATION FOR APPROVAL OF REORGANIZATION
Sec. 97.053. PLAN OF REORGANIZATION
CHAPTER 98.
FOREIGN FINANCIAL INSTITUTIONS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 98.001. LIMITATION ON RIGHT TO DO BUSINESS AS SAVINGS BANK
Sec. 98.002. APPLICATION OF LAW AND RULES
Sec. 98.003. CONTRACTS CONSTRUED UNDER LAW OF THIS STATE
Sec. 98.004. FEDERAL SAVINGS BANK
Sec. 98.005. AUTHORIZATION TO RETAIN OFFICES
SUBCHAPTER B. POWERS OF FOREIGN SAVINGS BANK; ELIGIBILITY OF ACCOUNTS FOR INVESTMENT
Sec. 98.101. POWERS OF FOREIGN SAVINGS BANK; ELIGIBILITY OF ACCOUNTS FOR INVESTMENT
SUBCHAPTER C. CERTIFICATE OF AUTHORITY
Sec. 98.201. RENEWAL OF CERTIFICATE
Sec. 98.202. REVOCATION OF CERTIFICATE
SUBCHAPTER D. EXAMINATION AND REGULATION
Sec. 98.301. FREQUENCY OF EXAMINATION
Sec. 98.302. EXAMINATION CHARGES
Sec. 98.303. AGREEMENT WITH REGULATORY AUTHORITY OF OTHER STATE
Sec. 98.304. COMMISSIONER'S AUTHORITY TO ISSUE ORDERS
CHAPTER 119.
MISCELLANEOUS PROVISIONS APPLICABLE TO SAVINGS BANKS
SUBCHAPTER A. GENERAL MISCELLANEOUS PROVISIONS
Sec. 119.001. APPLICABILITY OF CHAPTER 4, BUSINESS & COMMERCE CODE
Sec. 119.002. APPLICABILITY OF SAVINGS AND LOAN LAWS TO SAVINGS BANKS
Sec. 119.003. ACKNOWLEDGMENT OR PROOF TAKEN BY MEMBER, STOCKHOLDER, OR EMPLOYEE OF SAVINGS BANK
Sec. 119.004. RENDITION OF CERTAIN PERSONAL PROPERTY FOR AD VALOREM TAXATION
Sec. 119.005. STATE TAXATION OF SAVINGS BANKS
Sec. 119.006. INITIATION OF RULEMAKING BY SAVINGS BANKS
Sec. 119.007. EXEMPTION FROM SECURITIES LAWS
Sec. 119.008. LIABILITY OF COMMISSIONER AND OTHER COMMISSION PERSONNEL; DEFENSE BY ATTORNEY GENERAL
SUBCHAPTER B. ACCESS TO AND DISCLOSURE OF CERTAIN INFORMATION
Sec. 119.101. ACCESS TO BOOKS AND RECORDS OF SAVINGS BANK
Sec. 119.102. PRODUCTION AND ADMISSIBILITY OF ITEMS OF SAVINGS BANK IN JUDICIAL PROCEEDING
SUBCHAPTER C. OFFENSES AND PENALTIES
Sec. 119.201. ADMINISTRATIVE PENALTY FOR FAILING TO COMPLY WITH SUBTITLE
Sec. 119.202. CRIMINAL SLANDER OR LIBEL
SUBTITLE D. CREDIT UNIONS
CHAPTER 121.
GENERAL PROVISIONS
Sec. 121.001. SHORT TITLE
Sec. 121.0011. POLICY
Sec. 121.002. DEFINITIONS
Sec. 121.003. CREDIT UNIONS SUBJECT TO SUBTITLE
Sec. 121.004. LIBERAL CONSTRUCTION
Sec. 121.005. HEARINGS
Sec. 121.006. PROCEDURE AND RULES APPLICABLE TO CERTAIN PROCEEDINGS
CHAPTER 122.
ORGANIZATIONAL AND FINANCIAL REQUIREMENTS
SUBCHAPTER A. INCORPORATION REQUIREMENTS
Sec. 122.001. APPLICATION TO INCORPORATE
Sec. 122.002. STANDARD ARTICLES OF INCORPORATION AND BYLAWS
Sec. 122.003. CORPORATE NAME; CRIMINAL PENALTY
Sec. 122.004. INVESTIGATION BY COMMISSIONER
Sec. 122.005. PROCEDURE FOR CERTAIN APPROVALS
Sec. 122.006. DECISION ON APPLICATION TO INCORPORATE; ISSUANCE OF CERTIFICATE
Sec. 122.007. APPEAL TO COMMISSION
Sec. 122.008. EFFECT OF ISSUANCE OF CERTIFICATE OF INCORPORATION
Sec. 122.009. REQUIREMENTS FOR COMMENCING BUSINESS
Sec. 122.010. DEADLINE FOR COMMENCING BUSINESS
Sec. 122.011. AMENDMENT OF ARTICLES OF INCORPORATION OR BYLAWS
Sec. 122.012. PLACE OF BUSINESS
Sec. 122.013. FOREIGN CREDIT UNIONS
Sec. 122.0131. TEMPORARY FOREIGN CREDIT UNION OFFICE
Sec. 122.014. UNDERSERVED-AREA CREDIT UNION
SUBCHAPTER B. ADMINISTRATION
Sec. 122.051. MEMBERSHIP
Sec. 122.052. MEETINGS OF MEMBERS; VOTING
Sec. 122.053. BOARD OF DIRECTORS; TERMS AND DUTIES
Sec. 122.054. QUALIFICATION OF DIRECTORS
Sec. 122.055. VACANCIES; REMOVAL
Sec. 122.056. HONORARY OR ADVISORY DIRECTORS
Sec. 122.057. OFFICERS; EXECUTIVE COMMITTEE
Sec. 122.058. CHIEF EXECUTIVE OFFICER
Sec. 122.059. DELEGATION OF MANAGEMENT AND LOAN APPROVAL AUTHORITY
Sec. 122.060. CERTIFICATE OF ELECTION
Sec. 122.061. CONFLICTS OF INTEREST
Sec. 122.062. COMPENSATION
Sec. 122.063. BOND
Sec. 122.064. INDEMNIFICATION
SUBCHAPTER C. OPERATIONS AND FINANCES
Sec. 122.101. CALL REPORTS
Sec. 122.102. FINANCIAL REPORTING; AUDITS
Sec. 122.103. EQUITY CAPITAL
Sec. 122.104. NET WORTH RESERVE ALLOCATIONS
Sec. 122.105. MEMBERSHIP SHARE REDUCTION
Sec. 122.106. EXEMPTION FROM CERTAIN TAXES
Sec. 122.107. NOTICE OF AVAILABILITY OF CERTAIN DOCUMENTS
SUBCHAPTER D. MERGER OR CONSOLIDATION
Sec. 122.151. AUTHORITY TO MERGE OR CONSOLIDATE
Sec. 122.152. APPLICATION TO MERGE OR CONSOLIDATE
Sec. 122.153. DECISION BY COMMISSIONER; APPEAL
Sec. 122.1531. CONSIDERATIONS IN DETERMINATION
Sec. 122.154. PROPERTY, OBLIGATIONS, AND LIABILITIES OF MERGED OR CONSOLIDATED CREDIT UNION
Sec. 122.155. CONSTRUCTION OF SUBCHAPTER
Sec. 122.156. RULES TO ADDRESS CERTAIN PROCEDURES
SUBCHAPTER E. CONVERSION
Sec. 122.201. CONVERSION OF STATE CREDIT UNION TO FEDERAL CREDIT UNION
Sec. 122.202. CONVERSION OF STATE CREDIT UNION TO OUT-OF-STATE CREDIT UNION
Sec. 122.203. CONVERSION OF FEDERAL OR OUT-OF-STATE CREDIT UNION TO STATE CREDIT UNION
SUBCHAPTER F. MISCONDUCT AND ENFORCEMENT
Sec. 122.251. DEFAMATION
Sec. 122.252. CONSIDERATION FOR LOAN, INVESTMENT, OR PURCHASE
Sec. 122.253. LOAN TO NONMEMBER
Sec. 122.254. FALSE STATEMENTS OR DOCUMENTS; DESTRUCTION OF RECORDS
Sec. 122.255. DETERMINATION OF MISCONDUCT
Sec. 122.256. DETERMINATION LETTER; BOARD MEETING
Sec. 122.257. CEASE AND DESIST ORDER FOR CREDIT UNIONS
Sec. 122.2575. CEASE AND DESIST ORDER FOR OTHER PERSONS
Sec. 122.258. REMOVAL ORDER
Sec. 122.259. HEARING ON APPEAL OF PROPOSED ORDER
Sec. 122.260. ADMINISTRATIVE PENALTY; INJUNCTION
Sec. 122.261. CONFIDENTIALITY
CHAPTER 123.
GENERAL POWERS
SUBCHAPTER A. GENERAL POWERS
Sec. 123.001. GENERAL POWERS
Sec. 123.002. INCIDENTAL POWERS
Sec. 123.003. ENLARGEMENT OF POWERS
SUBCHAPTER B. OPERATIONAL POWERS
Sec. 123.101. CONTRACTS
Sec. 123.102. POWER TO SUE AND DEFEND
Sec. 123.103. PURCHASE AND SALE OF PROPERTY
Sec. 123.104. MEMBERSHIP IN OTHER ORGANIZATION; OPERATION AS CENTRAL CREDIT UNION
Sec. 123.105. FEES
Sec. 123.106. CHANGE OF LOCATION
Sec. 123.107. INSURANCE FOR MEMBERS
Sec. 123.108. DONATIONS
Sec. 123.109. SEAL
Sec. 123.110. RECORDS
Sec. 123.111. RIGHT TO ACT TO MITIGATE OR AVOID LOSS
SUBCHAPTER C. FINANCIAL POWERS
Sec. 123.201. POWER TO BORROW OR LEND
Sec. 123.202. RECEIPT, TRANSFER, AND PAYMENT OF MONEY
Sec. 123.203. ACCEPTANCE OF MONEY FOR DEPOSIT FROM ANOTHER ENTITY
Sec. 123.204. ACTION AS AGENT OR DEPOSITORY OF UNITED STATES OR OTHER GOVERNMENTAL ENTITY
Sec. 123.205. INVESTMENTS AND SECURITIES
Sec. 123.206. ACTION AS FISCAL OR TRANSFER AGENT; TRANSFER OF CERTAIN INSTRUMENTS; SIGNATURES
Sec. 123.207. FIDUCIARY POWERS
Sec. 123.208. DIVIDENDS AND INTEREST
Sec. 123.209. TRANSFER SYSTEM
Sec. 123.210. SALE OF CERTAIN INSTRUMENTS OR SECURITIES; FEE
Sec. 123.211. CERTIFICATES OF INDEBTEDNESS
Sec. 123.212. CHECK AND MONEY TRANSFER SERVICES
CHAPTER 124.
LOANS AND INVESTMENTS
SUBCHAPTER A. GENERAL PROVISIONS CONCERNING LOANS TO MEMBERS
Sec. 124.001. AUTHORIZATION
Sec. 124.002. LIMITATIONS ON INTEREST RATES
Sec. 124.003. LIMITATIONS ON LOANS
Sec. 124.004. WRITTEN INSTRUMENT REQUIRED
Sec. 124.005. APPLICABILITY OF OTHER LAW
SUBCHAPTER B. OPEN-END CREDIT PLAN OR LINE OF CREDIT
Sec. 124.051. OPEN-END CREDIT PLAN
Sec. 124.052. LINE OF CREDIT
Sec. 124.053. ADDITIONAL LOAN APPLICATION NOT REQUIRED
SUBCHAPTER C. LOAN EXPENSES
Sec. 124.101. BORROWER PAYMENT OF LOAN EXPENSES
Sec. 124.102. COLLECTION OF LOAN EXPENSES
Sec. 124.103. CHARACTER OF EXPENSE OR FEE
SUBCHAPTER D. LOAN PAYMENTS
Sec. 124.151. PREPAYMENT PRIVILEGE
Sec. 124.152. CONDITIONS FOR PREPAYMENT OF LOAN SECURED BY REAL PROPERTY
Sec. 124.153. PENALTY FOR LATE PAYMENT
SUBCHAPTER E. LOANS TO DIRECTORS, EMPLOYEES, AND CREDIT COMMITTEE MEMBERS
Sec. 124.201. AUTHORIZATION
Sec. 124.202. CONDITIONS OF LOANS
Sec. 124.203. AUTHORIZATION TO ACT AS COMAKER, GUARANTOR, OR ENDORSER
Sec. 124.204. PRIOR APPROVAL REQUIRED
SUBCHAPTER F. ILLEGAL LOANS
Sec. 124.251. ILLEGALITY OF LOAN NOT A DEFENSE
Sec. 124.252. ILLEGALITY OF LOAN NOT A BAR TO ENFORCEMENT OR COLLECTION
SUBCHAPTER G. LOAN PROGRAMS
Sec. 124.301. PARTICIPATION LOANS
Sec. 124.302. GOVERNMENT LOAN PROGRAMS
SUBCHAPTER H. INVESTMENT OF MONEY
Sec. 124.351. PERMITTED INVESTMENTS
Sec. 124.352. LIMITATIONS ON INVESTMENTS
CHAPTER 125.
CREDIT UNION ACCOUNTS AND SERVICES
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 125.001. DEFINITION
Sec. 125.002. SHARE ACCOUNT
Sec. 125.003. DEPOSIT ACCOUNTS
Sec. 125.004. CONSTRUCTION WITH OTHER LAWS
SUBCHAPTER B. MULTIPLE-PARTY ACCOUNTS
Sec. 125.101. FORM OF ACCOUNT
Sec. 125.102. POWERS OF ACCOUNT HOLDERS
Sec. 125.103. POWERS OF MEMBERS RELATING TO ACCOUNT
Sec. 125.104. OWNERSHIP INTEREST
Sec. 125.105. DISCHARGE OF LIABILITY ON PAYMENT
Sec. 125.106. DIVISION OF ACCOUNT ON DEATH
Sec. 125.107. SETOFF OF ACCOUNT
SUBCHAPTER C. MINOR ACCOUNTS
Sec. 125.201. POWERS OF CREDIT UNION RELATING TO ACCOUNT
Sec. 125.202. VOTING; OFFICE-HOLDING
Sec. 125.203. DISCHARGE OF LIABILITY ON PAYMENT; EFFECT ON MINOR OF REQUIRED ACTION
SUBCHAPTER D. TRUST ACCOUNT
Sec. 125.301. FORM OF ACCOUNT
Sec. 125.302. LOANS TO NONMEMBER TRUSTEE
Sec. 125.303. BENEFICIARY FEES
Sec. 125.304. LIMITATIONS PLACED ON BENEFICIARY
Sec. 125.305. ACCOUNT TRANSACTION INQUIRIES
Sec. 125.306. DISCHARGE OF LIABILITY ON PAYMENT
Sec. 125.307. TERMINATION OF ACCOUNT
Sec. 125.308. EFFECT OF DEATH OF TRUSTEE ON ACCOUNT
Sec. 125.309. TRUST ACCOUNT WITH LIMITED DOCUMENTATION
SUBCHAPTER E. THIRD-PARTY CLAIMS AND OTHER RIGHTS RELATING TO ACCOUNTS
Sec. 125.401. THIRD-PARTY CLAIM
Sec. 125.402. DISCLOSURE OF RECORDS OF MEMBER; CONFIDENTIALITY
Sec. 125.403. RECOVERY OF DOCUMENT PRODUCTION EXPENSES FROM THIRD PARTY
Sec. 125.404. LIENS AND SETOFFS
Sec. 125.405. ACCOUNT WITHDRAWALS
SUBCHAPTER F. SAFE DEPOSIT BOXES
Sec. 125.501. RENTAL OF SAFE DEPOSIT BOX
Sec. 125.502. RELATIONSHIP BETWEEN CREDIT UNION AND BOX HOLDER
Sec. 125.503. ACCESS BY MORE THAN ONE PERSON
Sec. 125.504. RELOCATION OF SAFE DEPOSIT BOX; INVENTORY OF CONTENTS
Sec. 125.505. NOTICE OF BOX RELOCATION
Sec. 125.506. COST OF NOTICE AS BOX RENTAL
Sec. 125.507. EMERGENCY RELOCATION OF SAFE DEPOSIT BOX
Sec. 125.508. KEY IMPRINTING
Sec. 125.509. LIABILITY FOR ACCESS TO OR REMOVAL OF CONTENTS
Sec. 125.510. DELINQUENT RENTS
Sec. 125.511. AUCTION OF CONTENTS
CHAPTER 126.
CREDIT UNION SUPERVISION AND REGULATION
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 126.001. APPOINTMENT OF CONSERVATOR OR LIQUIDATING AGENT
Sec. 126.002. CONFIDENTIALITY OF INFORMATION
Sec. 126.003. ENFORCEABILITY OF AGREEMENT MADE BY CREDIT UNION BEFORE CONSERVATORSHIP OR LIQUIDATION
SUBCHAPTER B. EXAMINATIONS
Sec. 126.051. EXAMINATIONS
Sec. 126.052. ACCESS TO INFORMATION
Sec. 126.053. WITNESSES; PRODUCTION OF DOCUMENTS
Sec. 126.054. REPORT OF EXAMINATION
Sec. 126.055. FEE
SUBCHAPTER C. CONSERVATORSHIP ORDER
Sec. 126.101. CONSERVATORSHIP ORDER; APPOINTMENT OF CONSERVATOR
Sec. 126.102. SERVICE OF ORDER
Sec. 126.103. EFFECT OF ORDER
Sec. 126.105. APPEAL OF ORDER; HEARING
Sec. 126.106. FAILURE TO APPEAL OR APPEAR
Sec. 126.107. EXTENSION OF DATE AND TIME FOR HEARING
Sec. 126.108. CONFIDENTIALITY; DISCLOSURE
SUBCHAPTER D. ADMINISTRATION OF CONSERVATORSHIP
Sec. 126.151. CONSERVATOR SUBJECT TO COMMISSION CONTROL
Sec. 126.152. GENERAL POWERS OF CONSERVATOR
Sec. 126.153. POWERS RELATING TO CLAIMS
Sec. 126.154. POWER TO REPUDIATE BURDENSOME TRANSACTION
Sec. 126.155. POWER TO PROTECT, PRESERVE, AND RECOVER PROPERTY
Sec. 126.156. DUTIES OF CONSERVATOR
Sec. 126.157. TERM OF CONSERVATOR
Sec. 126.158. TRANSFER OF MANAGEMENT OF REHABILITATED CREDIT UNION
Sec. 126.159. COST OF CONSERVATORSHIP
Sec. 126.160. JURISDICTION AND VENUE
Sec. 126.161. EXHAUSTION OF ADMINISTRATIVE REMEDIES
SUBCHAPTER E. LIQUIDATION ORDER; INJUNCTION
Sec. 126.201. LIQUIDATION ORDER; APPOINTMENT OF LIQUIDATING AGENT
Sec. 126.202. SERVICE OF ORDER
Sec. 126.203. SUIT FOR INJUNCTION
Sec. 126.204. ACTION PENDING INJUNCTION HEARING
Sec. 126.205. HEARING ON INJUNCTION; APPEAL
Sec. 126.206. NATIONAL CREDIT UNION ADMINISTRATION AS LIQUIDATING AGENT
SUBCHAPTER F. ADMINISTRATION OF LIQUIDATION
Sec. 126.251. PERMISSIBLE ACTIVITIES IN LIQUIDATION
Sec. 126.252. COMPENSATION OF CREDIT UNION EMPLOYEES AND OFFICERS
Sec. 126.253. LIQUIDATING AGENT SUBJECT TO COMMISSION CONTROL
Sec. 126.254. POSSESSION, CONSOLIDATION, AND DISPOSITION OF ASSETS
Sec. 126.255. COMPOUND DEBTS
Sec. 126.256. COURT ACTION BY LIQUIDATING AGENT
Sec. 126.257. REPUDIATION OF BURDENSOME TRANSACTIONS
Sec. 126.258. EXECUTION OF DOCUMENTS; OTHER NECESSARY ACTS
Sec. 126.259. JURISDICTION AND VENUE
Sec. 126.260. EXHAUSTION OF ADMINISTRATIVE REMEDIES
SUBCHAPTER G. CLAIMS RELATING TO CREDIT UNION IN LIQUIDATION
Sec. 126.301. CLAIMS AGAINST CREDIT UNION
Sec. 126.302. NOTICE TO CREDITORS AND MEMBERS
Sec. 126.303. PRIORITY OF CLAIMS
Sec. 126.304. LIQUIDATION DIVIDENDS
Sec. 126.305. PAYMENT OF CLAIMS IN "NO PUBLICATION" LIQUIDATION
Sec. 126.306. BARRED CLAIMS
SUBCHAPTER H. LIQUIDATING AGENT
Sec. 126.351. REMOVAL OF LIQUIDATING AGENT
Sec. 126.352. REPLACEMENT OF LIQUIDATING AGENT
Sec. 126.353. CONFLICT OF INTEREST
Sec. 126.354. COMPENSATION
SUBCHAPTER I. COMPLETION OF LIQUIDATION
Sec. 126.401. CERTIFICATE OF LIQUIDATION AND DISTRIBUTION
Sec. 126.402. CANCELLATION OF CERTIFICATE OF INCORPORATION
Sec. 126.403. WINDING UP OF CREDIT UNION BUSINESS
SUBCHAPTER J. VOLUNTARY LIQUIDATION
Sec. 126.451. BOARD RESOLUTION
Sec. 126.452. NOTIFICATION TO COMMISSIONER OF PROPOSED LIQUIDATION
Sec. 126.453. NOTICE OF MEETING TO LIQUIDATE
Sec. 126.454. CREDIT UNION OPERATIONS BEFORE AND AFTER VOTE
Sec. 126.455. VOTE ON VOLUNTARY LIQUIDATION
Sec. 126.456. NOTICE TO COMMISSIONER OF AFFIRMATIVE VOTE TO LIQUIDATE
Sec. 126.457. APPOINTMENT OF LIQUIDATING AGENT
Sec. 126.458. APPLICATION OF LAW TO CREDIT UNION IN VOLUNTARY LIQUIDATION
CHAPTER 149.
MISCELLANEOUS PROVISIONS RELATING TO CREDIT UNIONS
Sec. 149.001. APPLICABILITY OF CHAPTERS 3 AND 4, BUSINESS & COMMERCE CODE
Sec. 149.002. EXEMPTION FROM SECURITIES LAWS
SUBTITLE E. OTHER FINANCIAL BUSINESSES
CHAPTER 152.
REGULATION OF MONEY SERVICES BUSINESSES
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 152.001. SHORT TITLE
Sec. 152.002. PURPOSE; CONSTRUCTION OF CHAPTER
Sec. 152.003. DEFINITIONS
Sec. 152.004. EXEMPTIONS
Sec. 152.005. AUTHORITY TO REQUIRE DEMONSTRATION OF EXEMPTION
Sec. 152.006. CENTRALIZED DIGITAL CURRENCY PROHIBITED
SUBCHAPTER B. ADMINISTRATIVE PROVISIONS
Sec. 152.051. ADMINISTRATION
Sec. 152.052. RULES; FEES
Sec. 152.053. IMPLEMENTATION
Sec. 152.054. COMMISSIONER'S GENERAL AUTHORITY
Sec. 152.055. CONFIDENTIALITY
Sec. 152.056. INVESTIGATIONS
Sec. 152.057. SUPERVISION
Sec. 152.058. NETWORKED SUPERVISION
Sec. 152.059. RELATIONSHIP TO FEDERAL LAW
Sec. 152.060. CONSENT TO SERVICE OF PROCESS
Sec. 152.061. PRESUMPTION OF CONTROL
SUBCHAPTER C. MONEY SERVICES LICENSES
Sec. 152.101. MONEY TRANSMISSION LICENSE REQUIRED
Sec. 152.102. CURRENCY EXCHANGE LICENSE REQUIRED
Sec. 152.103. CONSISTENT STATE LICENSING
Sec. 152.104. APPLICATION FOR MONEY SERVICES LICENSE
Sec. 152.105. INFORMATION REQUIREMENTS FOR CERTAIN INDIVIDUALS
Sec. 152.106. ISSUANCE OF LICENSE
Sec. 152.107. MAINTENANCE OF LICENSE
Sec. 152.108. SURRENDER OF LICENSE
Sec. 152.109. REFUND OF FEE OR COST PAID BY MONEY SERVICES LICENSEE
SUBCHAPTER D. ACQUISITION OF CONTROL AND CHANGE OF KEY INDIVIDUAL
Sec. 152.151. ACQUISITION OF CONTROL
Sec. 152.152. STREAMLINED ACQUISITION OF CONTROL
Sec. 152.153. NOTICE AND INFORMATION REQUIREMENTS FOR CHANGE OF KEY INDIVIDUALS
SUBCHAPTER E. REPORTING AND RECORDS
Sec. 152.201. MONEY TRANSMISSION REPORT
Sec. 152.202. CURRENCY EXCHANGE REPORT
Sec. 152.203. FINANCIAL STATEMENTS
Sec. 152.204. AUTHORIZED DELEGATE REPORTING
Sec. 152.205. REPORTS OF CERTAIN EVENTS
Sec. 152.206. BANK SECRECY ACT REPORTS
Sec. 152.207. RECORDS
SUBCHAPTER F. AUTHORIZED DELEGATES
Sec. 152.251. LIABILITY OF MONEY TRANSMISSION LICENSEE
Sec. 152.252. RELATIONSHIP BETWEEN MONEY TRANSMISSION LICENSEE AND AUTHORIZED DELEGATE
Sec. 152.253. DISCLOSURE REQUIREMENTS
Sec. 152.254. UNAUTHORIZED ACTIVITIES
SUBCHAPTER G. GENERAL DUTIES AND RESTRICTIONS FOR MONEY TRANSMISSION LICENSEE
Sec. 152.301. TIMELY TRANSMISSION
Sec. 152.302. REFUNDS
Sec. 152.303. RECEIPTS
Sec. 152.304. DISCLOSURES FOR PAYROLL PROCESSING SERVICES
Sec. 152.305. PROHIBITION ON IMPOSITION OF FINE OR PENALTY FOR TERMS OF SERVICE VIOLATION
SUBCHAPTER H. PRUDENTIAL STANDARDS
Sec. 152.351. NET WORTH OF MONEY TRANSMISSION LICENSEE
Sec. 152.352. SECURITY FOR MONEY TRANSMISSION LICENSEE
Sec. 152.353. SECURITY FOR CURRENCY EXCHANGE LICENSEE
Sec. 152.354. ADDITIONAL SECURITY REQUIREMENTS
Sec. 152.355. MAINTENANCE OF PERMISSIBLE INVESTMENTS BY MONEY TRANSMISSION LICENSEE
Sec. 152.356. TYPES OF PERMISSIBLE INVESTMENTS
SUBCHAPTER I. ENFORCEMENT
Sec. 152.401. INJUNCTIVE RELIEF
Sec. 152.402. CEASE AND DESIST ORDERS FOR UNLICENSED PERSONS
Sec. 152.403. SUSPENSION AND REVOCATION OF MONEY SERVICES LICENSE
Sec. 152.404. SUSPENSION AND REVOCATION OF AUTHORIZED DELEGATE DESIGNATION
Sec. 152.405. CEASE AND DESIST ORDERS FOR MONEY SERVICES LICENSEE OR AUTHORIZED DELEGATE
Sec. 152.406. CONSENT ORDERS
Sec. 152.407. ADMINISTRATIVE PENALTY
Sec. 152.408. CRIMINAL PENALTY
Sec. 152.409. NOTICE, HEARING, AND OTHER PROCEDURES FOR NONEMERGENCY ORDERS
Sec. 152.410. REQUIREMENTS AND NOTICE AND HEARING PROCEDURES FOR EMERGENCY ORDERS
Sec. 152.411. REMOVAL OR PROHIBITION ORDER
Sec. 152.412. REMOVAL OR PROHIBITION ORDERS IN RESPONSE TO CERTAIN CRIMINAL OFFENSES
Sec. 152.413. APPLICATION FOR RELEASE FROM FINAL REMOVAL OR PROHIBITION ORDER
SUBCHAPTER J. MISCELLANEOUS PROVISIONS
Sec. 152.451. ADMINISTRATIVE PROCEDURES
CHAPTER 154.
PREPAID FUNERAL SERVICES
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 154.001. PURPOSE
Sec. 154.002. DEFINITIONS
Sec. 154.003. EFFECT ON INSURANCE LAWS
Sec. 154.004. GROUP INSURANCE CONTRACTS
SUBCHAPTER B. POWERS AND DUTIES OF DEPARTMENT
Sec. 154.051. ADMINISTRATION OF CHAPTER; FEES
Sec. 154.052. ANNUAL REPORT
Sec. 154.053. RECORDS; EXAMINATION
Sec. 154.054. EXAMINATION FEE
Sec. 154.055. DISCLOSURE OF CERTAIN INFORMATION; CONFIDENTIALITY
Sec. 154.056. PAYMENT OF RESTITUTION MONEY
SUBCHAPTER C. PERMITS
Sec. 154.101. PERMIT REQUIREMENT
Sec. 154.102. PERMIT APPLICATION; FEE
Sec. 154.103. ISSUANCE OF PERMIT
Sec. 154.104. TERM OF PERMIT
Sec. 154.105. PROHIBITION ON TRANSFER OF PERMIT
Sec. 154.106. TRANSFER OF BUSINESS OWNERSHIP
Sec. 154.107. REQUIRED RENEWAL FOR SELLERS
Sec. 154.108. RENEWAL FEE
Sec. 154.109. GROUNDS FOR CANCELLATION OR SUSPENSION OF OR REFUSAL TO RENEW PERMIT
Sec. 154.110. ORDER TO CANCEL, SUSPEND, OR REFUSE TO RENEW PERMIT
Sec. 154.111. SUCCESSOR PERMIT HOLDER
SUBCHAPTER C-1. PRESALE DISCLOSURES
Sec. 154.131. BROCHURE
Sec. 154.132. WEBSITE
Sec. 154.133. REFERENCE OR LINK TO WEBSITE
SUBCHAPTER D. GENERAL PROVISIONS FOR SALES CONTRACTS
Sec. 154.151. FORM OF CONTRACT
Sec. 154.1511. CASH ADVANCE ITEMS: NON-GUARANTEED MERCHANDISE AND SERVICES
Sec. 154.152. REPRESENTATIONS REGARDING APPROVAL OF PERMIT HOLDER
Sec. 154.153. ALLOCATION OF SALES PRICE
Sec. 154.154. AGREEMENT TO PAY FINANCE CHARGE
Sec. 154.155. CANCELLATION OF CONTRACT
Sec. 154.1551. MODIFICATION AT TIME OF FUNERAL
Sec. 154.156. WAIVER OF RIGHT OF CANCELLATION
Sec. 154.157. PERFORMANCE OF CONTRACT
Sec. 154.158. ENFORCEMENT OF CONTRACT
Sec. 154.159. ADMINISTRATION OF MONEY RECEIVED
Sec. 154.160. AGENT; DEPOSIT OF MONEY
Sec. 154.161. RESPONSIBILITIES OF FUNERAL PROVIDER
SUBCHAPTER E. INSURANCE-FUNDED PREPAID FUNERAL BENEFITS
Sec. 154.201. REQUIREMENTS FOR SOLICITATION OF INSURANCE-FUNDED BENEFITS
Sec. 154.202. EXECUTION OF CONTRACT IN CONJUNCTION WITH APPLICATION FOR POLICY
Sec. 154.2021. REQUIREMENTS FOR INSURANCE POLICIES
Sec. 154.203. PAYMENT OF PREMIUMS
Sec. 154.204. CONVERSION FROM TRUST-FUNDED PREPAID FUNERAL BENEFITS
Sec. 154.205. CANCELLATION OF INSURANCE-FUNDED CONTRACT
Sec. 154.206. ASSIGNMENT OF RIGHT TO BENEFITS
Sec. 154.207. RECEIPT OF BENEFITS PAYABLE UNDER POLICY
Sec. 154.208. ADVISORY COMMITTEE
SUBCHAPTER F. TRUST-FUNDED PREPAID FUNERAL BENEFITS
Sec. 154.251. APPLICABILITY
Sec. 154.252. RETENTION OF MONEY FOR EXPENSES
Sec. 154.253. DEPOSIT OF MONEY PAID OR COLLECTED
Sec. 154.254. AMOUNT PAYABLE ON CANCELLATION OF CONTRACT
Sec. 154.255. STANDARD OF DUTY OF DEPOSITORY
Sec. 154.256. STANDARD OF DUTY OF TRUSTEE
Sec. 154.257. INVESTMENT PLAN
Sec.
Sec. 154.260. USE OF MONEY TO PURCHASE, LEASE, OR INVEST IN ASSET OWNED BY SELLER OR FUNERAL PROVIDER
Sec. 154.261. WITHDRAWAL OF EARNINGS TO PAY CERTAIN EXPENSES
Sec. 154.262. WITHDRAWAL OF MONEY ON DEATH OF BENEFICIARY
Sec. 154.263. WITHDRAWAL OF EARNINGS ATTRIBUTABLE TO CONTRACT
Sec. 154.264. ACCOUNTING RECORDS
Sec. 154.265. DEFAULT UNDER CERTAIN CONTRACTS
SUBCHAPTER G. ABANDONED CONTRACTS
Sec. 154.301. PRESUMPTION OF ABANDONMENT
Sec. 154.302. NOTICE OF ABANDONED MONEY
Sec. 154.303. AUTHORIZATION TO WITHDRAW MONEY
Sec. 154.304. DELIVERY TO COMPTROLLER OF ABANDONED MONEY AND REPORT
Sec. 154.305. DISCHARGE OF CONTRACTUAL OBLIGATIONS; INDEMNITY OF SELLER
Sec. 154.306. LIABILITY AND OBLIGATIONS OF COMPTROLLER
Sec. 154.307. RECOURSE OF PURCHASER OR BENEFICIARY
SUBCHAPTER H. GUARANTY FUND
Sec. 154.351. MAINTENANCE OF GUARANTY FUND
Sec. 154.352. ASSESSMENT ON SALES CONTRACTS
Sec. 154.3525. ASSESSMENT ON INSURANCE-FUNDED CONTRACTS
Sec. 154.353. DEPOSIT OF FUND OR PORTION OF FUND
Sec. 154.354. USE OF FUND EARNINGS
Sec. 154.355. ADVISORY COUNCIL
Sec. 154.3551. LIMIT ON LIABILITY
Sec. 154.356. ASSESSMENT ON OUTSTANDING TRUST-FUNDED CONTRACTS TO PAY CLAIMS
Sec. 154.3565. ASSESSMENT ON OUTSTANDING INSURANCE-FUNDED CONTRACTS TO PAY CLAIMS
Sec. 154.357. CLAIM AGAINST SELLER, FUNERAL PROVIDER, OR DEPOSITORY
Sec. 154.358. CLAIMS AGAINST FUND
Sec. 154.359. PERMISSIBLE USES OF FUND
Sec. 154.3595. DEFAULT BY FUNERAL PROVIDER
Sec. 154.360. SUBROGATION
SUBCHAPTER I. CRIMINAL PENALTIES AND CIVIL REMEDIES
Sec. 154.400. INVESTIGATION AND SUBPOENA AUTHORITY
Sec. 154.401. CRIMINAL PENALTY FOR CERTAIN VIOLATIONS OF CHAPTER
Sec. 154.402. CRIMINAL PENALTY RELATING TO DEPOSIT OR WITHDRAWAL OF MONEY
Sec. 154.403. CRIMINAL PENALTY FOR FAILURE TO FILE REPORT
Sec. 154.404. CRIMINAL PENALTY FOR FAILURE TO DELIVER MONEY TO DESIGNATED AGENT
Sec. 154.405. CRIMINAL PENALTY FOR AGENT'S FAILURE TO DEPOSIT CERTAIN MONEY
Sec. 154.406. ADMINISTRATIVE PENALTY
Sec. 154.4061. PATTERN OF WILFUL DISREGARD
Sec. 154.407. INJUNCTIVE RELIEF
Sec. 154.408. CEASE AND DESIST ORDER
Sec. 154.4081. EMERGENCY ORDER
Sec. 154.409. SUIT BY ATTORNEY GENERAL
Sec. 154.410. QUO WARRANTO PROCEEDINGS
Sec. 154.411. RESTITUTION
Sec. 154.412. SEIZURE OF PREPAID FUNERAL ACCOUNTS AND RECORDS
Sec. 154.413. NOTIFICATION OF PURCHASER
Sec. 154.414. LIQUIDATION OF BUSINESS AND AFFAIRS OF PERSON FOLLOWING SEIZURE OF MONEY AND RECORDS
Sec. 154.415. PROHIBITION ORDER
Sec. 154.416. APPLICATION FOR RELEASE FROM PROHIBITION ORDER
CHAPTER 155.
BOND INVESTMENT COMPANIES
Sec. 155.001. DEFINITION
Sec. 155.002. DEPOSIT REQUIRED
Sec. 155.003. FAILURE TO MAKE DEPOSIT
Sec. 155.004. RECEIVER ON FAILURE OF CORPORATION
Sec. 155.005. EXCHANGE OF DEPOSIT
Sec. 155.006. RETURN OF DEPOSIT
Sec. 155.007. CRIMINAL PENALTY
CHAPTER 156.
RESIDENTIAL MORTGAGE LOAN COMPANIES
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 156.001. SHORT TITLE
Sec. 156.002. DEFINITIONS
Sec. 156.003. SECONDARY MARKET TRANSACTIONS
Sec. 156.004. DISCLOSURE TO APPLICANT
Sec. 156.005. AFFILIATED BUSINESS ARRANGEMENTS
SUBCHAPTER B. ADMINISTRATION PROVISIONS
Sec. 156.101. ADMINISTRATION AND ENFORCEMENT OF CHAPTER; PARTICIPATION IN NATIONWIDE REGISTRY
Sec. 156.102. RULEMAKING AUTHORITY
Sec. 156.103. POWERS OF COMMISSIONER
Sec. 156.104. MORTGAGE INDUSTRY ADVISORY COMMITTEE
Sec. 156.105. STANDARD FORMS
SUBCHAPTER C. RESIDENTIAL MORTGAGE LOAN COMPANY LICENSES AND REGISTRATION
Sec. 156.201. LICENSES REQUIRED
Sec. 156.2012. REGISTERED FINANCIAL SERVICES COMPANY
Sec. 156.202. EXEMPTIONS
Sec. 156.203. APPLICATION; FEES
Sec. 156.2041. QUALIFICATIONS AND REQUIREMENTS FOR LICENSE: MORTGAGE COMPANY
Sec. 156.2041. QUALIFICATIONS AND REQUIREMENTS FOR LICENSE: MORTGAGE COMPANY
Sec. 156.2042. QUALIFICATIONS AND REQUIREMENTS FOR LICENSE: CREDIT UNION SUBSIDIARY ORGANIZATION
Sec. 156.2043. QUALIFICATIONS AND REQUIREMENTS FOR LICENSE: AUXILIARY MORTGAGE LOAN ACTIVITY COMPANY
Sec. 156.2044. QUALIFICATIONS AND REQUIREMENTS FOR LICENSE: INDEPENDENT CONTRACTOR LOAN PROCESSOR OR UNDERWRITER COMPANY
Sec. 156.2046. CONVICTION OF OFFENSE
Sec. 156.206. CRIMINAL AND OTHER BACKGROUND CHECKS
Sec. 156.207. ISSUANCE OF LICENSE
Sec. 156.208. RENEWALS
Sec. 156.2081. REINSTATEMENT AFTER EXPIRATION
Sec. 156.209. DENIAL OF APPLICATIONS AND RENEWALS
Sec. 156.210. CONDITIONAL LICENSE
Sec. 156.211. CHANGE OF ADDRESS OR SPONSORSHIP; MODIFICATION OF LICENSE
Sec. 156.212. MAINTENANCE AND LOCATION OF OFFICES
Sec. 156.213. MORTGAGE CALL REPORT
SUBCHAPTER D. LICENSE REVOCATION AND SUSPENSION AND OTHER ACTIONS AGAINST LICENSE HOLDER
Sec. 156.301. INSPECTIONS; INVESTIGATIONS
Sec. 156.3011. ISSUANCE AND ENFORCEMENT OF SUBPOENA
Sec. 156.302. ADMINISTRATIVE PENALTY
Sec. 156.303. DISCIPLINARY ACTION; CEASE AND DESIST ORDER
Sec. 156.304. FEE ASSESSMENT AND DISCLOSURE
Sec. 156.305. RESTITUTION
SUBCHAPTER E. HEARINGS; JUDICIAL REVIEW; CIVIL ACTIONS; UNLICENSED ACTIVITY
Sec. 156.401. HEARINGS AND JUDICIAL REVIEW
Sec. 156.402. CIVIL ACTIONS AND INJUNCTIVE RELIEF
Sec. 156.403. BURDEN OF PROOF TO ESTABLISH AN EXEMPTION
Sec. 156.404. RELIANCE ON WRITTEN NOTICES FROM COMMISSIONER
Sec. 156.406. UNLICENSED ACTIVITY
SUBCHAPTER F. RECOVERY FUND
Sec. 156.501. RECOVERY FUND
Sec. 156.502. FUNDING
Sec. 156.503. STATUTE OF LIMITATIONS
Sec. 156.504. PROCEDURE FOR RECOVERY
Sec. 156.505. RECOVERY LIMITS
Sec. 156.506. REVOCATION OR SUSPENSION OF LICENSE FOR PAYMENT FROM RECOVERY FUND
Sec. 156.507. SUBROGATION
Sec. 156.508. FAILURE TO COMPLY WITH SUBCHAPTER OR RULE ADOPTED BY THE FINANCE COMMISSION
SUBCHAPTER G. MORTGAGE GRANT FUND
Sec. 156.551. MORTGAGE GRANT FUND
Sec. 156.552. FUNDING
Sec. 156.553. MANAGEMENT OF FUND
Sec. 156.554. DISBURSEMENT FROM FUND
Sec. 156.555. PAYMENT OF CLAIMS FOR FRAUDULENT UNLICENSED ACTIVITY
Sec. 156.556. RULES
CHAPTER 157.
MORTGAGE BANKERS AND RESIDENTIAL MORTGAGE LOAN ORIGINATORS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 157.001. SHORT TITLE
Sec. 157.002. DEFINITIONS
SUBCHAPTER B. ADMINISTRATIVE PROVISIONS
Sec. 157.0021. DISCLOSURE STATEMENT
Sec. 157.0022. COMPLAINTS
Sec. 157.0023. RULEMAKING AUTHORITY
Sec. 157.0024. MORTGAGE INDUSTRY ADVISORY COMMITTEE
SUBCHAPTER C. REGISTRATION OF MORTGAGE BANKERS
Sec. 157.003. REGISTRATION REQUIRED
Sec. 157.004. EXEMPTIONS
Sec. 157.005. UPDATE OF REGISTRATION
Sec. 157.006. REGISTRATION AND ADMINISTRATION FEE
Sec. 157.0061. RENEWAL OF REGISTRATION
Sec. 157.0062. REINSTATEMENT AFTER EXPIRATION OF REGISTRATION
Sec. 157.009. TERMINATION OF REGISTRATION
Sec. 157.010. REREGISTRATION
SUBCHAPTER D. LICENSING OF RESIDENTIAL MORTGAGE LOAN ORIGINATORS; DISCLOSURES AND REQUIREMENTS
Sec. 157.012. LICENSE REQUIRED FOR RESIDENTIAL MORTGAGE LOAN ORIGINATORS
Sec. 157.0121. EXEMPTIONS FROM RESIDENTIAL MORTGAGE LOAN ORIGINATOR REQUIREMENTS
Sec. 157.013. APPLICATION FOR LICENSE; FEES
Sec. 157.0131. CONVICTION OF OFFENSE
Sec. 157.0132. CRIMINAL AND OTHER BACKGROUND CHECKS
Sec. 157.014. ISSUANCE OF RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSE
Sec. 157.0141. CONDITIONAL LICENSE
Sec. 157.015. RENEWAL OF LICENSE
Sec. 157.016. REINSTATEMENT AFTER EXPIRATION OF LICENSE; NOTICE
Sec. 157.017. DENIAL OF APPLICATIONS AND RENEWALS
Sec. 157.019. MODIFICATION OF LICENSE; CHANGE OF SPONSORSHIP
Sec. 157.020. MORTGAGE CALL REPORT
Sec. 157.0201. RECOVERY FUND
Sec. 157.02012. STANDARD FORMS
Sec. 157.02013. SECONDARY MARKET TRANSACTIONS
Sec. 157.02014. AFFILIATED BUSINESS ARRANGEMENTS
Sec. 157.02015. RULEMAKING AUTHORITY WITH RESPECT TO RESIDENTIAL MORTGAGE LOAN ORIGINATORS
Sec. 157.02016. ADMINISTRATION OF SUBCHAPTER
SUBCHAPTER E. ENFORCEMENT
Sec. 157.021. INSPECTION; INVESTIGATIONS
Sec. 157.0211. MULTI-STATE EXAMINATION AUTHORITY OF RESIDENTIAL MORTGAGE LOAN SERVICER
Sec. 157.022. ISSUANCE AND ENFORCEMENT OF SUBPOENA
Sec. 157.023. ADMINISTRATIVE PENALTY
Sec. 157.024. DISCIPLINARY ACTION; CEASE AND DESIST ORDER
Sec. 157.0241. REVOCATION OR SUSPENSION OF LICENSE FOR PAYMENT FROM RECOVERY FUND
Sec. 157.025. RESTITUTION
Sec. 157.026. HEARINGS AND JUDICIAL REVIEW
Sec. 157.027. CIVIL ACTIONS AND INJUNCTIVE RELIEF
Sec. 157.028. BURDEN OF PROOF TO ESTABLISH AN EXEMPTION
Sec. 157.029. RELIANCE ON WRITTEN NOTICES FROM THE COMMISSIONER
Sec. 157.030. COMPLETION OF RESIDENTIAL MORTGAGE ORIGINATION SERVICES
Sec. 157.031. UNLICENSED ACTIVITY; OFFENSE
Sec. 157.032. POWERS OF COMMISSIONER
CHAPTER 158.
RESIDENTIAL MORTGAGE LOAN SERVICERS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 158.001. SHORT TITLE
Sec. 158.002. DEFINITIONS
Sec. 158.003. PURPOSE; RULES
SUBCHAPTER B. REGISTRATION OF RESIDENTIAL MORTGAGE LOAN SERVICERS
Sec. 158.051. REGISTRATION REQUIRED
Sec. 158.052. EXEMPTIONS; APPLICABILITY
Sec. 158.053. APPLICATION FOR REGISTRATION; FEE
Sec. 158.054. UPDATE OF REGISTRATION
Sec. 158.055. BOND
Sec. 158.056. APPROVAL OF REGISTRATION
Sec. 158.057. NOTICE OF CHANGE OF REGISTRANT'S CONDITION
Sec. 158.058. RENEWAL OF REGISTRATION
Sec. 158.059. REVOCATION OF REGISTRATION
Sec. 158.060. APPEAL OF CERTAIN COMMISSIONER ACTIONS
SUBCHAPTER C. INVESTIGATIONS, COMPLAINTS, AND ACTIONS AGAINST REGISTRANT
Sec. 158.101. DISCLOSURE STATEMENT
Sec. 158.102. INVESTIGATION OF COMPLAINTS AGAINST REGISTRANT; SURCHARGE
Sec. 158.103. ACTION ON COMPLAINT
Sec. 158.104. MULTI-STATE EXAMINATION AUTHORITY
Sec. 158.1045. ISSUANCE AND ENFORCEMENT OF SUBPOENA
Sec. 158.105. CEASE AND DESIST ORDER
Sec. 158.106. RESTITUTION
CHAPTER 159.
WRAP MORTGAGE LOAN FINANCING
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 159.001. DEFINITIONS
Sec. 159.002. INAPPLICABILITY OF CHAPTER
Sec. 159.003. EXEMPTIONS
SUBCHAPTER B. LICENSING OR REGISTRATION
Sec. 159.051. LICENSE OR REGISTRATION REQUIRED
SUBCHAPTER C. TRANSACTION REQUIREMENTS; REMEDIES
Sec. 159.101. DISCLOSURE STATEMENT; OPTION TO RESCIND
Sec. 159.102. FOREIGN LANGUAGE REQUIREMENT
Sec. 159.103. FAILURE TO PROVIDE DISCLOSURE: TOLLING OF LIMITATIONS
Sec. 159.104. FAILURE TO PROVIDE DISCLOSURE BEFORE CLOSING; RIGHT OF RESCISSION
Sec. 159.105. ENFORCEABILITY OF WRAP LIEN
Sec. 159.106. BORROWER'S RIGHT OF ACTION
Sec. 159.107. WAIVER OR AVOIDANCE PROHIBITED
Sec. 159.108. RULEMAKING AUTHORITY
SUBCHAPTER D. DUTIES OWED TO WRAP BORROWER
Sec. 159.151. MONEY HELD IN TRUST
Sec. 159.152. FIDUCIARY DUTY
SUBCHAPTER E. WRAP BORROWER'S RIGHTS
Sec. 159.201. APPLICABILITY OF SUBCHAPTER
Sec. 159.202. WRAP BORROWER'S RIGHT TO DEDUCT
SUBCHAPTER F. ENFORCEMENT OF CERTAIN REGISTRATION REQUIREMENTS
Sec. 159.251. APPLICABILITY OF SUBCHAPTER
Sec. 159.252. INSPECTION; INVESTIGATION
Sec. 159.253. ISSUANCE AND ENFORCEMENT OF SUBPOENA
SUBCHAPTER G. ENFORCEMENT OF CHAPTER
Sec. 159.301. CEASE AND DESIST ORDER
CHAPTER 160.
DIGITAL ASSET SERVICE PROVIDERS
Sec. 160.001. DEFINITIONS
Sec. 160.002. ADMINISTRATION
Sec. 160.003. APPLICABILITY
Sec. 160.004. DUTIES OF DIGITAL ASSET SERVICE PROVIDERS
Sec. 160.005. REQUIREMENTS FOR MONEY TRANSMISSION LICENSE
Sec. 160.006. RULES
CHAPTER 180.
RESIDENTIAL MORTGAGE LOAN ORIGINATORS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 180.001. SHORT TITLE
Sec. 180.002. DEFINITIONS
Sec. 180.003. EXEMPTION
Sec. 180.004. ADMINISTRATIVE AUTHORITY; RULEMAKING
Sec. 180.005. SEVERABILITY
SUBCHAPTER B. LICENSING AND REGISTRATION REQUIREMENTS
Sec. 180.051. STATE LICENSE REQUIRED; RENEWAL
Sec. 180.0511. TEMPORARY AUTHORITY TO ORIGINATE LOANS
Sec. 180.052. ENROLLMENT OR REGISTRATION WITH NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY
Sec. 180.053. APPLICATION FORM
Sec. 180.054. CRIMINAL AND OTHER BACKGROUND CHECKS
Sec. 180.055. ISSUANCE OF LICENSE
Sec. 180.056. PRELICENSING EDUCATIONAL COURSES
Sec. 180.057. TESTING REQUIREMENTS
Sec. 180.058. RECOVERY FUND FEE OR SURETY BOND REQUIREMENT
Sec. 180.059. STANDARDS FOR LICENSE RENEWAL
Sec. 180.060. CONTINUING EDUCATION COURSES
Sec. 180.061. RULEMAKING AUTHORITY
Sec. 180.062. CONFIDENTIALITY OF INFORMATION
SUBCHAPTER C. REPORTING AND OTHER REQUIREMENTS REGARDING NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY
Sec. 180.101. MORTGAGE CALL REPORTS
Sec. 180.102. REPORT OF VIOLATIONS AND ENFORCEMENT ACTIONS
Sec. 180.103. INFORMATION CHALLENGE PROCESS
SUBCHAPTER D. BUSINESS PRACTICES; PROHIBITED ACTS
Sec. 180.151. DISPLAY OF UNIQUE IDENTIFIER
Sec. 180.152. REPRESENTATIONS
Sec. 180.153. PROHIBITED ACTS AND PRACTICES
SUBCHAPTER D-1. REQUIREMENT FOR INDIVIDUALS ORIGINATING RESIDENTIAL MORTGAGE LOANS EXCLUSIVELY FOR CERTAIN DEPOSITORY INSTITUTION
Sec. 180.171. ENROLLMENT WITH DEPARTMENT OF SAVINGS AND MORTGAGE LENDING
SUBCHAPTER E. ENFORCEMENT PROVISIONS
Sec. 180.201. ENFORCEMENT AUTHORITY
Sec. 180.202. ADMINISTRATIVE PENALTY
Sec. 180.203. CEASE AND DESIST ORDERS
SUBCHAPTER F. DUTIES OF REGULATORY OFFICIALS
Sec. 180.251. GENERAL DUTIES OF REGULATORY OFFICIALS
Sec. 180.252. AUTHORITY OF REGULATORY OFFICIALS TO ESTABLISH RELATIONSHIP WITH NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY; CONTRACTING AUTHORITY
SUBTITLE F. TRUST COMPANIES
CHAPTER 181.
GENERAL PROVISIONS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 181.001. SHORT TITLE
Sec. 181.002. DEFINITIONS
Sec. 181.003. TRUST COMPANY RULES
Sec. 181.004. IMPLYING THAT PERSON IS TRUST COMPANY
Sec. 181.005. LIABILITY OF TRUST COMPANY DIRECTORS AND PERSONNEL
Sec. 181.006. EXEMPTION OF TRUST INSTITUTION DIRECTORS AND PERSONNEL FROM SECURITIES LAW
Sec. 181.007. ATTACHMENT, INJUNCTION, OR EXECUTION
SUBCHAPTER B. REGULATION OF TRUST COMPANIES BY BANKING DEPARTMENT
Sec. 181.101. ISSUANCE OF INTERPRETIVE STATEMENTS
Sec. 181.102. ISSUANCE OF OPINION
Sec. 181.103. EFFECT OF INTERPRETIVE STATEMENT OR OPINION
Sec. 181.104. EXAMINATION REQUIREMENT
Sec. 181.105. COST OF REGULATION
Sec. 181.106. REGULATION AND EXAMINATION OF RELATED ENTITIES
Sec. 181.107. STATEMENTS OF CONDITION AND INCOME; PENALTY
Sec. 181.108. LIABILITY OF COMMISSION AND DEPARTMENT OFFICERS AND PERSONNEL LIMITED
SUBCHAPTER C. ADMINISTRATIVE PROCEDURE
Sec. 181.201. BANKING COMMISSIONER HEARING; INFORMAL DISPOSITION
Sec. 181.202. APPEAL OF BANKING COMMISSIONER DECISION OR ORDER
Sec. 181.204. APPEAL TO DISTRICT COURT
SUBCHAPTER D. CONFIDENTIALITY OF INFORMATION
Sec. 181.301. DISCLOSURE BY DEPARTMENT PROHIBITED
Sec. 181.3015. DISCLOSURE TO STATE TRUST COMPANIES
Sec. 181.302. DISCLOSURE TO FINANCE COMMISSION
Sec. 181.303. DISCLOSURE TO OTHER AGENCIES
Sec. 181.304. OTHER DISCLOSURE PROHIBITED; PENALTY
Sec. 181.305. CIVIL DISCOVERY
Sec. 181.306. INVESTIGATIVE INFORMATION
Sec. 181.307. EMPLOYMENT INFORMATION
Sec. 181.308. SHAREHOLDER INSPECTION RIGHTS
CHAPTER 182.
POWERS, ORGANIZATION, AND FINANCIAL REQUIREMENTS
SUBCHAPTER A. ORGANIZATION AND POWERS IN GENERAL
Sec. 182.001. ORGANIZATION AND GENERAL POWERS OF STATE TRUST COMPANY
Sec. 182.002. CERTIFICATE OF FORMATION OF STATE TRUST COMPANY
Sec. 182.003. APPLICATION FOR STATE TRUST COMPANY CHARTER; STANDARDS FOR APPROVAL
Sec. 182.004. NOTICE AND INVESTIGATION OF CHARTER APPLICATION
Sec. 182.005. PROTEST; HEARING; DECISION ON CHARTER APPLICATION
Sec. 182.006. ISSUANCE OF CHARTER
Sec. 182.007. DEADLINE TO BEGIN BUSINESS
Sec. 182.008. RESTRICTED CAPITAL
Sec. 182.009. APPLICATION OF GENERAL CORPORATE LAW
Sec. 182.010. PARITY
Sec. 182.0105. FINANCIAL ACTIVITIES
Sec. 182.011. EXEMPTION FROM STATUTORY PROVISIONS FOR CERTAIN STATE TRUST COMPANIES
Sec. 182.012. APPLICATION FOR EXEMPTION
Sec. 182.013. ANNUAL CERTIFICATION FOR EXEMPT STATE TRUST COMPANY
Sec. 182.014. LIMITATION ON EFFECT OF EXEMPTION
Sec. 182.015. CHANGE OF CONTROL OF EXEMPT STATE TRUST COMPANY
Sec. 182.016. GROUNDS FOR REVOCATION OF EXEMPTION
Sec. 182.017. NOTICE AND EFFECT OF REVOCATION OF EXEMPTION
Sec. 182.018. ACTION AFTER REVOCATION OF EXEMPTION
Sec. 182.019. PRIOR EXEMPTION
Sec. 182.020. FOREIGN CORPORATION EXERCISING TRUST POWERS
Sec. 182.021. ACTIVITIES NOT REQUIRING CHARTER
Sec. 182.0211. CONFORMANCE WITH SECURITIES ACT
SUBCHAPTER B. AMENDMENT OF CERTIFICATE; CHANGES IN CAPITAL AND SURPLUS
Sec. 182.101. AMENDMENT OR RESTATEMENT OF STATE TRUST COMPANY CERTIFICATE OF FORMATION
Sec. 182.102. ESTABLISHING SERIES OF SHARES OR PARTICIPATION SHARES
Sec. 182.103. CHANGE IN RESTRICTED CAPITAL
Sec. 182.104. CAPITAL NOTES OR DEBENTURES
Sec. 182.105. BOARD DESIGNATION OF CERTIFIED SURPLUS
SUBCHAPTER C. STATE TRUST COMPANY OFFICES
Sec. 182.201. CONDUCT OF TRUST BUSINESS
Sec. 182.202. HOME OFFICE
Sec. 182.203. ADDITIONAL OFFICES
SUBCHAPTER D. MERGER
Sec. 182.301. MERGER AUTHORITY
Sec. 182.302. MERGER APPLICATION; GROUNDS FOR APPROVAL
Sec. 182.303. APPROVAL OF BANKING COMMISSIONER
Sec. 182.304. RIGHTS OF DISSENTERS TO MERGER
SUBCHAPTER E. PURCHASE OR SALE OF ASSETS
Sec. 182.401. AUTHORITY TO PURCHASE ASSETS
Sec. 182.402. AUTHORITY TO ACT AS DISBURSING AGENT
Sec. 182.403. LIQUIDATION OF SELLING INSTITUTION
Sec. 182.404. PAYMENT TO CREDITORS
Sec. 182.405. SALE OF ASSETS
SUBCHAPTER F. EXIT OF STATE TRUST COMPANY OR ENTRY OF ANOTHER TRUST INSTITUTION
Sec. 182.501. MERGER OR CONVERSION OF STATE TRUST COMPANY INTO ANOTHER TRUST INSTITUTION EXERCISING FIDUCIARY POWERS
Sec. 182.502. CONVERSION OF TRUST INSTITUTION INTO STATE TRUST COMPANY
CHAPTER 183.
OWNERSHIP AND MANAGEMENT OF STATE TRUST COMPANY
SUBCHAPTER A. TRANSFER OF OWNERSHIP INTEREST
Sec. 183.001. ACQUISITION OF CONTROL
Sec. 183.002. APPLICATION REGARDING ACQUISITION OF CONTROL
Sec. 183.003. HEARING AND DECISION ON ACQUISITION OF CONTROL
Sec. 183.004. APPEAL FROM ADVERSE DECISION
Sec. 183.005. OBJECTION TO OTHER TRANSFER
Sec. 183.006. CIVIL ENFORCEMENT; CRIMINAL PENALTY
SUBCHAPTER B. BOARD AND OFFICERS
Sec. 183.101. VOTING SECURITIES HELD BY TRUST COMPANY
Sec. 183.102. BYLAWS
Sec. 183.103. BOARD OF DIRECTORS, MANAGERS, OR MANAGING PARTICIPANTS
Sec. 183.104. ADVISORY DIRECTOR OR ADVISORY MANAGER
Sec. 183.105. REQUIRED QUARTERLY BOARD MEETING
Sec. 183.106. OFFICERS
Sec. 183.107. LIMITATION ON ACTION OF OFFICER OR EMPLOYEE IN RELATION TO ASSET OR LIABILITY
Sec. 183.108. CERTAIN CRIMINAL OFFENSES
Sec. 183.109. TRANSACTIONS WITH MANAGEMENT AND AFFILIATES
Sec. 183.110. FIDUCIARY RESPONSIBILITY
Sec. 183.111. RECORDKEEPING
Sec. 183.112. BONDING REQUIREMENTS
Sec. 183.113. REPORTS OF APPARENT CRIME
SUBCHAPTER C. LIMITED TRUST ASSOCIATION
Sec. 183.201. LIABILITY OF PARTICIPANTS AND MANAGERS
Sec. 183.202. FILING OF NOTICE OF FULL LIABILITY
Sec. 183.203. CONTRACTING FOR DEBT OR OBLIGATION
Sec. 183.204. MANAGEMENT OF LIMITED TRUST ASSOCIATION
Sec. 183.205. WITHDRAWAL OR REDUCTION OF PARTICIPANT'S CONTRIBUTION TO CAPITAL
Sec. 183.206. INTEREST IN LIMITED TRUST ASSOCIATION; TRANSFERABILITY OF INTEREST
Sec. 183.207. BYLAWS OF LIMITED TRUST ASSOCIATION
Sec. 183.208. DISSOLUTION
Sec. 183.209. ALLOCATION OF PROFITS AND LOSSES
Sec. 183.210. DISTRIBUTIONS
Sec. 183.211. APPLICATION OF OTHER PROVISIONS TO LIMITED TRUST ASSOCIATIONS
CHAPTER 184.
INVESTMENTS, LOANS, AND DEPOSITS
SUBCHAPTER A. ACQUISITION AND OWNERSHIP OF TRUST COMPANY FACILITIES AND OTHER REAL PROPERTY
Sec. 184.001. DEFINITION
Sec. 184.002. INVESTMENT IN STATE TRUST COMPANY FACILITIES
Sec. 184.003. OTHER REAL PROPERTY
SUBCHAPTER B. INVESTMENTS
Sec. 184.101. SECURITIES
Sec. 184.102. TRANSACTIONS IN STATE TRUST COMPANY SHARES OR PARTICIPATION SHARES
Sec. 184.103. STATE TRUST COMPANY SUBSIDIARIES
Sec. 184.104. OTHER INVESTMENT PROVISIONS
Sec. 184.105. ENGAGING IN COMMERCE PROHIBITED
SUBCHAPTER C. LOANS
Sec. 184.201. LENDING LIMITS
Sec. 184.202. VIOLATION OF LENDING LIMIT
Sec. 184.203. LEASE FINANCING TRANSACTION
Sec. 184.204. GENERAL BANKING PRIVILEGES NOT CONFERRED
SUBCHAPTER D. TRUST DEPOSITS
Sec. 184.301. TRUST DEPOSITS
Sec. 184.302. GENERAL BANKING PRIVILEGES NOT CONFERRED
SUBCHAPTER E. LIABILITIES AND PLEDGE OF ASSETS
Sec. 184.401. BORROWING LIMIT
Sec. 184.402. PLEDGE OF ASSETS
CHAPTER 185.
ENFORCEMENT ACTIONS
SUBCHAPTER A. ENFORCEMENT ORDERS
Sec. 185.0001. APPLICABILITY TO STATE TRUST COMPANY SUBSIDIARIES
Sec. 185.001. DETERMINATION LETTER
Sec. 185.002. CEASE AND DESIST ORDER
Sec. 185.003. REMOVAL OR PROHIBITION ORDER
Sec. 185.0035. REMOVAL OR PROHIBITION ORDERS IN RESPONSE TO CERTAIN CRIMINAL OFFENSES
Sec. 185.004. HEARING ON PROPOSED ORDER
Sec. 185.005. EMERGENCY ORDER
Sec. 185.006. COPY OF LETTER OR ORDER IN STATE TRUST COMPANY RECORDS
Sec. 185.007. EFFECT OF FINAL REMOVAL OR PROHIBITION ORDER
Sec. 185.0071. APPLICATION FOR RELEASE FROM FINAL REMOVAL OR PROHIBITION ORDER
Sec. 185.008. LIMITATION ON ACTION
Sec. 185.009. ENFORCEMENT BY COMMISSIONER
Sec. 185.010. ADMINISTRATIVE PENALTY
Sec. 185.011. PAYMENT OR APPEAL OF ADMINISTRATIVE PENALTY
Sec. 185.012. CONFIDENTIALITY OF RECORDS
Sec. 185.013. COLLECTION OF FEES
SUBCHAPTER B. SUPERVISION AND CONSERVATORSHIP
Sec. 185.1001. APPLICABILITY TO STATE TRUST COMPANY SUBSIDIARIES
Sec. 185.101. ORDER OF SUPERVISION
Sec. 185.102. ORDER OF CONSERVATORSHIP
Sec. 185.103. HEARING
Sec. 185.104. POST-HEARING ORDER
Sec. 185.105. CONFIDENTIALITY OF RECORDS
Sec. 185.106. DUTIES OF STATE TRUST COMPANY UNDER SUPERVISION
Sec. 185.107. POWERS AND DUTIES OF CONSERVATOR
Sec. 185.108. QUALIFICATIONS OF APPOINTEE
Sec. 185.109. EXPENSES
Sec. 185.110. REVIEW OF SUPERVISOR OR CONSERVATOR DECISIONS
Sec. 185.111. SUIT FILED AGAINST OR ON BEHALF OF STATE TRUST COMPANY UNDER SUPERVISION OR CONSERVATORSHIP
Sec. 185.112. DURATION
Sec. 185.113. ADMINISTRATIVE ELECTION OF REMEDIES
Sec. 185.114. RELEASE BEFORE HEARING
SUBCHAPTER C. UNAUTHORIZED TRUST ACTIVITY: INVESTIGATION AND ENFORCEMENT
Sec. 185.201. INVESTIGATION OF UNAUTHORIZED TRUST ACTIVITY
Sec. 185.202. SUBPOENA AUTHORITY
Sec. 185.203. ENFORCEMENT OF SUBPOENA
Sec. 185.204. CONFIDENTIALITY OF SUBPOENAED RECORDS
Sec. 185.205. EVIDENCE
Sec. 185.206. CEASE AND DESIST ORDER REGARDING UNAUTHORIZED TRUST ACTIVITY
Sec. 185.207. EMERGENCY CEASE AND DESIST ORDER
Sec. 185.208. APPEAL OF CEASE AND DESIST ORDER
Sec. 185.209. VIOLATION OF FINAL CEASE AND DESIST ORDER
Sec. 185.210. ADMINISTRATIVE PENALTY
Sec. 185.211. PAYMENT AND APPEAL OF ADMINISTRATIVE PENALTY
Sec. 185.212. JUDICIAL REVIEW OF ADMINISTRATIVE PENALTY
CHAPTER 186.
DISSOLUTION AND RECEIVERSHIP
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 186.001. DEFINITION
Sec. 186.002. REMEDIES EXCLUSIVE
Sec. 186.003. FEDERAL DEPOSIT INSURANCE CORPORATION AS LIQUIDATOR
Sec. 186.004. APPOINTMENT OF INDEPENDENT RECEIVER
Sec. 186.005. SUCCESSION OF TRUST POWERS
SUBCHAPTER B. VOLUNTARY DISSOLUTION
Sec. 186.101. INITIATING VOLUNTARY DISSOLUTION
Sec. 186.102. FILING RESOLUTIONS WITH BANKING COMMISSIONER
Sec. 186.103. BANKING COMMISSIONER INVESTIGATION AND CONSENT
Sec. 186.104. NOTICE OF PENDING DISSOLUTION
Sec. 186.105. SAFE DEPOSITS AND OTHER BAILMENTS
Sec. 186.106. OFFICES TO REMAIN OPEN
Sec. 186.107. FIDUCIARY ACTIVITIES
Sec. 186.108. FINAL LIQUIDATION
Sec. 186.109. APPLICATION OF LAW TO STATE TRUST COMPANY IN DISSOLUTION
Sec. 186.110. AUTHORIZATION OF DEVIATION FROM PROCEDURES
Sec. 186.111. CLOSURE BY BANKING COMMISSIONER FOR INVOLUNTARY DISSOLUTION AND LIQUIDATION
Sec. 186.112. APPLICATION FOR NEW CHARTER
SUBCHAPTER C. INVOLUNTARY DISSOLUTION AND LIQUIDATION
Sec. 186.201. ACTION TO CLOSE STATE TRUST COMPANY
Sec. 186.202. NOTICE AND EFFECT OF CLOSURE; APPOINTMENT OF RECEIVER
Sec. 186.203. NATURE AND DURATION OF RECEIVERSHIP
Sec. 186.204. CONTEST OF LIQUIDATION
Sec. 186.205. NOTICE OF STATE TRUST COMPANY CLOSING
Sec. 186.206. INVENTORY
Sec. 186.207. RECEIVER'S TITLE AND PRIORITY
Sec. 186.208. RIGHTS FIXED
Sec. 186.209. DEPOSITORIES
Sec. 186.210. PENDING LAWSUIT
Sec. 186.211. NEW LAWSUIT
Sec. 186.212. OBTAINING RECORD OR OTHER PROPERTY IN POSSESSION OF OTHER PERSON
Sec. 186.213. INJUNCTION IN AID OF LIQUIDATION
Sec. 186.214. SUBPOENA
Sec. 186.215. EXECUTORY CONTRACT; ORAL AGREEMENT
Sec. 186.216. PREFERENCES
Sec. 186.217. EMPLOYEES OF RECEIVER
Sec. 186.218. DISPOSAL OF PROPERTY; SETTLING OF CLAIM
Sec. 186.219. COURT ORDER; NOTICE AND HEARING
Sec. 186.220. RECEIVER'S REPORTS; EXPENSES
Sec. 186.221. COURT-ORDERED AUDIT
Sec. 186.222. SAFE DEPOSITS AND OTHER BAILMENTS
Sec. 186.223. FIDUCIARY ACTIVITIES
Sec. 186.224. DISPOSITION AND MAINTENANCE OF RECORDS
Sec. 186.225. RECORDS ADMITTED
Sec. 186.226. RESUMPTION OF BUSINESS
Sec. 186.227. ASSETS DISCOVERED AFTER CLOSE OF RECEIVERSHIP
SUBCHAPTER D. CLAIMS AGAINST RECEIVERSHIP ESTATE
Sec. 186.301. FILING CLAIM
Sec. 186.302. PROOF OF CLAIM
Sec. 186.303. JUDGMENT AS PROOF OF CLAIM
Sec. 186.304. SECURED CLAIM
Sec. 186.305. UNLIQUIDATED OR UNDETERMINED CLAIM
Sec. 186.306. SET-OFF
Sec. 186.307. ACTION ON CLAIM
Sec. 186.308. OBJECTION TO APPROVED CLAIM
Sec. 186.309. APPEAL OF REJECTED CLAIM
Sec. 186.310. PAYMENT OF CLAIM
Sec. 186.311. PRIORITY OF CLAIMS AGAINST INSURED STATE TRUST COMPANY
Sec. 186.312. PRIORITY OF CLAIMS AGAINST UNINSURED STATE TRUST COMPANY
Sec. 186.313. EXCESS ASSETS
Sec. 186.314. UNCLAIMED PROPERTY
CHAPTER 187.
MULTISTATE TRUST BUSINESS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 187.001. DEFINITIONS
Sec. 187.002. COMPANIES AUTHORIZED TO CONDUCT A TRUST BUSINESS
Sec. 187.003. INTERSTATE TRUST BUSINESS OF STATE TRUST COMPANY
Sec. 187.004. TRUST BUSINESS OF OUT-OF-STATE TRUST COMPANY
Sec. 187.005. DESIGNATION OF TRUSTEE AND GOVERNING LAW
Sec. 187.006. TAXATION
Sec. 187.007. SEVERABILITY
SUBCHAPTER B. OUT-OF-STATE TRUST COMPANY TRUST OFFICE
Sec. 187.101. TRUST OFFICES IN THIS STATE
Sec. 187.102. ESTABLISHING AN INTERSTATE TRUST OFFICE
Sec. 187.103. ACQUIRING AN INTERSTATE TRUST OFFICE
Sec. 187.104. REQUIREMENT OF NOTICE
Sec. 187.105. CONDITIONS FOR APPROVAL
Sec. 187.106. ADDITIONAL TRUST OFFICES
SUBCHAPTER C. OUT-OF-STATE TRUST INSTITUTION REPRESENTATIVE TRUST OFFICE
Sec. 187.201. REPRESENTATIVE TRUST OFFICE BUSINESS
Sec. 187.202. REGISTRATION OF REPRESENTATIVE TRUST OFFICE
SUBCHAPTER D. SUPERVISION OF OUT-OF-STATE TRUST COMPANY
Sec. 187.301. COOPERATIVE AGREEMENTS; FEES
Sec. 187.302. EXAMINATIONS; PERIODIC REPORTS
Sec. 187.303. INTERPRETIVE STATEMENTS AND OPINIONS
Sec. 187.304. CONFIDENTIAL INFORMATION
Sec. 187.305. ENFORCEMENT; APPEALS
Sec. 187.306. NOTICE OF SUBSEQUENT EVENT
CHAPTER 199.
MISCELLANEOUS PROVISIONS
Sec. 199.001. SLANDER OR LIBEL OF STATE TRUST COMPANY
Sec. 199.002. AUTHORITY TO ACT AS NOTARY PUBLIC
Sec. 199.003. SUCCESSION OF TRUST POWERS
Sec. 199.004. DISCOVERY OF CLIENT RECORDS
Sec. 199.005. COMPLIANCE REVIEW COMMITTEE
SUBTITLE G. BANK HOLDING COMPANIES; INTERSTATE BANK OPERATIONS
CHAPTER 201.
GENERAL PROVISIONS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 201.001. SCOPE OF SUBTITLE
Sec. 201.002. DEFINITIONS
Sec. 201.003. RULES
Sec. 201.004. LAW APPLICABLE TO INTERSTATE BRANCHES
Sec. 201.005. COOPERATIVE AGREEMENTS; FEES
Sec. 201.006. ISSUANCE OF INTERPRETIVE STATEMENTS AND OPINIONS
Sec. 201.007. CONFIDENTIALITY
Sec. 201.008. NOTICE OF SUBSEQUENT EVENT
Sec. 201.009. ENFORCEMENT; APPEALS
Sec. 201.010. TAXATION
Sec. 201.011. SEVERABILITY
SUBCHAPTER B. REGISTRATION OF FINANCIAL INSTITUTIONS
Sec. 201.101. DEFINITIONS
Sec. 201.102. REGISTRATION TO DO BUSINESS
Sec. 201.103. APPOINTMENT OF AGENT TO RECEIVE SERVICE OF PROCESS
CHAPTER 202.
BANK HOLDING COMPANIES
Sec. 202.001. ACQUISITION OF BANK OR BANK HOLDING COMPANY
Sec. 202.002. LIMITATION ON CONTROL OF DEPOSITS
Sec. 202.003. REQUIRED AGE OF ACQUIRED BANK
Sec. 202.004. NONBANKING ACQUISITION, ELECTION, OR ACTIVITY
Sec. 202.005. APPLICABLE LAWS
Sec. 202.006. FINANCIAL ACTIVITIES
CHAPTER 203.
INTERSTATE BANK MERGERS AND BRANCHING
Sec. 203.001. INTERSTATE BRANCHING BY TEXAS STATE BANKS
Sec. 203.002. CONDITIONS FOR ENTRY BY DE NOVO BRANCHING
Sec. 203.003. ENTRY BY INTERSTATE MERGER TRANSACTION
Sec. 203.004. LIMITATION ON CONTROL OF DEPOSITS
Sec. 203.006. ADDITIONAL BRANCHES
Sec. 203.007. EXAMINATIONS
CHAPTER 204.
FOREIGN BANKS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 204.001. TRANSACTING BUSINESS
Sec. 204.002. BOOKS, ACCOUNTS, AND RECORDS
Sec. 204.003. EXAMINATION; FEES
Sec. 204.004. REPORTS
Sec. 204.005. CHANGE OF CONTROL OF FOREIGN BANK
Sec. 204.006. OPERATIONS IN THIS STATE OF BANKS OWNED OR CONTROLLED BY FOREIGN BANKS AND OTHER FOREIGN PERSONS
Sec. 204.007. ESTABLISHMENT OF INTERSTATE BRANCH IN THIS STATE BY AN OUT-OF-STATE FOREIGN BANK
Sec. 204.008. CONVERSION OF EXISTING OFFICE
SUBCHAPTER B. DIRECT BRANCH AND AGENCY OFFICES OF FOREIGN BANKS
Sec. 204.101. APPLICATION TO ESTABLISH BRANCH OR AGENCY
Sec. 204.102. HEARING AND DECISION ON APPLICATION
Sec. 204.103. ISSUANCE OF LICENSE
Sec. 204.104. NO CONCURRENT FEDERAL BRANCH OR AGENCY
Sec. 204.105. POWERS OF BRANCH AND AGENCY
Sec. 204.106. APPLICATION TO ACT AS FIDUCIARY
Sec. 204.107. FILING OF AMENDMENTS TO CERTIFICATE OF FORMATION
Sec. 204.108. AMENDED LICENSE FOR BRANCH OR AGENCY
Sec. 204.109. RELOCATION OF OFFICE
Sec. 204.110. SEPARATE ASSETS
Sec. 204.111. DISCLOSURE OF LACK OF DEPOSIT INSURANCE
Sec. 204.112. LIMITATIONS ON PAYMENT OF INTEREST ON DEPOSITS
Sec. 204.113. PLEDGE OF ASSETS
Sec. 204.114. ASSET MAINTENANCE
Sec. 204.115. VOLUNTARY CLOSURE OF BRANCH OR AGENCY
Sec. 204.116. ENFORCEMENT
Sec. 204.117. PROCEDURE FOR REVOCATION
Sec. 204.118. IMMEDIATE SUSPENSION OR REVOCATION
Sec. 204.119. STATUS OF REVOKED LICENSE
Sec. 204.120. SEIZURE AND LIQUIDATION
Sec. 204.121. DISSOLUTION
SUBCHAPTER C. REPRESENTATIVE OFFICES OF FOREIGN BANK
Sec. 204.201. REGISTRATION OF REPRESENTATIVE OFFICE
Sec. 204.202. PLACE OF BUSINESS
Sec. 204.203. PERMISSIBLE ACTIVITIES OF REPRESENTATIVE OFFICE
Sec. 204.204. ENFORCEMENT
Sec. 204.205. PROCEDURE FOR REVOCATION
Sec. 204.206. EFFECT OF REVOKED REGISTRATION
Sec. 204.207. DISSOLUTION
SUBTITLE Z. MISCELLANEOUS PROVISIONS RELATING TO FINANCIAL INSTITUTIONS AND BUSINESSES
CHAPTER 271.
FINANCIAL TRANSACTION REPORTING REQUIREMENTS
Sec. 271.001. REPORTING REQUIREMENT FOR CRIMES AND SUSPECTED CRIMES AND CURRENCY AND FOREIGN TRANSACTIONS
Sec. 271.002. REPORTING REQUIREMENT FOR CASH RECEIPTS OF MORE THAN $10,000
Sec. 271.003. USE OF REPORTED INFORMATION
Sec. 271.004. FAILURE TO COMPLY WITH REPORTING REQUIREMENTS; CRIMINAL PENALTY
Sec. 271.005. SUPPRESSION OF PHYSICAL EVIDENCE; CRIMINAL PENALTY
Sec. 271.006. NOTIFICATION TO TARGET OF CRIMINAL INVESTIGATION; CRIMINAL PENALTY
CHAPTER 273.
SAVINGS AND LOAN SUPPLEMENTAL FUND ACT
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 273.001. SHORT TITLE
Sec. 273.002. PURPOSES; LIBERAL CONSTRUCTION
Sec. 273.003. DEFINITIONS
Sec. 273.004. EXEMPTION FROM SECURITIES ACT
Sec. 273.005. SECURITY OF CORPORATION CONSIDERED AUTHORIZED INVESTMENT OF SAVINGS AND LOAN ASSOCIATION
SUBCHAPTER B. ORGANIZATION OF CORPORATION
Sec. 273.101. CREATION OF AND MEMBERSHIP IN CORPORATION
Sec. 273.102. BOARD OF DIRECTORS
Sec. 273.103. EXECUTIVE COMMITTEE
Sec. 273.104. TERM
Sec. 273.105. BOARD OFFICERS AND PERSONNEL
Sec. 273.106. VACANCY
Sec. 273.107. REMOVAL OF BOARD MEMBER
Sec. 273.108. CONFLICT OF INTEREST
Sec. 273.109. COMPENSATION; REIMBURSEMENT FOR EXPENSES
Sec. 273.110. MEETINGS
Sec. 273.111. QUORUM; VOTING
SUBCHAPTER C. OPERATION OF CORPORATION
Sec. 273.201. PLAN OF OPERATION; AMENDMENT
Sec. 273.202. TEMPORARY PLAN OF OPERATION
Sec. 273.203. POWERS OF CORPORATION
Sec. 273.204. CONDITIONS UNDER WHICH CORPORATION MAY EXERCISE POWERS AND DUTIES
Sec. 273.205. CONSIDERATION FOR ASSISTANCE
Sec. 273.206. CANCELLATION OF MEMBERSHIP
Sec. 273.207. REDEMPTION OF SECURITIES
Sec. 273.208. IMMUNITY FROM LIABILITY
Sec. 273.209. LIMITATION ON ADVERTISEMENT AND PROMOTION
Sec. 273.210. DISSOLUTION
Sec. 273.211. EFFECT OF DISSOLUTION
SUBCHAPTER D. PRIMARY AND ADMINISTRATIVE ACCOUNTS; ISSUANCE OF SECURITIES
Sec. 273.301. REQUIRED PURCHASE OF SECURITIES
Sec. 273.302. AMOUNT OF SECURITY PURCHASE
Sec. 273.303. PRIMARY ACCOUNT
Sec. 273.304. ADMINISTRATIVE ACCOUNT
Sec. 273.305. AUTHORIZED EXPENDITURES
Sec. 273.306. FORM AND TERMS OF SECURITY ISSUE
Sec. 273.307. ALLOCATION OF SECURITY ISSUE
Sec. 273.308. LIMITATION ON ISSUANCE OF SECURITIES
SUBCHAPTER E. ASSISTANCE PROVIDED TO MEMBER ASSOCIATIONS UNDER CONSERVATORSHIP
Sec. 273.401. GENERAL ASSISTANCE
Sec. 273.402. ASSISTANCE IN TRANSFERRING OR DISPOSING OF PROPERTY
Sec. 273.403. ADVANCE OF MONEY
Sec. 273.404. PURCHASE OF INTEREST IN ASSETS
Sec. 273.405. PROCEDURE FOR MERGER, SALE OF CONTROL OF, OR SALE OF ASSETS
SUBCHAPTER F. ADMINISTRATIVE PROVISIONS
Sec. 273.501. ANNUAL FINANCIAL STATEMENT
Sec. 273.502. EFFECT OF MEMBERSHIP
Sec. 273.503. AMOUNT TO BE SPENT BEFORE CERTIFICATION OF INSOLVENCY OF MEMBER ASSOCIATION
Sec. 273.504. FEE AND TAX EXEMPTION
CHAPTER 274.
SUBSTITUTE OR SUCCESSOR FIDUCIARY
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 274.001. DEFINITIONS
Sec. 274.002. AFFILIATED BANK
Sec. 274.003. SUBSIDIARY TRUST COMPANY
SUBCHAPTER B. SUBSIDIARY TRUST COMPANIES AS SUBSTITUTE OR SUCCESSOR FIDUCIARIES
Sec. 274.101. AGREEMENT TO SUBSTITUTE FIDUCIARIES
Sec. 274.102. SITUS OF ACCOUNT ADMINISTRATION
Sec. 274.103. NOTICE OF SUBSTITUTION
Sec. 274.104. FORM OF NOTICE OF SUBSTITUTION
Sec. 274.105. FAILURE TO SEND NOTICE OF SUBSTITUTION; DEFECTIVE NOTICE
Sec. 274.106. EFFECTIVE DATE OF SUBSTITUTION OF FIDUCIARIES
Sec. 274.107. HEARING ON AGREEMENT TO SUBSTITUTE FIDUCIARIES
Sec. 274.108. SUBSIDIARY TRUST COMPANY AS SUBSTITUTE FIDUCIARY
Sec. 274.109. NOTICE OF CHANGE IN SITUS OF ADMINISTRATION OF FIDUCIARY ACCOUNT FOLLOWING SUBSTITUTION
Sec. 274.110. FAILURE TO SEND NOTICE OF CHANGE IN SITUS OF ADMINISTRATION
Sec. 274.111. EFFECTIVE DATE OF CHANGE IN SITUS OF ADMINISTRATION OF FIDUCIARY ACCOUNT
Sec. 274.112. HEARING ON CHANGE IN SITUS OF ADMINISTRATION OF FIDUCIARY ACCOUNT
Sec. 274.113. VENUE
Sec. 274.114. SUBSIDIARY TRUST COMPANY AS SUCCESSOR FIDUCIARY
Sec. 274.115. BOND OF SUCCESSOR FIDUCIARY
Sec. 274.116. RESPONSIBILITY FOR SUBSIDIARY TRUST COMPANY
SUBCHAPTER C. BANKS AFFILIATED WITH SUBSIDIARY TRUST COMPANIES
Sec. 274.201. DESIGNATION OF AFFILIATED BANK AS FIDUCIARY IN WILL
Sec. 274.202. LIABILITY OF AFFILIATED BANK ACTING AS FIDUCIARY
Sec. 274.203. DEPOSIT OF MONEY WITH AFFILIATED BANK
CHAPTER 275.
TEXAS MUTUAL TRUST INVESTMENT COMPANY ACT
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 275.001. SHORT TITLE
Sec. 275.002. DEFINITIONS
Sec. 275.003. APPLICATION OF GENERAL CORPORATION LAW
Sec. 275.004. INVESTMENT OF CORPORATION ASSETS
SUBCHAPTER B. CREATION OF MUTUAL TRUST INVESTMENT COMPANY
Sec. 275.051. CREATION OF MUTUAL TRUST INVESTMENT COMPANY
Sec. 275.052. INCORPORATORS
Sec. 275.053. CONTENTS OF ARTICLES OF INCORPORATION
SUBCHAPTER C. ADMINISTRATIVE PROVISIONS
Sec. 275.101. DIRECTORS
Sec. 275.102. AUDITS AND REPORTS
SUBCHAPTER D. MUTUAL TRUST INVESTMENT COMPANY STOCK
Sec. 275.151. OWNERSHIP
Sec. 275.152. REGISTRATION
Sec. 275.153. TRANSFER AND ASSIGNMENT
Sec. 275.154. OWNERSHIP BY MUTUAL TRUST INVESTMENT COMPANY
SUBCHAPTER E. INVESTMENT IN MUTUAL TRUST INVESTMENT COMPANY
Sec. 275.201. PURCHASE BY FIDUCIARY; AUTHORITY AND RESTRICTIONS
Sec. 275.202. RESPONSIBILITY OF MUTUAL TRUST INVESTMENT COMPANY
CHAPTER 276.
FINANCIAL INSTITUTION ACCOUNTS
Sec. 276.001. ACCOUNTS FOR CANDIDATES FOR PUBLIC OFFICE
Sec. 276.002. GARNISHMENT OF FINANCIAL INSTITUTION ACCOUNT
Sec. 276.003. USE OF PROCEEDS OF EXTENSION OF CREDIT FOR FINANCIAL INSTITUTION ACCOUNT
CHAPTER 277.
BUSINESS CHECKING ACCOUNTS
Sec. 277.001. DEFINITIONS
Sec. 277.002. ACCOUNT INFORMATION REQUIRED
Sec. 277.003. DISCLOSURE OF INFORMATION
CHAPTER 278.
REGULATION OF CURRENCY TRANSMISSIONS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 278.001. DEFINITIONS
SUBCHAPTER B. CURRENCY TRANSMISSION DISCLOSURES
Sec. 278.051. DISCLOSURES WITH TRANSACTION
Sec. 278.052. CANCELLATION AND REFUND OF TRANSACTION
SUBCHAPTER C. ENFORCEMENT
Sec. 278.101. CIVIL PENALTY
CHAPTER 279.
BANKING AND CREDIT UNION DEVELOPMENT DISTRICTS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 279.001. DEFINITIONS
SUBCHAPTER B. BANKING DEVELOPMENT DISTRICTS
Sec. 279.051. ADMINISTRATION OF PROGRAM
Sec. 279.052. RULES
Sec. 279.053. APPLICATION FOR DESIGNATION OF BANKING DEVELOPMENT DISTRICT
Sec. 279.054. APPLICATION BY FINANCIAL INSTITUTION TO OPEN BRANCH IN DISTRICT
Sec. 279.055. DETERMINATION BY FINANCE COMMISSION
SUBCHAPTER C. CREDIT UNION DEVELOPMENT DISTRICTS
Sec. 279.101. ADMINISTRATION OF PROGRAM
Sec. 279.102. RULES
Sec. 279.103. APPLICATION FOR DESIGNATION OF CREDIT UNION DEVELOPMENT DISTRICT
Sec. 279.104. APPLICATION BY CREDIT UNION TO OPEN BRANCH IN DISTRICT
Sec. 279.105. DETERMINATION BY CREDIT UNION COMMISSION
SUBCHAPTER D. DEPOSIT OF PUBLIC FUNDS IN DISTRICT DEPOSITORY
Sec. 279.151. DESIGNATION OF DISTRICT DEPOSITORY
Sec. 279.152. DEPOSIT OF PUBLIC FUNDS BY LOCAL GOVERNMENT
Sec. 279.153. DEPOSIT OF PUBLIC FUNDS BY STATE
CHAPTER 280.
SAVINGS PROMOTION RAFFLE
Sec. 280.001. SHORT TITLE
Sec. 280.002. DEFINITIONS
Sec. 280.003. SAVINGS PROMOTION RAFFLE BY CREDIT UNION
Sec. 280.004. SAVINGS PROMOTION RAFFLE BY FINANCIAL INSTITUTION
Sec. 280.005. ACCOUNT OR DEPOSIT NOT CONSIDERATION
CHAPTER 281.
PROTECTION OF VULNERABLE ADULTS FROM FINANCIAL EXPLOITATION
Sec. 281.001. DEFINITIONS
Sec. 281.002. REPORTING SUSPECTED FINANCIAL EXPLOITATION OF VULNERABLE ADULTS
Sec. 281.003. NOTIFYING THIRD PARTIES OF SUSPECTED FINANCIAL EXPLOITATION OF VULNERABLE ADULTS
Sec. 281.004. TEMPORARY HOLD ON TRANSACTIONS IN CERTAIN CASES OF SUSPECTED FINANCIAL EXPLOITATION OF VULNERABLE ADULTS
Sec. 281.005. IMMUNITY
Sec. 281.006. RECORDS
TITLE 4. REGULATION OF INTEREST, LOANS, AND FINANCED TRANSACTIONS
SUBTITLE A. INTEREST
CHAPTER 301.
GENERAL PROVISIONS
Sec. 301.001. SHORT TITLE
Sec. 301.002. DEFINITIONS
CHAPTER 302.
INTEREST RATES
SUBCHAPTER A. USURIOUS INTEREST
Sec. 302.001. CONTRACTING FOR, CHARGING, OR RECEIVING INTEREST OR TIME PRICE DIFFERENTIAL; USURIOUS INTEREST
Sec. 302.002. ACCRUAL OF INTEREST WHEN NO RATE SPECIFIED
SUBCHAPTER B. OTHER RATES AND PROVISIONS ON LOANS SECURED BY REAL PROPERTY
Sec. 302.101. DETERMINING RATES OF INTEREST BY SPREADING
Sec. 302.102. PROHIBITION ON PREPAYMENT PENALTY
Sec. 302.103. EFFECT OF FEDERAL PREEMPTION ON LATE CHARGES
Sec. 302.104. LOAN TO PURCHASE INTEREST IN ENTITY WITH FOREIGN REAL PROPERTY AS PRINCIPAL ASSET
CHAPTER 303.
OPTIONAL RATE CEILINGS
SUBCHAPTER A. RATE CEILINGS: APPLICABILITY, COMPUTATION, AND PUBLICATION
Sec. 303.001. USE OF CEILINGS
Sec. 303.002. WEEKLY CEILING
Sec. 303.003. COMPUTATION OF WEEKLY CEILING
Sec. 303.004. MONTHLY CEILING
Sec. 303.005. COMPUTATION OF MONTHLY CEILING
Sec. 303.006. QUARTERLY CEILING
Sec. 303.007. ANNUALIZED CEILING
Sec. 303.008. COMPUTATION OF QUARTERLY AND ANNUALIZED CEILING
Sec. 303.009. MAXIMUM AND MINIMUM WEEKLY, MONTHLY, QUARTERLY, OR ANNUALIZED CEILING
Sec. 303.010. COMPUTATION OF CEILING IF INFORMATION UNAVAILABLE
Sec. 303.011. PUBLICATION OF RATE CEILINGS
Sec. 303.012. JUDICIAL NOTICE
Sec. 303.013. DETERMINATION OF CEILING FOR CONTRACT TO RENEW OR EXTEND DEBT PAYMENT
Sec. 303.014. RATE FOR LENDER CREDIT CARD AGREEMENT WITH MERCHANT DISCOUNT
Sec. 303.015. VARIABLE RATE
Sec. 303.016. CHARGING OF RATE LOWER THAN AGREED RATE
Sec. 303.017. VARIOUS CHARGES ON CONSUMER LOANS MADE BY PARTICULAR LENDERS
SUBCHAPTER B. OPEN-END ACCOUNTS
Sec. 303.101. OPEN-END ACCOUNT: CEILINGS
Sec. 303.102. VARIABLE RATE OPEN-END ACCOUNT: CEILINGS
Sec. 303.103. OPEN-END ACCOUNT: CHANGE OF AGREEMENT TERM
Sec. 303.104. DISCLOSURE OF DECREASE IN INTEREST RATE NOT REQUIRED ON OPEN-END ACCOUNTS INVOLVING CREDIT CARD TRANSACTION OR MERCHANT DISCOUNT
Sec. 303.105. OPEN-END ACCOUNT: DISCLOSURE OF CERTAIN RATE VARIATIONS
Sec. 303.106. OPEN-END ACCOUNT: CEILING FOR PLAN OR ARRANGEMENT
SUBCHAPTER C. PROVISIONS APPLICABLE TO CERTAIN CONSUMER LOANS AND SECONDARY MORTGAGE LOANS
Sec. 303.201. LICENSE REQUIRED
Sec. 303.202. APPLICABILITY OF SUBTITLE B
Sec. 303.203. AUTOMOBILE CLUB MEMBERSHIP OFFERED IN CONNECTION WITH A LOAN
SUBCHAPTER D. LIMITATIONS ON APPLICABILITY OF CHAPTER
Sec. 303.301. AGREEMENT TO WHICH CHAPTER DOES NOT APPLY
Sec. 303.302. REQUIREMENTS INCONSISTENT WITH FEDERAL LAW
SUBCHAPTER E. ENFORCEMENT
Sec. 303.401. WHEN ACT OR OMISSION NOT VIOLATION
Sec. 303.402. PENALTY FOR VIOLATION OF CHAPTER FOR CERTAIN CONTRACTS SUBJECT TO SUBTITLE B
Sec. 303.403. PENALTY FOR VIOLATION OF CEILING IN CERTAIN CONTRACTS
Sec. 303.404. ENFORCEMENT BY CONSUMER CREDIT COMMISSIONER
Sec. 303.405. EXAMINATION OF RECORDS; INSPECTIONS; RULES
Sec. 303.406. ENFORCEMENT BY CREDIT UNION COMMISSIONER
Sec. 303.407. ENFORCEMENT BY TEXAS DEPARTMENT OF INSURANCE
SUBCHAPTER F. EFFECT ON OTHER STATUTES OF USING OPTIONAL RATE
Sec. 303.501. APPLICABILITY OF CREDIT UNION ACT
Sec. 303.502. APPLICABILITY OF CHAPTER 24, INSURANCE CODE
CHAPTER 304.
JUDGMENT INTEREST
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 304.001. INTEREST RATE REQUIRED IN JUDGMENT
Sec. 304.002. JUDGMENT INTEREST RATE: INTEREST RATE OR TIME PRICE DIFFERENTIAL IN CONTRACT
Sec. 304.003. JUDGMENT INTEREST RATE: INTEREST RATE OR TIME PRICE DIFFERENTIAL NOT IN CONTRACT
Sec. 304.004. PUBLICATION OF JUDGMENT INTEREST RATE
Sec. 304.005. ACCRUAL OF JUDGMENT INTEREST
Sec. 304.006. COMPOUNDING OF JUDGMENT INTEREST
Sec. 304.007. JUDICIAL NOTICE OF JUDGMENT INTEREST RATE
SUBCHAPTER B. PREJUDGMENT INTEREST IN WRONGFUL DEATH, PERSONAL INJURY, OR PROPERTY DAMAGE CASE
Sec. 304.101. APPLICABILITY OF SUBCHAPTER
Sec. 304.102. PREJUDGMENT INTEREST REQUIRED IN CERTAIN CASES
Sec. 304.103. PREJUDGMENT INTEREST RATE FOR WRONGFUL DEATH, PERSONAL INJURY, OR PROPERTY DAMAGE CASE
Sec. 304.104. ACCRUAL OF PREJUDGMENT INTEREST
Sec. 304.1045. FUTURE DAMAGES
Sec. 304.105. EFFECT OF SETTLEMENT OFFER ON ACCRUAL OF PREJUDGMENT INTEREST
Sec. 304.106. SETTLEMENT OFFER REQUIREMENTS TO PREVENT PREJUDGMENT INTEREST ACCRUAL
Sec. 304.107. VALUE OF SETTLEMENT OFFER FOR COMPUTING PREJUDGMENT INTEREST
SUBCHAPTER C. OTHER PREJUDGMENT INTEREST PROVISIONS
Sec. 304.201. PREJUDGMENT INTEREST RATE FOR CONDEMNATION CASE
SUBCHAPTER D. EXCEPTIONS TO APPLICATION OF CHAPTER
Sec. 304.301. EXCEPTION FOR DELINQUENT TAXES
Sec. 304.302. EXCEPTION FOR DELINQUENT CHILD SUPPORT
CHAPTER 305.
PENALTIES AND REMEDIES
SUBCHAPTER A. CIVIL LIABILITY; CRIMINAL PENALTY
Sec. 305.001. LIABILITY FOR USURIOUS INTEREST
Sec. 305.002. ADDITIONAL LIABILITY FOR MORE THAN TWICE AUTHORIZED RATE OF INTEREST
Sec. 305.003. LIABILITY FOR USURIOUS LEGAL INTEREST
Sec. 305.004. ADDITIONAL LIABILITY FOR MORE THAN TWICE AUTHORIZED RATE OF LEGAL INTEREST
Sec. 305.005. ATTORNEY'S FEES
Sec. 305.006. LIMITATION ON FILING SUIT
Sec. 305.007. PENALTIES EXCLUSIVE
Sec. 305.008. CRIMINAL PENALTY
SUBCHAPTER B. EXCEPTION FROM LIABILITY
Sec. 305.101. ACCIDENTAL AND BONA FIDE ERROR
Sec. 305.102. LEGAL INTEREST DURING INTEREST-FREE PERIOD
Sec. 305.103. CORRECTION OF VIOLATION
Sec. 305.104. CORRECTION EXCEPTION AVAILABLE TO ALL SIMILARLY SITUATED
Sec. 305.105. AMOUNTS PAYABLE PURSUANT TO A FINAL JUDGMENT
CHAPTER 306.
COMMERCIAL TRANSACTIONS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 306.001. DEFINITIONS
Sec. 306.002. INTEREST; APPLICATION OF OTHER PROVISIONS OF SUBTITLE
Sec. 306.003. COMPUTATION OF LOAN TERMS
Sec. 306.004. DETERMINING RATES OF INTEREST BY SPREADING
Sec. 306.005. PREPAYMENT PREMIUMS AND SIMILAR AMOUNTS
Sec. 306.006. CERTAIN AUTHORIZED CHARGES ON COMMERCIAL LOANS
Sec. 306.007. GUARANTY, ASSUMPTION, PAYMENT, OR OTHER AGREEMENT
SUBCHAPTER B. PROVISIONS RELATING TO SPECIFIC TYPES OF COMMERCIAL LOANS OR TRANSACTIONS
Sec. 306.101. QUALIFIED COMMERCIAL LOAN
Sec. 306.102. ASSET-BACKED SECURITIES TRANSACTION
Sec. 306.103. ACCOUNT PURCHASE TRANSACTION
CHAPTER 307.
COLLATERAL PROTECTION INSURANCE
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 307.001. DEFINITIONS
SUBCHAPTER B. REQUIREMENTS FOR COLLATERAL PROTECTION INSURANCE
Sec. 307.051. COLLATERAL PROTECTION INSURANCE
Sec. 307.052. CREDITOR DUTIES
Sec. 307.053. AMORTIZATION OF DEBT
Sec. 307.054. CANCELLATION OF COLLATERAL PROTECTION INSURANCE
Sec. 307.055. REFUND OF UNEARNED PREMIUMS
Sec. 307.056. CHOICE OF CARRIER
Sec. 307.057. CREDITOR LIABILITY
Sec. 307.058. RIGHTS OF CREDITOR AND DEBTOR
CHAPTER 308.
CONSUMER CREDIT PROTECTIONS
Sec. 308.001. APPLICABILITY
Sec. 308.002. FALSE, MISLEADING, OR DECEPTIVE ADVERTISING
Sec. 308.003. NO DOUBLE LIABILITY OR ENFORCEMENT FOR SAME ACT OR PRACTICE
CHAPTER 339.
MISCELLANEOUS PROVISIONS RELATING TO INTEREST
Sec. 339.002. BILLING CYCLE INTEREST LIMITATION ON OPEN-END ACCOUNT WITHOUT MERCHANT DISCOUNT
Sec. 339.003. SALE OF OPEN-END ACCOUNT WITHOUT MERCHANT DISCOUNT
Sec. 339.004. APPLICATION OF LICENSING REQUIREMENT AND SUBTITLE B TO CREDIT UNION OR EMPLOYEE BENEFIT PLAN
Sec. 339.005. APPLICABILITY OF CERTAIN FEDERAL LAW
SUBTITLE B. LOANS AND FINANCED TRANSACTIONS
CHAPTER 341.
GENERAL PROVISIONS
SUBCHAPTER A. DEFINITIONS AND TIME COMPUTATION
Sec. 341.001. DEFINITIONS
Sec. 341.002. COMPUTATION OF MONTH
SUBCHAPTER B. REGULATING OFFICIAL
Sec. 341.101. CONSUMER CREDIT COMMISSIONER
Sec. 341.102. REGULATION OF BANKS
Sec. 341.103. REGULATION OF SAVINGS INSTITUTIONS, LICENSED MORTGAGE BROKERS AND LOAN OFFICERS, AND REGISTERED MORTGAGE BANKERS AND LICENSED LOAN OFFICERS
Sec. 341.104. REGULATION OF CREDIT UNIONS
SUBCHAPTER C. REVISED CEILINGS AND BRACKETS
Sec. 341.201. DEFINITIONS OF INDEXES
Sec. 341.202. REVISION OF CEILING OR BRACKET
Sec. 341.203. COMPUTATION OF REVISED CEILING OR BRACKET
Sec. 341.204. PUBLICATION OF REVISED CEILING, BRACKET, OR INDEX INFORMATION
SUBCHAPTER D. ADVERTISING REQUIREMENTS
Sec. 341.301. INFORMATION ABOUT ADVERTISERS
SUBCHAPTER E. PROHIBITIONS AND VIOLATIONS
Sec. 341.401. DISCRIMINATION PROHIBITED
Sec. 341.402. PENALTIES FOR PROHIBITED DISCRIMINATION
Sec. 341.403. FALSE, MISLEADING, OR DECEPTIVE ADVERTISING
Sec. 341.404. PROHIBITED ACTS RELATING TO A LOAN
Sec. 341.405. PENALTY FOR MAKING ILLEGAL OFFER
Sec. 341.406. WHEN ACT OR OMISSION NOT VIOLATION
SUBCHAPTER F. LICENSING AND REGULATION IN GENERAL
Sec. 341.501. STAGGERED RENEWAL
Sec. 341.502. FORM OF LOAN CONTRACT AND RELATED DOCUMENTS
Sec. 341.503. WORK FROM REMOTE LOCATIONS
SUBCHAPTER G. STATE-LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR RECOVERY FUND
Sec. 341.601. DEFINITION
Sec. 341.602. STATE-LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR RECOVERY FUND
Sec. 341.603. FUNDING
Sec. 341.604. STATUTE OF LIMITATIONS
Sec. 341.605. PROCEDURE FOR RECOVERY
Sec. 341.606. RECOVERY LIMITS
Sec. 341.607. REVOCATION OF LICENSE FOR PAYMENT FROM FUND
Sec. 341.608. SUBROGATION
Sec. 341.609. FAILURE TO COMPLY WITH SUBCHAPTER OR RULE ADOPTED BY FINANCE COMMISSION
Sec. 341.610. RULEMAKING
CHAPTER 342.
CONSUMER LOANS
SUBCHAPTER A. GENERAL PROVISIONS; APPLICABILITY OF CHAPTER
Sec. 342.001. DEFINITIONS
Sec. 342.002. INTEREST COMPUTATION METHODS
Sec. 342.003. PURCHASE FROM MORTGAGEE
Sec. 342.004. CONSTITUTIONAL INTEREST; EXEMPTION FOR LOAN WITH INTEREST RATE OF 10 PERCENT OR LESS
Sec. 342.005. APPLICABILITY OF CHAPTER
Sec. 342.006. EXEMPTION FOR CERTAIN SECONDARY MORTGAGE LOANS
Sec. 342.007. DEFERRED PRESENTMENT TRANSACTION
Sec. 342.008. ATTEMPT TO EVADE LAW
Sec. 342.009. RETURN OF PROPERTY IN SALE-LEASEBACK TRANSACTION
SUBCHAPTER B. AUTHORIZED ACTIVITIES; LICENSE
Sec. 342.051. LICENSE REQUIRED
Sec. 342.0515. RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACTIVITIES
Sec. 342.052. ISSUANCE OF MORE THAN ONE LICENSE FOR A PERSON
Sec. 342.053. AREA OF BUSINESS; LOANS BY MAIL OR ONLINE
SUBCHAPTER C. APPLICATION FOR AND ISSUANCE OF LICENSE
Sec. 342.101. APPLICATION REQUIREMENTS
Sec. 342.102. BOND
Sec. 342.103. INVESTIGATION OF APPLICATION
Sec. 342.104. APPROVAL OR DENIAL OF APPLICATION
Sec. 342.105. DISPOSITION OF FEES ON DENIAL OF APPLICATION
Sec. 342.106. LICENSE TERM
SUBCHAPTER D. LICENSE
Sec. 342.151. NAME AND PLACE ON LICENSE
Sec. 342.152. LICENSE DISPLAY
Sec. 342.153. MINIMUM ASSETS FOR LICENSE
Sec. 342.154. LICENSE FEE
Sec. 342.155. EXPIRATION OF LICENSE ON FAILURE TO PAY FEE
Sec. 342.1555. GROUNDS FOR REFUSING RENEWAL
Sec. 342.156. LICENSE SUSPENSION OR REVOCATION
Sec. 342.157. CORPORATE CHARTER FORFEITURE
Sec. 342.158. LICENSE SUSPENSION OR REVOCATION FILED WITH PUBLIC RECORDS
Sec. 342.159. REINSTATEMENT OF SUSPENDED LICENSE; ISSUANCE OF NEW LICENSE AFTER REVOCATION
Sec. 342.160. SURRENDER OF LICENSE
Sec. 342.161. EFFECT OF LICENSE SUSPENSION, REVOCATION, OR SURRENDER
Sec. 342.162. MOVING AN OFFICE
Sec. 342.163. TRANSFER OR ASSIGNMENT OF LICENSE
SUBCHAPTER E. INTEREST CHARGES ON NON-REAL PROPERTY LOANS
Sec. 342.201. MAXIMUM INTEREST CHARGE AND ADMINISTRATIVE FEE
Sec. 342.202. MAXIMUM CHARGE FOR LOAN WITH SINGLE REPAYMENT
Sec. 342.203. ADDITIONAL INTEREST FOR DEFAULT: REGULAR TRANSACTION
Sec. 342.204. ADDITIONAL INTEREST FOR INSTALLMENT DEFERMENT: REGULAR TRANSACTION
Sec. 342.205. COLLECTION OF DEFAULT OR DEFERMENT INTEREST
Sec. 342.206. ADDITIONAL INTEREST FOR DEFAULT: IRREGULAR TRANSACTION
SUBCHAPTER F. ALTERNATE CHARGES FOR CERTAIN LOANS
Sec. 342.251. MAXIMUM CASH ADVANCE
Sec. 342.252. ALTERNATE CHARGES
Sec. 342.253. MAXIMUM INTEREST CHARGE FOR LOAN WITH SINGLE REPAYMENT
Sec. 342.254. NO OTHER CHARGES AUTHORIZED
Sec. 342.255. MAXIMUM LOAN TERM
Sec. 342.256. REFUND
Sec. 342.257. DEFAULT CHARGE; DEFERMENT OF PAYMENT
Sec. 342.258. SCHEDULES FOR WEEKLY, BIWEEKLY, OR SEMIMONTHLY INSTALLMENTS
Sec. 342.259. LOANS WITH LARGER ADVANCES
Sec. 342.260. ALTERNATE INTEREST CHARGE COMPUTATION METHODS
SUBCHAPTER G. INTEREST AND OTHER CHARGES ON SECONDARY MORTGAGE LOANS
Sec. 342.301. MAXIMUM INTEREST CHARGE
Sec. 342.302. ADDITIONAL INTEREST FOR DEFAULT: REGULAR TRANSACTION OR TRANSACTION INCLUDING SIMPLE INTEREST
Sec. 342.303. ADDITIONAL INTEREST FOR INSTALLMENT DEFERMENT: REGULAR TRANSACTIONS
Sec. 342.304. COLLECTION OF DEFAULT OR DEFERMENT INTEREST
Sec. 342.305. ADDITIONAL INTEREST FOR DEFAULT: IRREGULAR TRANSACTION
Sec. 342.306. DATE OF FIRST SCHEDULED INSTALLMENT
Sec. 342.307. AMOUNTS AUTHORIZED TO BE INCLUDED IN CONTRACT
Sec. 342.308. AMOUNTS AUTHORIZED TO BE COLLECTED OR ADDED TO LOAN
SUBCHAPTER H. REFUND OF PRECOMPUTED INTEREST
Sec. 342.351. REFUND OF PRECOMPUTED INTEREST: SUM OF THE PERIODIC BALANCES
Sec. 342.352. REFUND OF PRECOMPUTED INTEREST ON CONTRACT: SCHEDULED INSTALLMENT EARNINGS
Sec. 342.353. NO REFUND ON PARTIAL PREPAYMENT OR OF AMOUNT LESS THAN $1
SUBCHAPTER I. INSURANCE
Sec. 342.401. REQUIRED PROPERTY INSURANCE
Sec. 342.402. CREDIT LIFE INSURANCE, CREDIT HEALTH AND ACCIDENT INSURANCE, OR INVOLUNTARY UNEMPLOYMENT INSURANCE
Sec. 342.4021. AGREEMENTS REGARDING DEBT SUSPENSION, DEBT CANCELLATION, AND GAP WAIVER
Sec. 342.403. MAXIMUM AMOUNT OF INSURANCE COVERAGE
Sec. 342.404. INSURANCE NOTICE
Sec. 342.405. INSURANCE MAY BE FURNISHED BY BORROWER
Sec. 342.406. BORROWER'S FAILURE TO PROVIDE REQUIRED INSURANCE
Sec. 342.407. REQUIREMENTS FOR INCLUDING INSURANCE CHARGE IN CONTRACT
Sec. 342.408. FURNISHING OF INSURANCE DOCUMENT TO BORROWER
Sec. 342.409. LENDER'S DUTY IF INSURANCE IS ADJUSTED OR TERMINATED
Sec. 342.410. PAYMENT FOR INSURANCE FROM LOAN PROCEEDS
Sec. 342.411. INSURANCE OR OTHER GAIN NOT INTEREST
Sec. 342.412. ACTION UNDER SUBCHAPTER NOT SALE OF INSURANCE
Sec. 342.413. REQUIRED AGENT OR BROKER PROHIBITED
Sec. 342.414. DECLINATION OF EQUAL INSURANCE COVERAGE PROHIBITED
Sec. 342.415. EFFECT OF UNAUTHORIZED INSURANCE CHARGE
Sec. 342.416. NONFILING INSURANCE
SUBCHAPTER J. AUTHORIZED LENDER'S DUTIES AND AUTHORITY
Sec. 342.451. DELIVERY OF INFORMATION TO BORROWER
Sec. 342.452. RECEIPT FOR CASH PAYMENT
Sec. 342.453. ACCEPTANCE OF PREPAYMENT
Sec. 342.454. RETURN OF INSTRUMENTS TO BORROWER ON REPAYMENT
Sec. 342.455. AGREEMENT FOR MORE THAN ONE LOAN OR CASH ADVANCE
Sec. 342.456. AGREEMENT TO MODIFY TERM OF SECONDARY MORTGAGE LOAN CONTRACT
Sec. 342.457. AUTOMOBILE CLUB MEMBERSHIP OFFERED IN CONNECTION WITH A LOAN
SUBCHAPTER K. LIMITATIONS ON AUTHORIZED LENDER
Sec. 342.501. OBLIGATION UNDER MORE THAN ONE CONTRACT
Sec. 342.502. AMOUNT AUTHORIZED
Sec. 342.503. SECURITY FOR LOAN
Sec. 342.504. CONFESSION OF JUDGMENT; POWER OF ATTORNEY
Sec. 342.505. DISCLOSURE OF AMOUNT FINANCED AND SCHEDULE OF PAYMENTS
Sec. 342.506. INSTRUMENT WITH BLANK PROHIBITED
Sec. 342.507. WAIVER OF BORROWER'S RIGHT PROHIBITED
Sec. 342.508. MAXIMUM LOAN TERM
SUBCHAPTER L. ADMINISTRATION OF CHAPTER
Sec. 342.551. ADOPTION OF RULES
Sec. 342.552. EXAMINATION OF LENDERS; ACCESS TO RECORDS
Sec. 342.553. GENERAL INVESTIGATION
Sec. 342.554. CERTIFICATE; CERTIFIED DOCUMENT
Sec. 342.555. TRANSCRIPT OF HEARING: PUBLIC
Sec. 342.556. APPOINTMENT OF AGENT
Sec. 342.557. PAYMENT OF EXAMINATION COSTS AND ADMINISTRATION EXPENSES
Sec. 342.558. AUTHORIZED LENDER'S RECORDS
Sec. 342.559. ANNUAL REPORT
Sec. 342.560. CONDUCTING ASSOCIATED BUSINESS
SUBCHAPTER M. DEFERRED PRESENTMENT TRANSACTIONS
Sec. 342.601. DEFINITIONS
Sec. 342.602. DISCLOSURES TO MILITARY BORROWERS
Sec. 342.603. PROHIBITED PRACTICES
Sec. 342.604. MILITARY BORROWER
Sec. 342.605. REPAYMENT AGREEMENT
CHAPTER 343.
HOME LOANS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 343.001. DEFINITIONS
Sec. 343.002. APPLICABILITY
Sec. 343.003. CONFLICT WITH OTHER PROVISIONS OF TITLE
SUBCHAPTER B. PROVISIONS RELATING TO HOME LOANS IN GENERAL
Sec. 343.101. REFINANCING
Sec. 343.102. DISCLOSURE IN CONNECTION WITH CERTAIN HOME LOANS
Sec. 343.103. DISCLOSURE OF MORTGAGE INFORMATION TO SURVIVING SPOUSE
Sec. 343.104. RESTRICTIONS ON SINGLE PREMIUM CREDIT INSURANCE
Sec. 343.105. NOTICE OF PENALTIES FOR MAKING FALSE OR MISLEADING WRITTEN STATEMENT
Sec. 343.106. PAYOFF STATEMENTS
Sec. 343.108. RELEASE OF LIEN AFTER PAYOFF BY MORTGAGOR
SUBCHAPTER C. HIGH-COST HOME LOANS
Sec. 343.201. DEFINITIONS
Sec. 343.202. BALLOON PAYMENT
Sec. 343.203. NEGATIVE AMORTIZATION
Sec. 343.204. CONSIDERATION OF OBLIGOR'S PAYMENT ABILITY
Sec. 343.205. PREPAYMENT PENALTIES PROHIBITED
Sec. 343.206. CHARGE PROHIBITED FOR PRODUCT OR SERVICE NOT RECEIVED
CHAPTER 345.
RETAIL INSTALLMENT SALES
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 345.001. DEFINITIONS
Sec. 345.002. GOODS
Sec. 345.003. SERVICES
Sec. 345.004. CASH PRICE
Sec. 345.005. ITEMIZED CHARGE
Sec. 345.006. TIME PRICE DIFFERENTIAL NOT INTEREST
Sec. 345.007. APPLICABILITY OF CHAPTER
Sec. 345.008. APPLICABILITY OF OTHER STATUTES TO RETAIL INSTALLMENT TRANSACTION
Sec. 345.009. DISCLOSURE REQUIREMENTS IF CONFLICT WITH FEDERAL LAW
SUBCHAPTER B. RETAIL INSTALLMENT CONTRACT
Sec. 345.051. RETAIL INSTALLMENT CONTRACT GENERAL REQUIREMENTS
Sec. 345.052. CONTENTS OF CONTRACT
Sec. 345.053. DISCLOSURE OF PROMISE TO COMPENSATE FOR REFERRAL
Sec. 345.054. TIME PRICE DIFFERENTIAL FOR CONTRACT
Sec. 345.055. TIME PRICE DIFFERENTIAL FOR CONTRACT PAYABLE IN EQUAL MONTHLY PAYMENTS
Sec. 345.056. USE OF OPTIONAL CEILING
Sec. 345.057. TIME PRICE DIFFERENTIAL FOR OTHER CONTRACTS
Sec. 345.058. MINIMUM TIME PRICE DIFFERENTIAL FOR CONTRACT
Sec. 345.059. PRINCIPAL BALANCE COMPUTATION
Sec. 345.060. CHARGES FOR DEFAULT IN PAYMENT OF INSTALLMENT
Sec. 345.061. CHARGES FOR COLLECTING DEBT
Sec. 345.062. ACCELERATION OF DEBT MATURITY
Sec. 345.063. REQUIREMENTS FOR CONTRACT THAT IS MORE THAN ONE DOCUMENT
Sec. 345.064. COMPLETION OF CONTRACT
Sec. 345.065. DELIVERY OF COPY OF CONTRACT
Sec. 345.066. BUYER'S RIGHT TO RESCIND CONTRACT
Sec. 345.067. BUYER'S ACKNOWLEDGMENT OF DELIVERY OF CONTRACT COPY
Sec. 345.068. BAILMENT OR LEASE AS RETAIL INSTALLMENT TRANSACTION
Sec. 345.069. DEFERMENT OF INSTALLMENT
Sec. 345.070. AMENDMENT OF CONTRACT
Sec. 345.071. CONFIRMATION OF AMENDMENT
Sec. 345.072. CONTRACT AFTER AMENDMENT
Sec. 345.073. PREPAYMENT OF CONTRACT
Sec. 345.074. REFUND CREDIT ON PREPAYMENT
Sec. 345.075. AMOUNT OF REFUND CREDIT FOR MONTHLY INSTALLMENT CONTRACT
Sec. 345.076. AMOUNT OF REFUND CREDIT FOR OTHER CONTRACTS
Sec. 345.077. REINSTATEMENT OF CONTRACT
Sec. 345.078. CONSOLIDATION OF CONTRACTS
Sec. 345.079. ALLOCATION OF PAYMENTS ON CONSOLIDATION OF CONTRACTS
Sec. 345.080. OBLIGATION UNDER MORE THAN ONE CONTRACT
Sec. 345.081. CERTIFICATE OF COMPLETION OR SATISFACTION OF CONTRACT
Sec. 345.082. STATEMENT OF PAYMENTS AND AMOUNT DUE UNDER CONTRACT
Sec. 345.083. RECEIPT FOR CASH PAYMENT
Sec. 345.084. DEBT CANCELLATION AGREEMENT
SUBCHAPTER C. RETAIL CHARGE AGREEMENT
Sec. 345.101. MAKING RETAIL CHARGE AGREEMENT
Sec. 345.102. AGREEMENT GENERAL REQUIREMENTS
Sec. 345.103. TIME PRICE DIFFERENTIAL FOR AGREEMENT
Sec. 345.104. USE OF OPTIONAL CEILING
Sec. 345.105. CHARGES FOR COLLECTION OF PAYMENT OF AGREEMENT
Sec. 345.106. PROCESSING FEE FOR RETURNED CHECK
Sec. 345.107. PROHIBITED FEES
Sec. 345.108. PROHIBITION ON SIGNING OF AGREEMENT WITH BLANK SPACES
Sec. 345.109. DELIVERY OF COPY OF AGREEMENT
Sec. 345.110. BUYER'S ACKNOWLEDGMENT OF DELIVERY OF AGREEMENT COPY
Sec. 345.111. STATEMENT OF CASH PRICE
Sec. 345.112. AGREEMENT BALANCE STATEMENT
Sec. 345.113. COMPLIANCE WITH FEDERAL LAW CONSIDERED COMPLIANCE WITH CHAPTER'S DISCLOSURE REQUIREMENTS
SUBCHAPTER D. ALTERNATE FINANCE CHARGE CEILING
Sec. 345.155. TIME PRICE DIFFERENTIAL COMPUTATION AND AMOUNT
Sec. 345.156. WHEN CHARGING OF TIME PRICE DIFFERENTIAL PROHIBITED
Sec. 345.157. DELINQUENCY CHARGE
Sec. 345.158. RETAIL CHARGE AGREEMENT TO WHICH SUBCHAPTER DOES NOT APPLY
SUBCHAPTER E. INSURANCE
Sec. 345.201. PROPERTY INSURANCE
Sec. 345.202. CREDIT LIFE, CREDIT HEALTH AND ACCIDENT, AND CREDIT INVOLUNTARY UNEMPLOYMENT INSURANCE
Sec. 345.203. MAXIMUM AMOUNT OF INSURANCE COVERAGE
Sec. 345.204. INSURANCE STATEMENT
Sec. 345.205. INSURANCE MAY BE FURNISHED BY BUYER
Sec. 345.206. BUYER'S FAILURE TO PROVIDE EVIDENCE OF INSURANCE
Sec. 345.207. CHARGES FOR OTHER INSURANCE INCLUDED IN RETAIL INSTALLMENT CONTRACT
Sec. 345.208. REQUIREMENTS FOR INCLUDING INSURANCE CHARGE IN CONTRACT OR AGREEMENT
Sec. 345.209. DELIVERY OF INSURANCE DOCUMENT TO BUYER
Sec. 345.210. HOLDER'S DUTY IF INSURANCE IS ADJUSTED OR TERMINATED
Sec. 345.211. GAIN OR ADVANTAGE FROM INSURANCE NOT ADDITIONAL CHARGE
Sec. 345.212. NONFILING INSURANCE
Sec. 345.213. INCLUSION OF INSURANCE PREMIUMS
Sec. 345.214. ADDING TO RETAIL INSTALLMENT CONTRACT PREMIUMS FOR INSURANCE ACQUIRED AFTER TRANSACTION
Sec. 345.215. EFFECT OF ADDING PREMIUM TO CONTRACT OR AGREEMENT
SUBCHAPTER F. SPECIAL FEES AND FINANCE RATES
Sec. 345.251. DOCUMENTARY FEE FOR CERTAIN VEHICLES
Sec. 345.252. TIME PRICE DIFFERENTIAL FOR CERTAIN PREPAID FUNERAL BENEFITS
Sec. 345.253. TIME PRICE DIFFERENTIAL FOR MEDICAL AND DENTAL SERVICES
SUBCHAPTER G. ACQUISITION OF CONTRACT, AGREEMENT, OR BALANCE
Sec. 345.301. AUTHORITY TO ACQUIRE
Sec. 345.302. LACK OF NOTICE DOES NOT AFFECT VALIDITY AS TO CERTAIN CREDITORS
Sec. 345.303. PAYMENT BY BUYER
Sec. 345.304. PRESERVATION OF BUYER'S RIGHT OF ACTION OR DEFENSE
SUBCHAPTER H. OTHER PROVISIONS APPLICABLE TO CONTRACTS AND AGREEMENTS
Sec. 345.351. REGISTRATION OF HOLDER
Sec. 345.352. SELLER'S PROMISE TO PAY OR TENDER OF CASH TO BUYER AS PART OF TRANSACTION
Sec. 345.353. MAKING OF CONTRACT OR AGREEMENT BY MAIL OR TELEPHONE
Sec. 345.354. PROHIBITION ON POWER OF ATTORNEY TO CONFESS JUDGMENT AND ASSIGNMENT OF WAGES
Sec. 345.355. PROHIBITION ON CERTAIN ACTS OF REPOSSESSION
Sec. 345.356. BUYER'S WAIVER
Sec. 345.357. PROHIBITION ON CERTAIN LIENS
CHAPTER 346.
REVOLVING CREDIT ACCOUNTS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 346.001. DEFINITIONS
Sec. 346.002. AVERAGE DAILY BALANCE
Sec. 346.003. REVOLVING CREDIT ACCOUNTS
Sec. 346.004. APPLICATION OF CHAPTER TO REVOLVING CREDIT ACCOUNTS
Sec. 346.005. APPLICATION OF OTHER CODE PROVISIONS
SUBCHAPTER B. INTEREST CHARGE AND FEES
Sec. 346.101. MAXIMUM INTEREST RATE
Sec. 346.102. PERMISSIBLE INTEREST RATE FOR BILLING CYCLE
Sec. 346.103. FEES
SUBCHAPTER C. CREDITOR'S DUTIES AND AUTHORITY
Sec. 346.201. INSURANCE; COLLATERAL
Sec. 346.202. AMOUNTS AUTHORIZED TO BE RECOVERED FROM CUSTOMER
Sec. 346.203. MORE THAN ONE REVOLVING CREDIT ACCOUNT AUTHORIZED
Sec. 346.204. AMENDMENT OF REVOLVING CREDIT ACCOUNT BY CREDITOR
Sec. 346.205. COMPLIANCE WITH FEDERAL CONSUMER CREDIT PROTECTION ACT
Sec. 346.206. ACCELERATION OR IMMEDIATE PAYMENT DEMAND PROHIBITED
CHAPTER 347.
MANUFACTURED HOME CREDIT TRANSACTIONS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 347.001. LEGISLATIVE FINDING
Sec. 347.002. DEFINITIONS
Sec. 347.003. BAILMENT OR LEASE AS CREDIT TRANSACTION
Sec. 347.004. COMPLIANCE WITH FEDERAL CONSUMER CREDIT PROTECTION ACT
Sec. 347.005. FEDERAL RESIDENTIAL MORTGAGE LOANS PROGRAMS
Sec. 347.006. WAIVER NOT VALID
Sec. 347.007. APPLICATION OF CHAPTER TO COMMERCIAL LOANS
Sec. 347.008. APPLICABILITY
SUBCHAPTER B. CREDIT DOCUMENT
Sec. 347.051. APPEARANCE OF CREDIT DOCUMENT; CONSUMER NOTICE
Sec. 347.052. DISCLOSURE OF AMOUNT OF DELINQUENCY CHARGE
Sec. 347.053. PROVISIONS PROHIBITED IN CREDIT DOCUMENT
Sec. 347.054. CONSUMER'S ACKNOWLEDGMENT OF DELIVERY OF CREDIT DOCUMENT
Sec. 347.055. CREDIT DOCUMENT AFTER AMENDMENT
Sec. 347.056. AUTHORITY OF CONSUMER CREDIT COMMISSIONER RELATING TO A CREDIT DOCUMENT
SUBCHAPTER C. FINANCE CHARGE RATES AND ADJUSTMENTS
Sec. 347.101. ADJUSTABLE RATE
Sec. 347.102. REQUIREMENTS FOR RATE ADJUSTMENTS
Sec. 347.103. RATE ADJUSTMENT INDEX BASE
Sec. 347.104. AMOUNT OF RATE ADJUSTMENT
Sec. 347.105. MAXIMUM RATE ADJUSTMENTS
Sec. 347.106. MANDATORY DECREASE; OPTIONAL INCREASE
Sec. 347.107. NOTICE OF RATE ADJUSTMENT
Sec. 347.108. PROHIBITION ON USE OF RATE ADJUSTMENT AND CERTAIN MORTGAGES
Sec. 347.109. COMPUTATION OF FINANCE CHARGE FOR DISCLOSURE
Sec. 347.110. USE OF OPTIONAL CEILING
SUBCHAPTER D. AMENDMENT OR PREPAYMENT OF CREDIT TRANSACTION
Sec. 347.151. AMENDMENT OF CREDIT TRANSACTION
Sec. 347.152. ALTERNATE METHOD OF AMENDMENT OF CREDIT TRANSACTION
Sec. 347.153. REQUIREMENTS FOR AMENDMENT
Sec. 347.154. ORAL AMENDMENT NOT BINDING
Sec. 347.155. PREPAYMENT
SUBCHAPTER E. INSURANCE
Sec. 347.201. PROPERTY INSURANCE
Sec. 347.202. STATEMENT OF REQUIRED INSURANCE
Sec. 347.203. CONSUMER'S FAILURE TO OBTAIN REQUIRED INSURANCE
Sec. 347.204. PURCHASE OF ADDITIONAL INSURANCE AFTER DATE OF CREDIT DOCUMENT
Sec. 347.205. STATEMENT FOR PURCHASE OF OPTIONAL INSURANCE
Sec. 347.206. REQUIREMENTS FOR INSURANCE CHARGE IN CREDIT TRANSACTION
Sec. 347.207. INSURANCE DISCLOSURES IN CREDIT DOCUMENT
Sec. 347.208. CREDITOR MAY REFUSE TO ACCEPT POLICY
Sec. 347.209. CREDITOR'S DUTY IF INSURANCE IS CANCELED, ADJUSTED, OR TERMINATED
Sec. 347.210. SINGLE INTEREST POLICY PROHIBITED
Sec. 347.211. GAIN OR ADVANTAGE FROM INSURANCE NOT CHARGE
SUBCHAPTER F. PAYMENT OF INSURANCE AND TAXES
Sec. 347.251. FINANCING INSURANCE
Sec. 347.252. PAYMENT OF INSURANCE PREMIUMS WITH INSTALLMENTS
Sec. 347.253. ADJUSTMENT OF AMOUNTS PAID TO CREDITOR FOR INSURANCE
Sec. 347.254. PAYMENT OF TAXES THROUGH THE CREDITOR
Sec. 347.255. ADJUSTMENT OF AMOUNTS PAID TO CREDITOR FOR TAXES
Sec. 347.256. CREDITOR'S ACTION ON CONSUMER'S FAILURE TO PAY TAXES
Sec. 347.257. AGREEMENT TO INCLUDE TAXES IN CREDIT TRANSACTION
Sec. 347.258. DEPOSIT AMOUNTS PAID FOR TAXES OR INSURANCE
SUBCHAPTER G. MISCELLANEOUS FEES AND CHARGES
Sec. 347.301. FEES FOR TRANSACTIONS WITHOUT REAL PROPERTY
Sec. 347.302. CHARGE PROHIBITED
Sec. 347.307. CHARGES ON REPOSSESSION
Sec. 347.308. FEE FOR TRANSFER OF OBLIGOR ON DEBT
SUBCHAPTER H. ACTIONS ON DEFAULT
Sec. 347.351. DELINQUENCY CHARGE ON DEFAULT
Sec. 347.352. ACCELERATION OF DEBT MATURITY
Sec. 347.353. COMPUTING AMOUNT OWED FOR PURPOSE OF ACCELERATION
Sec. 347.354. ACCRUAL OF INTEREST ON ACCELERATION
Sec. 347.355. REPOSSESSION ON DEFAULT
Sec. 347.356. REQUIREMENTS FOR ACTION TO REPOSSESS, FORECLOSE, OR ACCELERATE PAYMENT OF ENTIRE DEBT
Sec. 347.357. DISPOSAL OF INSURANCE AND TAX ESCROW ACCOUNT ON DEFAULT
SUBCHAPTER I. SECURITY INTERESTS IN MANUFACTURED HOMES
Sec. 347.401. PRIORITY OF SECURITY INTEREST FOR UNPAID RENTAL OF REAL PROPERTY
Sec. 347.402. POSSESSORY LIEN
Sec. 347.403. AMOUNTS THAT MAY BE RECOVERED BY REAL PROPERTY OWNER
Sec. 347.404. LIABILITY OF REAL PROPERTY OWNER FOR REFUSAL TO ALLOW CREDITOR TO REPOSSESS MANUFACTURED HOME
SUBCHAPTER J. RIGHTS AND DUTIES OF CREDITOR AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR
Sec. 347.451. REGISTRATION OF CERTAIN CREDITORS
Sec. 347.4515. RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSE REQUIRED
Sec. 347.452. ACQUISITION AND TRANSFER OF CREDIT TRANSACTION OR BALANCE
Sec. 347.453. EFFECT OF DISCLOSURE BY ONE OF SEVERAL CREDITORS
Sec. 347.454. DISCLOSURE IF MORE THAN ONE CONSUMER
Sec. 347.455. REAL PROPERTY IN CREDIT TRANSACTION
SUBCHAPTER K. CREDITOR'S LIABILITY; PENALTIES
Sec. 347.501. CREDITOR'S LIABILITY RELATED TO DEPOSIT
Sec. 347.502. LIABILITY FOR CHARGE EXCEEDING AMOUNT AUTHORIZED
Sec. 347.503. CREDITOR'S LIABILITY FOR ERROR IN PAY-OFF QUOTATION
Sec. 347.504. CREDITOR'S LIABILITY FOR ORAL OR UNSOLICITED WRITTEN STATEMENT OF AMOUNT OWED
Sec. 347.505. PENALTY FOR FAILURE TO REGISTER
Sec. 347.506. WHEN ACT OR OMISSION NOT VIOLATION
CHAPTER 348.
MOTOR VEHICLE INSTALLMENT SALES
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 348.001. DEFINITIONS
Sec. 348.0015. PRESUMPTION REGARDING NONCOMMERCIAL VEHICLES; EXCEPTION
Sec. 348.002. BAILMENT OR LEASE AS RETAIL INSTALLMENT TRANSACTION
Sec. 348.003. CLASSIFICATION AS RETAIL INSTALLMENT TRANSACTION UNAFFECTED
Sec. 348.004. CASH PRICE
Sec. 348.005. ITEMIZED CHARGE
Sec. 348.006. PRINCIPAL BALANCE; INCLUSION OF DOCUMENTARY FEE
Sec. 348.007. APPLICABILITY OF CHAPTER
Sec. 348.008. APPLICABILITY OF OTHER STATUTES TO RETAIL INSTALLMENT TRANSACTION
Sec. 348.009. FEDERAL DISCLOSURE REQUIREMENTS APPLICABLE
Sec. 348.0091. DISCLOSURE OF EQUITY IN TRADE-IN MOTOR VEHICLE
Sec. 348.010. ADDITIONAL INFORMATION ALLOWED IN CONTRACT
Sec. 348.011. ORDER OF ITEMS IN CONTRACT
Sec. 348.012. APPLICABILITY OF INSURANCE PREMIUM FINANCING PROVISIONS
Sec. 348.013. CONDITIONAL DELIVERY AGREEMENT
Sec. 348.014. TRANSACTION CONDITIONED ON PURCHASE OF VEHICLE PROTECTION PRODUCT PROHIBITED
SUBCHAPTER B. RETAIL INSTALLMENT CONTRACT
Sec. 348.101. RETAIL INSTALLMENT CONTRACT GENERAL REQUIREMENTS
Sec. 348.1015. CONTRACT CONDITIONED ON SUBSEQUENT ASSIGNMENT PROHIBITED
Sec. 348.102. CONTENTS OF CONTRACT
Sec. 348.103. TIME PRICE DIFFERENTIAL FOR RETAIL INSTALLMENT CONTRACT
Sec. 348.104. TIME PRICE DIFFERENTIAL FOR CONTRACT WITH EQUAL MONTHLY SUCCESSIVE PAYMENTS
Sec. 348.105. USE OF OPTIONAL CEILING
Sec. 348.106. TIME PRICE DIFFERENTIAL FOR OTHER CONTRACTS
Sec. 348.107. CHARGE FOR DEFAULT IN PAYMENT OF INSTALLMENT
Sec. 348.108. CHARGES FOR COLLECTING DEBT
Sec. 348.109. ACCELERATION OF DEBT MATURITY
Sec. 348.110. DELIVERY OF COPY OF CONTRACT
Sec. 348.111. BUYER'S RIGHT TO RESCIND CONTRACT
Sec. 348.112. BUYER'S ACKNOWLEDGMENT OF DELIVERY OF CONTRACT COPY
Sec. 348.113. AMENDMENT OF RETAIL INSTALLMENT CONTRACT
Sec. 348.114. CHARGES FOR DEFERRING INSTALLMENT
Sec. 348.115. CHARGE FOR OTHER AMENDMENT
Sec. 348.116. CONFIRMATION OF AMENDMENT
Sec. 348.117. CONTRACT AFTER AMENDMENT
Sec. 348.118. PREPAYMENT OF CONTRACT
Sec. 348.119. REFUND CREDIT ON PREPAYMENT
Sec. 348.120. AMOUNT OF REFUND CREDIT FOR MONTHLY INSTALLMENT CONTRACT
Sec. 348.121. AMOUNT OF REFUND CREDIT FOR OTHER CONTRACTS
Sec. 348.122. REINSTATEMENT OF CONTRACT AFTER DEMAND FOR PAYMENT
Sec. 348.123. REFINANCING OF LARGE INSTALLMENT
Sec. 348.124. DEBT CANCELLATION AGREEMENTS
Sec. 348.125. TRADE-IN CREDIT AGREEMENTS OFFERED IN CONNECTION WITH RETAIL INSTALLMENT CONTRACTS
SUBCHAPTER C. INSURANCE
Sec. 348.201. PROPERTY INSURANCE
Sec. 348.202. CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT INSURANCE
Sec. 348.203. MAXIMUM AMOUNT OF CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT COVERAGE
Sec. 348.204. INSURANCE STATEMENT
Sec. 348.205. STATEMENT IF LIABILITY INSURANCE NOT INCLUDED IN CONTRACT
Sec. 348.206. INSURANCE MAY BE FURNISHED BY BUYER
Sec. 348.207. BUYER'S FAILURE TO PROVIDE EVIDENCE OF INSURANCE
Sec. 348.208. CHARGES FOR OTHER INSURANCE AND FORMS OF PROTECTION INCLUDED IN RETAIL INSTALLMENT CONTRACT
Sec. 348.209. REQUIREMENTS FOR INCLUDING INSURANCE COST IN CONTRACT
Sec. 348.210. DELIVERY OF INSURANCE DOCUMENT TO BUYER
Sec. 348.211. HOLDER'S DUTY IF INSURANCE IS ADJUSTED OR TERMINATED
Sec. 348.212. GAIN OR ADVANTAGE FROM INSURANCE NOT ADDITIONAL CHARGE
Sec. 348.213. ADDING TO RETAIL INSTALLMENT CONTRACT PREMIUMS FOR INSURANCE ACQUIRED AFTER TRANSACTION
Sec. 348.214. EFFECT OF ADDING PREMIUM TO CONTRACT
Sec. 348.215. FINANCING ENTITY MAY NOT REQUIRE INSURANCE FROM PARTICULAR SOURCE
SUBCHAPTER D. ACQUISITION OF CONTRACT OR BALANCE
Sec. 348.301. AUTHORITY TO ACQUIRE
Sec. 348.302. LACK OF NOTICE DOES NOT AFFECT VALIDITY AS TO CERTAIN CREDITORS
Sec. 348.303. PAYMENT BY BUYER
SUBCHAPTER E. HOLDER'S RIGHTS, DUTIES, AND LIMITATIONS
Sec. 348.403. SELLER'S PROMISE TO PAY OR TENDER OF CASH TO BUYER AS PART OF TRANSACTION
Sec. 348.404. SELLER'S ACTION FOR INCENTIVE PROGRAM OR TO PAY FOR BUYER'S MOTOR VEHICLE
Sec. 348.405. STATEMENT OF PAYMENTS AND AMOUNT DUE UNDER CONTRACT
Sec. 348.406. RECEIPT FOR CASH PAYMENT
Sec. 348.407. RETENTION OR DISPOSITION OF NONATTACHED PERSONAL PROPERTY
Sec. 348.408. OUTSTANDING BALANCE INFORMATION; PAYMENT IN FULL
Sec. 348.409. LIABILITY RELATING TO OUTSTANDING BALANCE INFORMATION
Sec. 348.410. PROHIBITION ON POWER OF ATTORNEY TO CONFESS JUDGMENT OR ASSIGNMENT OF WAGES
Sec. 348.411. PROHIBITION ON CERTAIN ACTS OF REPOSSESSION
Sec. 348.412. BUYER'S WAIVER
Sec. 348.413. TRANSFER OF EQUITY
Sec. 348.414. AUTOMOBILE CLUB MEMBERSHIP OFFERED IN CONNECTION WITH RETAIL INSTALLMENT CONTRACT
Sec. 348.416. CONVENIENCE FEE FOR PROCESSING ELECTRONIC PAYMENTS AUTHORIZED
SUBCHAPTER F. LICENSING; ADMINISTRATION OF CHAPTER
Sec. 348.501. LICENSE REQUIRED
Sec. 348.5015. RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSE REQUIRED
Sec. 348.502. APPLICATION REQUIREMENTS
Sec. 348.503. INVESTIGATION OF APPLICATION
Sec. 348.504. APPROVAL OR DENIAL OF APPLICATION
Sec. 348.505. DISPOSITION OF FEES ON DENIAL OF APPLICATION
Sec. 348.5055. LICENSE TERM
Sec. 348.506. LICENSE FEE
Sec. 348.5065. GROUNDS FOR REFUSAL TO RENEW
Sec. 348.507. EXPIRATION OF LICENSE ON FAILURE TO PAY FEE
Sec. 348.508. LICENSE SUSPENSION OR REVOCATION
Sec. 348.509. REINSTATEMENT OF SUSPENDED LICENSE; ISSUANCE OF NEW LICENSE AFTER REVOCATION
Sec. 348.510. SURRENDER OF LICENSE
Sec. 348.511. EFFECT OF LICENSE SUSPENSION, REVOCATION, OR SURRENDER
Sec. 348.512. TRANSFER OR ASSIGNMENT OF LICENSE
Sec. 348.513. ADOPTION OF RULES
Sec. 348.514. EXAMINATION; ACCESS TO RECORDS
Sec. 348.515. GENERAL INVESTIGATION
Sec. 348.516. PAYMENT OF EXAMINATION COSTS AND ADMINISTRATION EXPENSES
Sec. 348.517. LICENSE HOLDER'S RECORDS; DOCUMENT RETENTION REQUIREMENTS
Sec. 348.518. SHARING OF INFORMATION
CHAPTER 349.
PENALTIES AND LIABILITIES
SUBCHAPTER A. CIVIL PENALTIES
Sec. 349.001. LIABILITY FOR CONTRACTING FOR, CHARGING, OR RECEIVING EXCESSIVE AMOUNT
Sec. 349.002. LIABILITY FOR CHARGES EXCEEDING TWICE AMOUNT AUTHORIZED
Sec. 349.003. LIABILITY FOR FAILURE TO PERFORM OR FOR PERFORMANCE OF PROHIBITED ACT
Sec. 349.004. LIABILITY RELATED TO CRIMINAL OFFENSE
Sec. 349.005. LIABILITY FOR VIOLATING INJUNCTION
SUBCHAPTER B. GENERAL LIMITATIONS ON LIABILITY
Sec. 349.101. NO LIABILITY IF VIOLATION UNINTENTIONAL AND FROM BONA FIDE ERROR OR IF IN CONFORMITY WITH OTHER LAW
Sec. 349.102. LIABILITY FOR MULTIPLE VIOLATIONS IN ONE TRANSACTION
Sec. 349.103. LIMITATION ON MULTIPLE RECOVERY OF PENALTIES
SUBCHAPTER C. LIMITING LIABILITY BY CORRECTING VIOLATION
Sec. 349.201. CORRECTION RESULTING IN NO LIABILITY
Sec. 349.202. CORRECTION OF VIOLATION OF FAILURE TO ACT OR PERFORMING PROHIBITED ACT RESULTING IN LIMITED LIABILITY
Sec. 349.203. CORRECTION OF VIOLATION OF CHARGING EXCESSIVE AMOUNTS RESULTING IN LIMITED LIABILITY
Sec. 349.204. GIVING WRITTEN NOTICE
Sec. 349.205. CORRECTION EXCEPTION AVAILABLE TO ALL SIMILARLY SITUATED
SUBCHAPTER D. LIMITING LIABILITY BY LATE REGISTRATION OR LICENSURE
Sec. 349.301. PAYMENT OF FEES
Sec. 349.302. LATE FILING FEE FOR REGISTERING OR RENEWAL OF REGISTRATION
Sec. 349.303. LATE FILING FEE FOR OBTAINING OR RENEWING LICENSE
Sec. 349.304. EFFECT OF COMPLIANCE WITH SUBCHAPTER FOR REGISTRANT OR LICENSE HOLDER
Sec. 349.305. EFFECT OF COMPLIANCE WITH SUBCHAPTER ON PERSON OTHER THAN REGISTRANT OR LICENSE HOLDER
SUBCHAPTER E. PROCEDURES FOR CIVIL ACTIONS
Sec. 349.401. VENUE
Sec. 349.402. LIMITATION PERIOD
Sec. 349.403. CLASS ACTION
Sec. 349.404. LIABILITY UNDER SUBCHAPTER IN LIEU OF LIABILITY UNDER CONSUMER CREDIT PROTECTION ACT
SUBCHAPTER F. CRIMINAL OFFENSES
Sec. 349.501. OFFENSE OF CHARGES EXCEEDING TWICE AMOUNT AUTHORIZED
Sec. 349.502. OFFENSE OF ENGAGING IN LENDING BUSINESS WITHOUT PROPER AUTHORITY
Sec. 349.503. CERTAIN PROCEEDINGS IN CONNECTION WITH SALE-LEASEBACK TRANSACTION
CHAPTER 350.
REQUIREMENTS AND LIMITATIONS APPLICABLE TO CONSUMER CREDITORS NOT LICENSED OR REGISTERED UNDER THIS TITLE
Sec. 350.001. APPLICABILITY
Sec. 350.002. PREVENTION OF EVASION
Sec. 350.003. COMPLIANCE WITH FAIR TRADE PRACTICES ACT
Sec. 350.004. PENALTIES
CHAPTER 351.
PROPERTY TAX LENDERS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 351.001. SHORT TITLE
Sec. 351.002. DEFINITIONS
Sec. 351.0021. AUTHORIZED CHARGES
Sec. 351.0022. WAIVER PROHIBITED
Sec. 351.0023. SOLICITATION OF LOANS; NOTICE
Sec. 351.003. SECONDARY MARKET TRANSACTIONS
Sec. 351.004. AFFILIATED BUSINESS ARRANGEMENTS
Sec. 351.005. APPLICATION OF TAX CODE
Sec. 351.006. ENFORCEMENT
Sec. 351.007. RULES
Sec. 351.008. EXAMINATION OF LENDERS; ACCESS TO RECORDS
Sec. 351.009. GENERAL INVESTIGATION
Sec. 351.010. REFUSAL TO ALLOW EXAMINATION OR INSPECTION
Sec. 351.011. VERIFICATION OF NET ASSETS
Sec. 351.012. APPLICABILITY OF CHAPTER
SUBCHAPTER B. AUTHORIZED ACTIVITIES; LICENSE
Sec. 351.051. LICENSE REQUIRED
Sec. 351.0515. RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSE REQUIRED
Sec. 351.052. ISSUANCE OF MORE THAN ONE LICENSE FOR PROPERTY TAX LENDER
Sec. 351.053. AREA OF BUSINESS; PROPERTY TAX LOANS BY MAIL OR ONLINE
Sec. 351.054. NOTICE TO TAXING UNIT
SUBCHAPTER C. APPLICATION FOR AND ISSUANCE OF LICENSE
Sec. 351.101. APPLICATION REQUIREMENTS
Sec. 351.102. BOND
Sec. 351.103. INVESTIGATION OF APPLICATION
Sec. 351.104. APPROVAL OR DENIAL OF APPLICATION
Sec. 351.105. DISPOSITION OF FEES ON DENIAL OF APPLICATION
Sec. 351.106. LICENSE TERM
SUBCHAPTER D. LICENSE
Sec. 351.151. NAME AND PLACE ON LICENSE
Sec. 351.152. LICENSE DISPLAY
Sec. 351.153. MINIMUM ASSETS FOR LICENSE
Sec. 351.1535. GROUNDS FOR REFUSAL TO RENEW
Sec. 351.154. LICENSE FEE
Sec. 351.155. EXPIRATION OF LICENSE ON FAILURE TO PAY FEE
Sec. 351.156. LICENSE SUSPENSION OR REVOCATION
Sec. 351.157. CORPORATE CHARTER FORFEITURE
Sec. 351.158. LICENSE SUSPENSION OR REVOCATION FILED WITH PUBLIC RECORDS
Sec. 351.159. REINSTATEMENT OF SUSPENDED LICENSE; ISSUANCE OF NEW LICENSE AFTER REVOCATION
Sec. 351.160. SURRENDER OF LICENSE
Sec. 351.161. EFFECT OF LICENSE SUSPENSION, REVOCATION, OR SURRENDER
Sec. 351.162. MOVING AN OFFICE
Sec. 351.163. TRANSFER OR ASSIGNMENT OF LICENSE
Sec. 351.164. REPORTING REQUIREMENT
CHAPTER 352.
TAX REFUND ANTICIPATION LOANS
Sec. 352.001. DEFINITIONS
Sec. 352.002. RESTRICTION ON ACTING AS FACILITATOR
Sec. 352.003. REGISTRATION OF FACILITATORS
Sec. 352.004. DISCLOSURE REQUIREMENTS
Sec. 352.005. INVESTIGATION BY COMMISSIONER
Sec. 352.006. REVOCATION OF REGISTRATION
Sec. 352.007. ADMINISTRATIVE PENALTY
Sec. 352.008. PREEMPTION OF LOCAL ORDINANCE
Sec. 352.009. APPLICABILITY OF CHAPTER
CHAPTER 353.
COMMERCIAL MOTOR VEHICLE INSTALLMENT SALES
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 353.001. DEFINITIONS
Sec. 353.002. PRESUMPTION REGARDING NONCOMMERCIAL VEHICLES; EXCEPTION
Sec. 353.003. BAILMENT OR LEASE AS RETAIL INSTALLMENT TRANSACTION
Sec. 353.004. CLASSIFICATION AS RETAIL INSTALLMENT TRANSACTION UNAFFECTED
Sec. 353.005. CASH PRICE
Sec. 353.006. ITEMIZED CHARGE
Sec. 353.007. ADDITIONAL CHARGES PERMITTED
Sec. 353.008. PRINCIPAL BALANCE; INCLUSION OF DOCUMENTARY FEE
Sec. 353.009. APPLICABILITY OF CHAPTER
Sec. 353.010. APPLICABILITY OF OTHER STATUTES TO RETAIL INSTALLMENT TRANSACTION
Sec. 353.011. FEDERAL DISCLOSURE REQUIREMENTS
Sec. 353.012. ADDITIONAL INFORMATION ALLOWED IN CONTRACT
Sec. 353.013. ORDER OF ITEMS IN CONTRACT
Sec. 353.014. APPLICABILITY OF INSURANCE PREMIUM FINANCING PROVISIONS
Sec. 353.015. CONDITIONAL DELIVERY AGREEMENT
Sec. 353.016. COMPUTATION OF TIME PRICE DIFFERENTIAL USING TRUE DAILY EARNINGS METHOD
Sec. 353.017. TRANSACTION CONDITIONED ON PURCHASE OF VEHICLE PROTECTION PRODUCT PROHIBITED
SUBCHAPTER B. RETAIL INSTALLMENT CONTRACT
Sec. 353.101. RETAIL INSTALLMENT CONTRACT GENERAL REQUIREMENTS
Sec. 353.102. CONTRACT CONDITIONED ON SUBSEQUENT ASSIGNMENT PROHIBITED
Sec. 353.103. TIME PRICE DIFFERENTIAL FOR RETAIL INSTALLMENT CONTRACT
Sec. 353.104. TIME PRICE DIFFERENTIAL FOR CONTRACT WITH EQUAL MONTHLY SUCCESSIVE PAYMENTS
Sec. 353.105. USE OF OPTIONAL CEILING
Sec. 353.106. TIME PRICE DIFFERENTIAL FOR OTHER CONTRACTS
Sec. 353.107. CHARGE FOR DEFAULT IN PAYMENT OF INSTALLMENT
Sec. 353.108. CHARGES FOR COLLECTING DEBT
Sec. 353.109. ACCELERATION OF DEBT MATURITY
Sec. 353.110. DELIVERY OF COPY OF CONTRACT
Sec. 353.111. BUYER'S RIGHT TO RESCIND CONTRACT
Sec. 353.112. BUYER'S ACKNOWLEDGMENT OF DELIVERY OF CONTRACT COPY
Sec. 353.113. AMENDMENT OF RETAIL INSTALLMENT CONTRACT
Sec. 353.114. CHARGES FOR DEFERRING INSTALLMENT
Sec. 353.115. CHARGE FOR OTHER AMENDMENT
Sec. 353.116. CONFIRMATION OF AMENDMENT
Sec. 353.117. CONTRACT AFTER AMENDMENT
Sec. 353.118. PREPAYMENT OF CONTRACT
Sec. 353.119. REFUND CREDIT ON PREPAYMENT
Sec. 353.120. AMOUNT OF REFUND CREDIT FOR MONTHLY INSTALLMENT CONTRACT
Sec. 353.121. REFUND ON CONTRACTS USING SCHEDULED INSTALLMENT EARNINGS METHOD
Sec. 353.122. REINSTATEMENT OF CONTRACT AFTER DEMAND FOR PAYMENT
SUBCHAPTER C. INSURANCE
Sec. 353.201. PROPERTY INSURANCE
Sec. 353.202. CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT INSURANCE
Sec. 353.203. MAXIMUM AMOUNT OF CREDIT LIFE AND CREDIT HEALTH AND ACCIDENT COVERAGE
Sec. 353.204. INSURANCE STATEMENT
Sec. 353.205. STATEMENT IF LIABILITY INSURANCE NOT INCLUDED IN CONTRACT
Sec. 353.206. BUYER'S FAILURE TO PROVIDE EVIDENCE OF INSURANCE
Sec. 353.207. CHARGES FOR OTHER INSURANCE AND FORMS OF PROTECTION INCLUDED IN RETAIL INSTALLMENT CONTRACT
Sec. 353.208. HOLDER'S DUTY IF INSURANCE IS ADJUSTED OR TERMINATED
Sec. 353.209. GAIN OR ADVANTAGE FROM INSURANCE NOT ADDITIONAL CHARGE
Sec. 353.210. ADDING TO RETAIL INSTALLMENT CONTRACT PREMIUMS FOR INSURANCE ACQUIRED AFTER TRANSACTION
Sec. 353.211. EFFECT OF ADDING PREMIUM TO CONTRACT
Sec. 353.212. FINANCING ENTITY MAY NOT REQUIRE INSURANCE FROM PARTICULAR SOURCE
SUBCHAPTER D. ACQUISITION OF CONTRACT OR BALANCE
Sec. 353.301. AUTHORITY TO ACQUIRE
Sec. 353.302. LACK OF NOTICE DOES NOT AFFECT VALIDITY AS TO CERTAIN CREDITORS
Sec. 353.303. PAYMENT BY BUYER
SUBCHAPTER E. HOLDER'S RIGHTS, DUTIES, AND LIMITATIONS
Sec. 353.401. SELLER'S PROMISE TO PAY OR TENDER OF CASH TO BUYER AS PART OF TRANSACTION
Sec. 353.402. SELLER'S ACTION FOR INCENTIVE PROGRAM OR TO PAY FOR BUYER'S MOTOR VEHICLE
Sec. 353.403. STATEMENT OF PAYMENTS AND AMOUNT DUE UNDER CONTRACT
Sec. 353.404. RECEIPT FOR CASH PAYMENT
Sec. 353.405. OUTSTANDING BALANCE INFORMATION; PAYMENT IN FULL
Sec. 353.406. LIABILITY RELATING TO OUTSTANDING BALANCE INFORMATION
Sec. 353.407. PROHIBITION ON POWER OF ATTORNEY TO CONFESS JUDGMENT OR ASSIGNMENT OF WAGES
Sec. 353.408. PROHIBITION ON CERTAIN ACTS OF REPOSSESSION
Sec. 353.409. BUYER'S WAIVER
Sec. 353.410. TRANSFER OF EQUITY
SUBCHAPTER F. LICENSING; ADMINISTRATION OF CHAPTER
Sec. 353.501. LICENSE REQUIRED
Sec. 353.502. APPLICATION REQUIREMENTS
Sec. 353.503. INVESTIGATION OF APPLICATION
Sec. 353.504. APPROVAL OR DENIAL OF APPLICATION
Sec. 353.505. DISPOSITION OF FEES ON DENIAL OF APPLICATION
Sec. 353.5055. LICENSE TERM
Sec. 353.506. LICENSE FEE
Sec. 353.5065. GROUNDS FOR REFUSAL OF RENEWAL
Sec. 353.507. EXPIRATION OF LICENSE ON FAILURE TO PAY FEE
Sec. 353.508. LICENSE SUSPENSION OR REVOCATION
Sec. 353.509. REINSTATEMENT OF SUSPENDED LICENSE; ISSUANCE OF NEW LICENSE AFTER REVOCATION
Sec. 353.510. SURRENDER OF LICENSE
Sec. 353.511. EFFECT OF LICENSE SUSPENSION, REVOCATION, OR SURRENDER
Sec. 353.512. TRANSFER OR ASSIGNMENT OF LICENSE
Sec. 353.513. ADOPTION OF RULES
Sec. 353.514. GENERAL INVESTIGATION
Sec. 353.515. SHARING OF INFORMATION
CHAPTER 354.
DEBT CANCELLATION AGREEMENTS FOR CERTAIN RETAIL VEHICLE INSTALLMENT SALES
Sec. 354.001. DEFINITIONS
Sec. 354.002. LIMITATION ON CERTAIN DEBT CANCELLATION AGREEMENTS
Sec. 354.003. DEBT CANCELLATION AGREEMENTS EXCLUSION LANGUAGE
Sec. 354.004. REQUIRED DEBT CANCELLATION AGREEMENT LANGUAGE
Sec. 354.005. APPROVAL OF FORMS FOR DEBT CANCELLATION AGREEMENTS
Sec. 354.006. ADDITIONAL REQUIREMENTS FOR DEBT CANCELLATION AGREEMENTS
Sec. 354.007. REFUND FOR DEBT CANCELLATION AGREEMENTS
SUBTITLE C. PAWNSHOPS
CHAPTER 371.
PAWNSHOPS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 371.001. SHORT TITLE
Sec. 371.002. PURPOSES
Sec. 371.003. DEFINITIONS
Sec. 371.004. COMPUTATION OF MONTH
Sec. 371.005. REGULATORY AUTHORITY
Sec. 371.006. RULEMAKING
Sec. 371.007. STAGGERED RENEWAL OF LICENSES
SUBCHAPTER B. PAWNSHOP LICENSE
Sec. 371.051. PAWNSHOP LICENSE REQUIRED
Sec. 371.052. ELIGIBILITY
Sec. 371.053. VERIFICATION OF APPLICANT'S NET ASSETS
Sec. 371.054. LICENSE APPLICATION
Sec. 371.055. FEES; PROOF OF INSURANCE
Sec. 371.056. BOND
Sec. 371.057. INVESTIGATION; NOTICE OF APPLICATION
Sec. 371.058. PUBLIC HEARING
Sec. 371.059. APPROVAL; ISSUANCE OF LICENSE
Sec. 371.060. NOTICE OF DENIAL; HEARING
Sec. 371.061. PERIOD FOR FINAL DECISION TO APPROVE OR DENY
Sec. 371.062. DISPOSITION OF FEES ON DENIAL OF APPLICATION
Sec. 371.0625. LICENSE TERM
Sec. 371.063. LICENSE ISSUED BEFORE OCTOBER 1, 1981
Sec. 371.064. LICENSE FEE; EXPIRATION
Sec. 371.0645. GROUNDS FOR REFUSAL TO RENEW
Sec. 371.066. TEMPORARY LICENSE
Sec. 371.067. CONTENTS AND DISPLAY OF LICENSE
Sec. 371.068. MULTIPLE PLACES OF BUSINESS
Sec. 371.069. CHANGE OF OWNERSHIP
Sec. 371.070. TRANSFER OR ASSIGNMENT OF LICENSE
Sec. 371.071. APPLICATION FOR RELOCATION
Sec. 371.072. NET ASSETS REQUIREMENT
Sec. 371.073. APPOINTMENT OF AGENT
Sec. 371.074. PAWNBROKER RESPONSIBLE FOR EMPLOYEES AND AGENTS
SUBCHAPTER C. PAWNSHOP EMPLOYEE LICENSE PROGRAM
Sec. 371.101. PAWNSHOP EMPLOYEE LICENSE PROGRAM
Sec. 371.102. ELIGIBILITY
Sec. 371.103. LICENSE APPLICATION; FEES
Sec. 371.104. APPROVAL OR DENIAL OF APPLICATION
Sec. 371.105. LICENSE TERM
Sec. 371.106. LICENSE FEE; EXPIRATION
Sec. 371.107. GROUNDS FOR REFUSAL TO RENEW
SUBCHAPTER D. OPERATION OF PAWNSHOPS
Sec. 371.151. HOURS OF OPERATION
Sec. 371.152. RECORDKEEPING
Sec. 371.153. NOTICE OF OPERATION OF OTHER BUSINESS
Sec. 371.154. INSURANCE AND BOND
Sec. 371.155. PAWNSHOP SECURITY
Sec. 371.156. PAWN TRANSACTION
Sec. 371.157. PAWN TICKET
Sec. 371.158. AMOUNT FINANCED
Sec. 371.159. PAWN SERVICE CHARGE
Sec. 371.160. MATURITY DATE; MEMORANDUM OF EXTENSION
Sec. 371.161. EARLY REDEMPTION: REDUCTION OF PAWN SERVICE CHARGE
Sec. 371.162. PRESENTATION OF TICKET; PRESUMPTION
Sec. 371.163. LOST OR DESTROYED TICKET
Sec. 371.164. DUTY OF REASONABLE CARE
Sec. 371.165. RETURN OF PLEDGED GOODS
Sec. 371.166. REDEMPTION BY MAIL
Sec. 371.167. LOST OR DAMAGED GOODS
Sec. 371.168. EXEMPTION FROM CRIMINAL LIABILITY
Sec. 371.169. UNREDEEMED PLEDGED GOODS; FORFEITURE
Sec. 371.170. REDEMPTION OR PAYMENT BY PLEDGOR NOT REQUIRED
Sec. 371.171. AGREEMENT REQUIRING PLEDGOR'S PERSONAL LIABILITY PROHIBITED
Sec. 371.172. WAIVER OF PLEDGOR'S RIGHTS PROHIBITED
Sec. 371.173. INSURANCE CHARGE LIMITED
Sec. 371.174. IDENTIFICATION OF PLEDGOR OR SELLER REQUIRED
Sec. 371.175. PROPERTY IDENTIFICATION TAGS REQUIRED
Sec. 371.176. TRANSACTIONS WITH MINORS OR PERSONS UNDER THE INFLUENCE OF ALCOHOL OR DRUGS PROHIBITED
Sec. 371.177. PURCHASE OF USED PERSONAL PROPERTY
Sec. 371.178. ACCEPTANCE OF BUILDING CONSTRUCTION MATERIALS
Sec. 371.179. DISPLAYS OF CERTAIN WEAPONS PROHIBITED
Sec. 371.180. ADVERTISEMENTS
Sec. 371.181. STOLEN GOODS
Sec. 371.182. HOLD PERIOD
Sec. 371.183. CONSUMER INFORMATION
SUBCHAPTER E. INSPECTIONS AND EXAMINATIONS
Sec. 371.201. EXAMINATION BY COMMISSIONER
Sec. 371.202. ACCESS TO RECORDS; COPIES
Sec. 371.203. OATHS
Sec. 371.204. INSPECTION BY PEACE OFFICER
Sec. 371.205. REFUSAL TO ALLOW EXAMINATION OR INSPECTION
Sec. 371.206. CONFIDENTIALITY
Sec. 371.207. FEE
Sec. 371.208. VERIFICATION OF NET ASSETS
SUBCHAPTER F. LICENSE REVOCATION, SUSPENSION, AND SURRENDER
Sec. 371.251. REVOCATION OR SUSPENSION OF PAWNSHOP LICENSE
Sec. 371.252. EFFECT OF REVOCATION, SUSPENSION, OR SURRENDER OF PAWNSHOP LICENSE
Sec. 371.253. NOTICE OF REVOCATION
Sec. 371.254. REDEMPTION OF GOODS AFTER LICENSE REVOCATION OR SUSPENSION
Sec. 371.255. REVOCATION OR SUSPENSION OF PAWNSHOP EMPLOYEE LICENSE
Sec. 371.256. HEARING
Sec. 371.257. SURRENDER OF LICENSE
Sec. 371.258. REINSTATEMENT OF LICENSE
Sec. 371.259. CERTIFICATE OF STANDING; COPIES
SUBCHAPTER G. ENFORCEMENT; PENALTIES
Sec. 371.301. COMMISSIONER'S ENFORCEMENT POWERS
Sec. 371.302. ORDER TO END VIOLATION; INJUNCTION; DAMAGES
Sec. 371.303. ADMINISTRATIVE PENALTY
Sec. 371.304. ACTING WITHOUT A LICENSE; OFFENSES
Sec. 371.305. WILFUL VIOLATION OF CHAPTER; OFFENSE
Sec. 371.306. PENALTY FOR CERTAIN VIOLATIONS
TITLE 5. PROTECTION OF CONSUMERS OF FINANCIAL SERVICES
CHAPTER 391.
FURNISHING FALSE CREDIT INFORMATION
Sec. 391.001. DEFINITION
Sec. 391.002. FURNISHING FALSE INFORMATION; PENALTY
CHAPTER 392.
DEBT COLLECTION
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 392.001. DEFINITIONS
SUBCHAPTER B. SURETY BOND
Sec. 392.101. BOND REQUIREMENT
Sec. 392.102. CLAIM AGAINST BOND
SUBCHAPTER C. INFORMATION IN FILES OF CREDIT BUREAU OR DEBT COLLECTOR
Sec. 392.201. REPORT TO CONSUMER
Sec. 392.202. CORRECTION OF THIRD-PARTY DEBT COLLECTOR'S OR CREDIT BUREAU'S FILES
SUBCHAPTER D. PROHIBITED DEBT COLLECTION METHODS
Sec. 392.301. THREATS OR COERCION
Sec. 392.302. HARASSMENT; ABUSE
Sec. 392.303. UNFAIR OR UNCONSCIONABLE MEANS
Sec. 392.304. FRAUDULENT, DECEPTIVE, OR MISLEADING REPRESENTATIONS
Sec. 392.305. DECEPTIVE USE OF CREDIT BUREAU NAME
Sec. 392.306. USE OF INDEPENDENT DEBT COLLECTOR
Sec. 392.307. COLLECTION OF CERTAIN CONSUMER DEBT BY DEBT BUYERS
Sec. 392.308. CONSUMER VICTIM OF IDENTITY THEFT
SUBCHAPTER E. DEFENSE, CRIMINAL PENALTY, AND CIVIL REMEDIES
Sec. 392.401. BONA FIDE ERROR
Sec. 392.402. CRIMINAL PENALTY
Sec. 392.403. CIVIL REMEDIES
Sec. 392.404. REMEDIES UNDER OTHER LAW
CHAPTER 393.
CREDIT SERVICES ORGANIZATIONS
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 393.001. DEFINITIONS
Sec. 393.002. PERSONS NOT COVERED
Sec. 393.003. WAIVER VOID
SUBCHAPTER B. REGISTRATION AND DISCLOSURE STATEMENTS
Sec. 393.101. REGISTRATION STATEMENT
Sec. 393.102. UPDATE OF REGISTRATION STATEMENT
Sec. 393.103. INSPECTION OF REGISTRATION STATEMENT
Sec. 393.104. FILING FEE
Sec. 393.105. DISCLOSURE STATEMENT
Sec. 393.106. COPY OF DISCLOSURE STATEMENT
SUBCHAPTER C. CONTRACT FOR SERVICES
Sec. 393.201. FORM AND TERMS OF CONTRACT
Sec. 393.202. NOTICE OF CANCELLATION
Sec. 393.203. ISSUANCE OF CONTRACT AND OTHER DOCUMENTS
Sec. 393.204. BREACH OF CONTRACT
SUBCHAPTER C-1. NOTICE AND DISCLOSURE REQUIREMENTS FOR CERTAIN CREDIT SERVICES ORGANIZATIONS
Sec. 393.221. DEFINITIONS
Sec. 393.222. POSTING OF FEE SCHEDULE; NOTICES
Sec. 393.223. CONSUMER TRANSACTION INFORMATION
Sec. 393.224. ADMINISTRATIVE PENALTY
SUBCHAPTER D. PROHIBITIONS AND RESTRICTIONS
Sec. 393.301. REPRESENTATIVE
Sec. 393.302. CHARGE OR RECEIPT OF CONSIDERATION BEFORE COMPLETION OF SERVICES
Sec. 393.303. CHARGE OR RECEIPT OF CONSIDERATION FOR REFERRAL
Sec. 393.304. FALSE OR MISLEADING REPRESENTATION OR STATEMENT
Sec. 393.305. FRAUDULENT OR DECEPTIVE CONDUCT
Sec. 393.306. ADVERTISING SERVICES WITHOUT FILING REGISTRATION STATEMENT
Sec. 393.307. CAUSING WAIVER PROHIBITED
SUBCHAPTER E. SURETY BOND; SURETY ACCOUNT
Sec. 393.401. SURETY BOND
Sec. 393.402. SURETY ACCOUNT
Sec. 393.403. AMOUNT OF SURETY BOND OR ACCOUNT
Sec. 393.404. BENEFICIARY OF SURETY BOND OR ACCOUNT
Sec. 393.405. CLAIM AGAINST SURETY BOND OR ACCOUNT
Sec. 393.406. TERM OF SURETY BOND OR ACCOUNT
Sec. 393.407. PAYMENT OF MONEY IN SURETY ACCOUNT TO CREDIT SERVICES ORGANIZATION
SUBCHAPTER F. CRIMINAL PENALTIES AND CIVIL REMEDIES
Sec. 393.501. CRIMINAL PENALTY
Sec. 393.502. INJUNCTIVE RELIEF
Sec. 393.503. DAMAGES
Sec. 393.504. DECEPTIVE TRADE PRACTICE
Sec. 393.505. STATUTE OF LIMITATIONS
SUBCHAPTER G. LICENSING AND REGULATION OF CERTAIN CREDIT SERVICES ORGANIZATIONS
Sec. 393.601. DEFINITIONS
Sec. 393.602. APPLICABILITY
Sec. 393.603. LICENSE REQUIRED
Sec. 393.604. APPLICATION FOR LICENSE
Sec. 393.605. BOND
Sec. 393.606. INVESTIGATION OF APPLICATION
Sec. 393.607. APPROVAL OR DENIAL OF APPLICATION
Sec. 393.608. DISPOSITION OF FEES ON DENIAL OF APPLICATION
Sec. 393.6085. LICENSE TERM
Sec. 393.609. NAME AND PLACE OF LICENSE
Sec. 393.610. LICENSE DISPLAY
Sec. 393.611. MINIMUM ASSETS FOR LICENSE
Sec. 393.6115. GROUNDS FOR REFUSAL TO RENEW
Sec. 393.612. LICENSE FEE
Sec. 393.613. EXPIRATION OF LICENSE ON FAILURE TO PAY FEE
Sec. 393.614. LICENSE SUSPENSION OR REVOCATION
Sec. 393.615. LICENSE SUSPENSION OR REVOCATION FILED WITH PUBLIC RECORDS
Sec. 393.616. REINSTATEMENT OF SUSPENDED LICENSE; ISSUANCE OF NEW LICENSE AFTER REVOCATION
Sec. 393.617. SURRENDER OF LICENSE
Sec. 393.618. EFFECT OF LICENSE SUSPENSION, REVOCATION, OR SURRENDER
Sec. 393.619. MOVING AN OFFICE
Sec. 393.620. TRANSFER OR ASSIGNMENT OF LICENSE
Sec. 393.621. ADMINISTRATION
Sec. 393.622. RULES
Sec. 393.623. PROVIDING OR ADVERTISING SERVICES WITHOUT LICENSE PROHIBITED
Sec. 393.624. RESTRICTIONS ON OFF-SITE ADVERTISING
Sec. 393.625. MILITARY BORROWERS
Sec. 393.626. DEBT COLLECTION PRACTICES
Sec. 393.627. QUARTERLY REPORT TO COMMISSIONER
CHAPTER 394.
DEBTOR ASSISTANCE
SUBCHAPTER A. DEBT COUNSELING AND EDUCATION
Sec. 394.001. DUTIES OF COMMISSIONER
SUBCHAPTER C. CONSUMER DEBT MANAGEMENT SERVICES
Sec. 394.201. PURPOSE; CONSTRUCTION
Sec. 394.202. DEFINITIONS
Sec. 394.203. APPLICABILITY
Sec. 394.204. REGISTRATION
Sec. 394.205. RECORDS
Sec. 394.206. BOND; INSURANCE
Sec. 394.207. ADVERTISING
Sec. 394.208. REQUIRED ACTIONS BY PROVIDER
Sec. 394.209. WRITTEN DEBT MANAGEMENT SERVICES AGREEMENT
Sec. 394.2095. CANCELLATION OF AGREEMENT BY EITHER PROVIDER OR CONSUMER
Sec. 394.210. PERMITTED FEES
Sec. 394.2101. ADJUSTMENT OF AMOUNTS OF FEES OR OTHER CHARGES
Sec. 394.211. TRUST ACCOUNT
Sec. 394.212. PROHIBITED ACTS AND PRACTICES
Sec. 394.213. DUTIES OF PROPER MANAGEMENT
Sec. 394.214. ADDITIONAL ENFORCEMENT POWERS
Sec. 394.215. PRIVATE REMEDIES
CHAPTER 396.
PRIVATE CHILD SUPPORT ENFORCEMENT AGENCIES
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 396.001. DEFINITIONS
SUBCHAPTER E. REQUIRED BUSINESS PRACTICES
Sec. 396.202. RECORDS
Sec. 396.203. CONTRACT FOR SERVICES
SUBCHAPTER F. PROHIBITED PRACTICES
Sec. 396.251. THREATS OR COERCION
Sec. 396.252. FRAUDULENT, DECEPTIVE, OR MISLEADING REPRESENTATIONS
SUBCHAPTER H. CIVIL REMEDIES
Sec. 396.351. CIVIL ACTION
Sec. 396.352. SERVICE OF PROCESS OUTSIDE STATE
Sec. 396.353. REMEDIES UNDER OTHER LAW
CHAPTER 397.
DEBT CANCELLATION AGREEMENTS FOR CERTAIN VEHICLE LEASES
Sec. 397.001. DEFINITIONS
Sec. 397.002. APPLICABILITY
Sec. 397.003. RELATIONSHIP TO INSURANCE
Sec. 397.004. LIMITATION ON CERTAIN DEBT CANCELLATION AGREEMENTS
Sec. 397.005. DEBT CANCELLATION AGREEMENTS EXCLUSION LANGUAGE
Sec. 397.006. REQUIRED DEBT CANCELLATION AGREEMENT LANGUAGE
Sec. 397.007. ADDITIONAL REQUIREMENTS FOR DEBT CANCELLATION AGREEMENTS
Sec. 397.008. REFUND FOR DEBT CANCELLATION AGREEMENTS
Sec. 397.009. ENFORCEMENT
CHAPTER 398.
COMMERCIAL SALES-BASED FINANCING
SUBCHAPTER A. GENERAL PROVISIONS
Sec. 398.001. DEFINITIONS
Sec. 398.002. APPLICABILITY OF CHAPTER
Sec. 398.003. EXEMPTIONS
Sec. 398.004. APPLICATION OF OTHER LAW
Sec. 398.005. ADMINISTRATION OF CHAPTER; RULEMAKING
SUBCHAPTER B. REGULATION AND DISCLOSURE REQUIREMENTS
Sec. 398.051. DISCLOSURES
Sec. 398.052. SIGNATURE
Sec. 398.053. PROVIDER AND BROKER REGISTRATION
Sec. 398.054. UPDATE OF REGISTRATION STATEMENT
Sec. 398.055. UNENFORCEABILITY OF CERTAIN CONTRACT PROVISIONS
Sec. 398.056. CERTAIN AUTOMATIC DEBITS PROHIBITED
SUBCHAPTER C. ENFORCEMENT
Sec. 398.101. CIVIL PENALTY
Sec. 398.102. PRIVATE RIGHT OF ACTION NOT AUTHORIZED